8/18/25, 6:36 AM california property and casualty EXAM (2025/2026) Updated: EXAM QUESTIONS WITH ACCURATE ANSWERS | GET IT RIGHT!! …
california property and casualty EXAM
(2025/2026) Updated: EXAM QUESTIONS WITH
ACCURATE ANSWERS | GET IT RIGHT!!
Save
Terms in this set (555)
The process where by a Demutalization
mutul insurer becomes a
stock company is called
The process whereby a Mutalization
stock company a mutal
insurer is called
The provision in a Valuation clause
property policy which
states that the insured has
been paid up to their
insurable interest is
The part of the policy that Declaration
states the amout of
coverage the insured
property policy period is
Part of the policy that Conditions
establishes limits upon the
insurer and the insured
with the insuance policy
https://quizlet.com/1066358967/california-property-and-casualty-exam-20252026-updated-exam-questions-with-accurate-answers-get-it-right-flash-c… 1/101
,8/18/25, 6:36 AM california property and casualty EXAM (2025/2026) Updated: EXAM QUESTIONS WITH ACCURATE ANSWERS | GET IT RIGHT!! …
Which are the characterics Duty,breach,proximate cause, damages
of negligence
Which of the following is Worker' compensation
not a federal program
Absolute risk(liability) is When there is negligence whether proven or not
imposed
X is in an accident with Y. X $0
suffers $5000 of damage
but it is determined that X
is 60% responsible for the
accident. How much
would X receive under
CONTRIBUTORY
negligence rules?
what is the main purpose to determine financial responsibillty for damage
of tort law
what of the following is Auto accident
not considered an
intentional tort?
Which of the following There is usually no direct correlation between the
statements is true amount of general and special damages awarded to
regarding compensatory the victim
damages?
The insurer decides not to 30 days
renewan insured's
personal auto policy. How
much notice must the
insurer provide to the
insured
https://quizlet.com/1066358967/california-property-and-casualty-exam-20252026-updated-exam-questions-with-accurate-answers-get-it-right-flash-c… 2/101
,8/18/25, 6:36 AM california property and casualty EXAM (2025/2026) Updated: EXAM QUESTIONS WITH ACCURATE ANSWERS | GET IT RIGHT!! …
an insured's loss reserve a homeowner decides not to install a pool in the
for a claim isan estimate of backyard
the amount insurer will pay
for present and future
loss, which of the
following is an example of
loss prevention
which of the following an unfair practice
describes the act of
making a false entry in any
book statement of report
of any insurer with the
intent to device any
examiner lawfully
appointed to examine the
insured's
a person can base his/her breach of liability
claim for liability on the
basis of all of the
following EXCEPT
the term the transfer of the insured's interest in a policy to
"assignment"refers to another party
the term "subrogation" the insured's right to recover payment from a
refers to responsible 3rd party
insur's right to recover the subrogation
payment of the claim after
they paid the insured for
their property losses a
negligent 3rd party is
know as,
the amount of covered expense that the insured pays
an insurance deductible is
before the insurer pays,
https://quizlet.com/1066358967/california-property-and-casualty-exam-20252026-updated-exam-questions-with-accurate-answers-get-it-right-flash-c… 3/101
, 8/18/25, 6:36 AM california property and casualty EXAM (2025/2026) Updated: EXAM QUESTIONS WITH ACCURATE ANSWERS | GET IT RIGHT!! …
all of the following are notice must be sent with return receipt required
requirements for a notice
by mail to an insured by
insurer except
which of the following is Compensation for time away from work
considered special
damages
Which advisory Insurane service office and American association of
organization(s) develop insurances
forms for the standard
market?
Which of the following Lost wages
would be considered
special dmamges?
What do the initials Methods of risk mamagement
S.tA.R.R reperesent?
All of the following would Retention of loss by the insured
be considered benfits of
insurance except
What gives an insured Tort law
party the right to seek
compensation if it is
proven that another
person with negligence
contributed to the injury
What of the following is Financial loss
NOT one the three main
types of insurance losses
https://quizlet.com/1066358967/california-property-and-casualty-exam-20252026-updated-exam-questions-with-accurate-answers-get-it-right-flash-c… 4/101
california property and casualty EXAM
(2025/2026) Updated: EXAM QUESTIONS WITH
ACCURATE ANSWERS | GET IT RIGHT!!
Save
Terms in this set (555)
The process where by a Demutalization
mutul insurer becomes a
stock company is called
The process whereby a Mutalization
stock company a mutal
insurer is called
The provision in a Valuation clause
property policy which
states that the insured has
been paid up to their
insurable interest is
The part of the policy that Declaration
states the amout of
coverage the insured
property policy period is
Part of the policy that Conditions
establishes limits upon the
insurer and the insured
with the insuance policy
https://quizlet.com/1066358967/california-property-and-casualty-exam-20252026-updated-exam-questions-with-accurate-answers-get-it-right-flash-c… 1/101
,8/18/25, 6:36 AM california property and casualty EXAM (2025/2026) Updated: EXAM QUESTIONS WITH ACCURATE ANSWERS | GET IT RIGHT!! …
Which are the characterics Duty,breach,proximate cause, damages
of negligence
Which of the following is Worker' compensation
not a federal program
Absolute risk(liability) is When there is negligence whether proven or not
imposed
X is in an accident with Y. X $0
suffers $5000 of damage
but it is determined that X
is 60% responsible for the
accident. How much
would X receive under
CONTRIBUTORY
negligence rules?
what is the main purpose to determine financial responsibillty for damage
of tort law
what of the following is Auto accident
not considered an
intentional tort?
Which of the following There is usually no direct correlation between the
statements is true amount of general and special damages awarded to
regarding compensatory the victim
damages?
The insurer decides not to 30 days
renewan insured's
personal auto policy. How
much notice must the
insurer provide to the
insured
https://quizlet.com/1066358967/california-property-and-casualty-exam-20252026-updated-exam-questions-with-accurate-answers-get-it-right-flash-c… 2/101
,8/18/25, 6:36 AM california property and casualty EXAM (2025/2026) Updated: EXAM QUESTIONS WITH ACCURATE ANSWERS | GET IT RIGHT!! …
an insured's loss reserve a homeowner decides not to install a pool in the
for a claim isan estimate of backyard
the amount insurer will pay
for present and future
loss, which of the
following is an example of
loss prevention
which of the following an unfair practice
describes the act of
making a false entry in any
book statement of report
of any insurer with the
intent to device any
examiner lawfully
appointed to examine the
insured's
a person can base his/her breach of liability
claim for liability on the
basis of all of the
following EXCEPT
the term the transfer of the insured's interest in a policy to
"assignment"refers to another party
the term "subrogation" the insured's right to recover payment from a
refers to responsible 3rd party
insur's right to recover the subrogation
payment of the claim after
they paid the insured for
their property losses a
negligent 3rd party is
know as,
the amount of covered expense that the insured pays
an insurance deductible is
before the insurer pays,
https://quizlet.com/1066358967/california-property-and-casualty-exam-20252026-updated-exam-questions-with-accurate-answers-get-it-right-flash-c… 3/101
, 8/18/25, 6:36 AM california property and casualty EXAM (2025/2026) Updated: EXAM QUESTIONS WITH ACCURATE ANSWERS | GET IT RIGHT!! …
all of the following are notice must be sent with return receipt required
requirements for a notice
by mail to an insured by
insurer except
which of the following is Compensation for time away from work
considered special
damages
Which advisory Insurane service office and American association of
organization(s) develop insurances
forms for the standard
market?
Which of the following Lost wages
would be considered
special dmamges?
What do the initials Methods of risk mamagement
S.tA.R.R reperesent?
All of the following would Retention of loss by the insured
be considered benfits of
insurance except
What gives an insured Tort law
party the right to seek
compensation if it is
proven that another
person with negligence
contributed to the injury
What of the following is Financial loss
NOT one the three main
types of insurance losses
https://quizlet.com/1066358967/california-property-and-casualty-exam-20252026-updated-exam-questions-with-accurate-answers-get-it-right-flash-c… 4/101
