Health/Disability Insurance ACTUAL
QUESTIONS AND CORRECT ANSWERS
Cold lead advertising - Correct answers✔Making use directly or indirectly of an methods of
marketing which fail to disclose in a conspicuous manner that a purpose of the method of
marketing is solicitation of insurance and that contract will be made by an insurance agent or
insurance company is known as
3 - Correct answers✔How many pints of blood are covered by Medicare Supplement ore
benefits?
Not exclude pre-existed conditions that would have been covered by the original contract -
Correct answers✔When a long term care policy is replaced after it has been in effect for at least
six months, the new policy may
A workers Compensation Policy - Correct answers✔Which of the following insurance policies is
always part of a "24 Hour Coverage" insurance plan?
Must be presented at the time or initial solicitation for LTC insurance - Correct answers✔All
applicants for long term care insurance receive an outline of coverage which
Care given in an acute care unit of a hospital - Correct answers✔Which of the following
categories of benefits are not covered by an LTC policy?
Exclude asthma-related claims for up to six months - Correct answers✔Paula has a history of
severe asthma which caused her to be hospitalized in the past six months. If she discloses this on
her application and is approved for her LTC policy, Paula's policy could
QUESTIONS AND CORRECT ANSWERS
Cold lead advertising - Correct answers✔Making use directly or indirectly of an methods of
marketing which fail to disclose in a conspicuous manner that a purpose of the method of
marketing is solicitation of insurance and that contract will be made by an insurance agent or
insurance company is known as
3 - Correct answers✔How many pints of blood are covered by Medicare Supplement ore
benefits?
Not exclude pre-existed conditions that would have been covered by the original contract -
Correct answers✔When a long term care policy is replaced after it has been in effect for at least
six months, the new policy may
A workers Compensation Policy - Correct answers✔Which of the following insurance policies is
always part of a "24 Hour Coverage" insurance plan?
Must be presented at the time or initial solicitation for LTC insurance - Correct answers✔All
applicants for long term care insurance receive an outline of coverage which
Care given in an acute care unit of a hospital - Correct answers✔Which of the following
categories of benefits are not covered by an LTC policy?
Exclude asthma-related claims for up to six months - Correct answers✔Paula has a history of
severe asthma which caused her to be hospitalized in the past six months. If she discloses this on
her application and is approved for her LTC policy, Paula's policy could
