Texas Personal Lines Insurance Exam 2025-2026
Most Recent Version Comprehensive 110
Questions and Verified Answers Accurate
Solutions Already Graded A+ Get it 100% correct
a certificate of insurance is written document tht - CORRECT ANSWER: shows the
types and amts of insurance issued to the insured
a license may NOT be denied, suspended or revoked if the licensee - CORRECT
ANSWER: submits an unsigned insurance policy application
a Managing General Agent must complete the continuing education requirments that
are set for - CORRECT ANSWER: A Local Recording Agent or a Legal Reserve Life
Agent
A mobile homeowners policy us structured the same as a - CORRECT ANSWER:
Homeowners policy
A person who, for a fee, examines, evaluates and assesses contracts of insurance for
another and offers advice on methods of reducing risk, must be licensed as -
CORRECT ANSWER: A risk manager - they may also offer advice on methods to
reduce risk, but they do not solicit insurance for a commission
A policy that insures all property at multiple locations for a single amount is referred to
as - CORRECT ANSWER: Blanket
a sworn written statement that must be furnished by the insured to the insurer before
any loss under a policy can be paid is called - CORRECT ANSWER: proof of loss
A temporary license holder can receive a commission from a sale made to all of the
following EXCEPT - CORRECT ANSWER: the license holder's sister-in-law
, all of te following are considered unfair or deceptive acts in connection w/ the sale of
insurance EXCEPT - CORRECT ANSWER: attempting to settle a claim in which liability
is clear
All of the following are conditions commonly found in the insurance policy EXCEPT -
CORRECT ANSWER: Insuring Agreement
All of the following are supplemental payments included in the liability section of a
personal auto policy EXCEPT - CORRECT ANSWER: Up to $100 for the cost to secure
the release of a vehicle from an impoundment lot following a covered accident
all of the following are true regarding physical damage coverage EXCEPT - CORRECT
ANSWER: the limit of liability is the greater of the actual cash value of the vehicle at the
time of loss or the amount necessary to repair or replace the veh
All of the following are true regarding physical damage coverage EXCEPT - CORRECT
ANSWER: the limit of liability is the greater of the actual cash value of the vehicle at the
time of loss or the amount necessary to repair or replace the vehicle
all of the following statements about the continuing education requirement in this state
are true EXCEPT - CORRECT ANSWER: all liscensed agents must comply by January
1 of even-numbered years -- CE reporting period coincides witht he license renewal
date every 2 years
all of the following statements concerning coinsurance are true EXCEPT - CORRECT
ANSWER: the coinsurance formula will also be applied to total losses
All of the following statements describe the concept of strict liability EXCEPT -
CORRECT ANSWER: It is imposed on defendants engaged in hazardous activities
Most Recent Version Comprehensive 110
Questions and Verified Answers Accurate
Solutions Already Graded A+ Get it 100% correct
a certificate of insurance is written document tht - CORRECT ANSWER: shows the
types and amts of insurance issued to the insured
a license may NOT be denied, suspended or revoked if the licensee - CORRECT
ANSWER: submits an unsigned insurance policy application
a Managing General Agent must complete the continuing education requirments that
are set for - CORRECT ANSWER: A Local Recording Agent or a Legal Reserve Life
Agent
A mobile homeowners policy us structured the same as a - CORRECT ANSWER:
Homeowners policy
A person who, for a fee, examines, evaluates and assesses contracts of insurance for
another and offers advice on methods of reducing risk, must be licensed as -
CORRECT ANSWER: A risk manager - they may also offer advice on methods to
reduce risk, but they do not solicit insurance for a commission
A policy that insures all property at multiple locations for a single amount is referred to
as - CORRECT ANSWER: Blanket
a sworn written statement that must be furnished by the insured to the insurer before
any loss under a policy can be paid is called - CORRECT ANSWER: proof of loss
A temporary license holder can receive a commission from a sale made to all of the
following EXCEPT - CORRECT ANSWER: the license holder's sister-in-law
, all of te following are considered unfair or deceptive acts in connection w/ the sale of
insurance EXCEPT - CORRECT ANSWER: attempting to settle a claim in which liability
is clear
All of the following are conditions commonly found in the insurance policy EXCEPT -
CORRECT ANSWER: Insuring Agreement
All of the following are supplemental payments included in the liability section of a
personal auto policy EXCEPT - CORRECT ANSWER: Up to $100 for the cost to secure
the release of a vehicle from an impoundment lot following a covered accident
all of the following are true regarding physical damage coverage EXCEPT - CORRECT
ANSWER: the limit of liability is the greater of the actual cash value of the vehicle at the
time of loss or the amount necessary to repair or replace the veh
All of the following are true regarding physical damage coverage EXCEPT - CORRECT
ANSWER: the limit of liability is the greater of the actual cash value of the vehicle at the
time of loss or the amount necessary to repair or replace the vehicle
all of the following statements about the continuing education requirement in this state
are true EXCEPT - CORRECT ANSWER: all liscensed agents must comply by January
1 of even-numbered years -- CE reporting period coincides witht he license renewal
date every 2 years
all of the following statements concerning coinsurance are true EXCEPT - CORRECT
ANSWER: the coinsurance formula will also be applied to total losses
All of the following statements describe the concept of strict liability EXCEPT -
CORRECT ANSWER: It is imposed on defendants engaged in hazardous activities
