Florida Property & Casualty Insurance Exam 2025/2026| Actual
Complete Real Exam Questions and Correct Answers| Assured
success| grade A+ 2025 Brand New Exam!!
Trey has a collection of rare foreign coins, which are stolen. His
Crime Policy provides coverage for these coins as part of his
business property. The collectible value of the coins is $5,000;
the monetary value of the coins is $300.
Assuming there is no deductible, how much will Trey's policy
pay? – ANSWER-$300
Employee Theft is defined as: - ANSWER-Unlawful taking of
property to the
deprivation of the
insured
Safe Burglary is defined as: - ANSWER-To take or attempt to
take property from within a locked safe or vault by unlawful
entry, with visible signs of forced entry, or taking of the safe or
vault from inside the premises.
How many insuring agreements are there in a Commercial
Crime Policy? -
,ANSWER-
7
When Securities are part of a crime loss, how are they
involved? - ANSWER-
Valued as of the date of
discovery
Employee Theft coverage may be written in all of the following
ways EXCEPT: -
ANSWER-Joint
Coverage
What is the standard deductible for Employee Theft
coverage? - ANSWER-
$500
Which of the following provides for loss of money and
securities outside the premises in the care, custody and control
of a messenger or armored car service resulting from theft,
disappearance, or destruction? - ANSWER-Outside the
Premises
Which of the following insures losses to the fraudulent transfer
of funds through
,the use of a telephone or fax machine: - ANSWER-Funds
Transfer Fraud
Which of the following covers only losses that both occurred
and were
discovered during the policy period, or within one year of its
expiration? - ANSWER-Loss Sustained
The monetary limit that applies to the loss of manuscripts,
drawings, and
records or the cost of reconstructing them is: -
ANSWER-$5,000
During a break-in at a business, the safe is removed from the
location. This is
defined as: - ANSWER-Safe
Burglary
A special limit applies to articles whose principal value is
precious metals, precious or semiprecious stones, pearls or
furs, and to the physical or intrinsic value of manuscripts,
drawings or records. It is: - ANSWER-$5,000 per occurrence
The FAJUA is composed of: - ANSWER-All companies
licensed to write auto
, insurance in
Florida
A coverage that is similar to premises and operations coverage
in the
Commercial General Liability Policy covering bodily injury and
property damage liability for aviation risks is defined as: -
ANSWER-Airport and Air Meet Liability
Homeowners HO-3 policy - severe theft loss. Coverage A limit
is $100,000. Insured losses include $25,000 furniture, clothing
and other ordinary personal property plus $5,000 damage to
guns and $5,000 damage to jewelry, furs.
Insured will recover: - ANSWER-$29,000 less any deductible
Each of the following divisions falls under The Department of
Financial Services
EXCEPT? - ANSWER-The Division of
Consumer Activities
Which of the following provides for loss of money and
securities outside the premises in the care, custody and control
of a messenger or armored car service resulting from theft,
disappearance, or destruction? - ANSWER-Outside the
Premises
Complete Real Exam Questions and Correct Answers| Assured
success| grade A+ 2025 Brand New Exam!!
Trey has a collection of rare foreign coins, which are stolen. His
Crime Policy provides coverage for these coins as part of his
business property. The collectible value of the coins is $5,000;
the monetary value of the coins is $300.
Assuming there is no deductible, how much will Trey's policy
pay? – ANSWER-$300
Employee Theft is defined as: - ANSWER-Unlawful taking of
property to the
deprivation of the
insured
Safe Burglary is defined as: - ANSWER-To take or attempt to
take property from within a locked safe or vault by unlawful
entry, with visible signs of forced entry, or taking of the safe or
vault from inside the premises.
How many insuring agreements are there in a Commercial
Crime Policy? -
,ANSWER-
7
When Securities are part of a crime loss, how are they
involved? - ANSWER-
Valued as of the date of
discovery
Employee Theft coverage may be written in all of the following
ways EXCEPT: -
ANSWER-Joint
Coverage
What is the standard deductible for Employee Theft
coverage? - ANSWER-
$500
Which of the following provides for loss of money and
securities outside the premises in the care, custody and control
of a messenger or armored car service resulting from theft,
disappearance, or destruction? - ANSWER-Outside the
Premises
Which of the following insures losses to the fraudulent transfer
of funds through
,the use of a telephone or fax machine: - ANSWER-Funds
Transfer Fraud
Which of the following covers only losses that both occurred
and were
discovered during the policy period, or within one year of its
expiration? - ANSWER-Loss Sustained
The monetary limit that applies to the loss of manuscripts,
drawings, and
records or the cost of reconstructing them is: -
ANSWER-$5,000
During a break-in at a business, the safe is removed from the
location. This is
defined as: - ANSWER-Safe
Burglary
A special limit applies to articles whose principal value is
precious metals, precious or semiprecious stones, pearls or
furs, and to the physical or intrinsic value of manuscripts,
drawings or records. It is: - ANSWER-$5,000 per occurrence
The FAJUA is composed of: - ANSWER-All companies
licensed to write auto
, insurance in
Florida
A coverage that is similar to premises and operations coverage
in the
Commercial General Liability Policy covering bodily injury and
property damage liability for aviation risks is defined as: -
ANSWER-Airport and Air Meet Liability
Homeowners HO-3 policy - severe theft loss. Coverage A limit
is $100,000. Insured losses include $25,000 furniture, clothing
and other ordinary personal property plus $5,000 damage to
guns and $5,000 damage to jewelry, furs.
Insured will recover: - ANSWER-$29,000 less any deductible
Each of the following divisions falls under The Department of
Financial Services
EXCEPT? - ANSWER-The Division of
Consumer Activities
Which of the following provides for loss of money and
securities outside the premises in the care, custody and control
of a messenger or armored car service resulting from theft,
disappearance, or destruction? - ANSWER-Outside the
Premises
