Chapter Exam: Louisiana Laws and Rules
1. charles is a producer who is licensed in louisiana but Nonresident producer
resides in mississippi. Charles is considered to be a(n)
2. Karen the producer pays for her client's initial premi- Rebate
um payment as an incentive for purchase. this act is
considered a(n)
3. an indemnity plan limitation that will pay the dental Coinsurance
bills after a small amount is paid by the insured is
called
4. according to Louisiana law, group life insurance con- Require evidence of insur-
version privileges must NOT ability
5. after year(s) from date of issue, a policy can no 3
longer be cancelled by the insurer for misstatements
(except for fraud).
6. An arkansas resident producer who would like to so- Pass louisiana's state li-
licit insurance in louisiana must obtain a nonresident censing exam
license in louisiana. which of these is NOT a require-
ment for obtaining a nonresident license?
7. In louisiana, small employer health plans require a 1
minimum of employee(s).
8. under the louisiana health plan, comprehensive Medically uninsurable
health benefits are provided to residents
9. What happens if the insurer discovers that the in- Benefits will be calcu-
sured's age was accidentally misstated on an applica- lated according to how
tion for an individual life insurance policy? much coverage the premi-
, Chapter Exam: Louisiana Laws and Rules
um paid would have pur-
chased for the correct age.
10. An alien insurer is an insurer operating in
the U.S. but headquar-
tered outside the U.S.
11. A domestic insurance company in Louisiana MUST be organized under
louisiana insurance Laws
12. which of these is not considered a form of life insur- Buyers guide
ance advertisement?
13. upon receipt of proof of loss, an insurer MUST pay a Promptly
life insurance death benefit claim
14. which of these is a requirement for obtaining a resi- Pass the appropriate ex-
dent insurance producer license in this state amination
15. A nonresident producer from a state outside of reciprocal arrangements
Louisiana may become licensed in louisiana IF a(n) exists with the state of
domicile
16. which of the following unfair trade practices involves Defamation
a producer who makes malicious public statements
regarding an insurer's financial condition?
17. an eligible employee can be excluded from group 18
health coverage for up to Months if he/she is con-
sidered a "late enrollee".
18. in Louisiana, legal action can be taken for up to 1
year(s) against an insurer for failure to pay health
insurance claims after proof of loss was submitted.
1. charles is a producer who is licensed in louisiana but Nonresident producer
resides in mississippi. Charles is considered to be a(n)
2. Karen the producer pays for her client's initial premi- Rebate
um payment as an incentive for purchase. this act is
considered a(n)
3. an indemnity plan limitation that will pay the dental Coinsurance
bills after a small amount is paid by the insured is
called
4. according to Louisiana law, group life insurance con- Require evidence of insur-
version privileges must NOT ability
5. after year(s) from date of issue, a policy can no 3
longer be cancelled by the insurer for misstatements
(except for fraud).
6. An arkansas resident producer who would like to so- Pass louisiana's state li-
licit insurance in louisiana must obtain a nonresident censing exam
license in louisiana. which of these is NOT a require-
ment for obtaining a nonresident license?
7. In louisiana, small employer health plans require a 1
minimum of employee(s).
8. under the louisiana health plan, comprehensive Medically uninsurable
health benefits are provided to residents
9. What happens if the insurer discovers that the in- Benefits will be calcu-
sured's age was accidentally misstated on an applica- lated according to how
tion for an individual life insurance policy? much coverage the premi-
, Chapter Exam: Louisiana Laws and Rules
um paid would have pur-
chased for the correct age.
10. An alien insurer is an insurer operating in
the U.S. but headquar-
tered outside the U.S.
11. A domestic insurance company in Louisiana MUST be organized under
louisiana insurance Laws
12. which of these is not considered a form of life insur- Buyers guide
ance advertisement?
13. upon receipt of proof of loss, an insurer MUST pay a Promptly
life insurance death benefit claim
14. which of these is a requirement for obtaining a resi- Pass the appropriate ex-
dent insurance producer license in this state amination
15. A nonresident producer from a state outside of reciprocal arrangements
Louisiana may become licensed in louisiana IF a(n) exists with the state of
domicile
16. which of the following unfair trade practices involves Defamation
a producer who makes malicious public statements
regarding an insurer's financial condition?
17. an eligible employee can be excluded from group 18
health coverage for up to Months if he/she is con-
sidered a "late enrollee".
18. in Louisiana, legal action can be taken for up to 1
year(s) against an insurer for failure to pay health
insurance claims after proof of loss was submitted.
