Montana State Laws - Health Laws
The coverage for newborn infants must be the same as provided by the policy for the
other covered persons. However, for newborn infants there may not be - answer waiting
or elimination periods.
A deductible or reduction in benefits applicable to the coverage for newborn infants is
not permissible unless - answerit conforms and is consistent with the deductible or
reduction in benefits applicable to all other covered persons
Proof of the disability/dependency must be furnished to the insurer within ___ days of
the child's attainment of the limiting age and subsequently as may be required by the
insurer or corporation. - answer31
Proof may not be required more frequently than annually after the 2-year period
following the child's attainment of the limiting age.
Every group disability policy must provide that an insured or covered dependent, whose
insurance under the group policy has been terminated for any reason, is entitled to -
answerhave issued a conversion policy.
The eligible covered family member exercising the continuation or conversion right must
notify the carrier and make payment of the applicable premium within ___ days
following the date the coverage terminates as specified in the policy or contract from
which continuation or conversion is being exercised. - answer31 days
The conversion privilege is provided to the insured without - answerevidence of
insurability.
Maternity - It is an unlawful discriminatory practice to discriminate solely on the basis of
- answersex or marital status in the issuance or administration of any type of insurance
policy, including discrimination in regard to rates or premiums and payments or benefits.
Insurers transacting group health insurance business must make home health care
benefits available under group insurance policies. However, this does not apply to -
answerblanket, short-term travel, accident only, limited or specified disease, individual
conversion policies or contracts, or Medicare.
Insurers issuing group health insurance policies must provide coverage for the
treatment of mental illness, alcoholism, and drug abuse. Coverage must include
benefits for: - answerInpatient treatment
Outpatient treatment
Detoxification treatment
The coverage for newborn infants must be the same as provided by the policy for the
other covered persons. However, for newborn infants there may not be - answer waiting
or elimination periods.
A deductible or reduction in benefits applicable to the coverage for newborn infants is
not permissible unless - answerit conforms and is consistent with the deductible or
reduction in benefits applicable to all other covered persons
Proof of the disability/dependency must be furnished to the insurer within ___ days of
the child's attainment of the limiting age and subsequently as may be required by the
insurer or corporation. - answer31
Proof may not be required more frequently than annually after the 2-year period
following the child's attainment of the limiting age.
Every group disability policy must provide that an insured or covered dependent, whose
insurance under the group policy has been terminated for any reason, is entitled to -
answerhave issued a conversion policy.
The eligible covered family member exercising the continuation or conversion right must
notify the carrier and make payment of the applicable premium within ___ days
following the date the coverage terminates as specified in the policy or contract from
which continuation or conversion is being exercised. - answer31 days
The conversion privilege is provided to the insured without - answerevidence of
insurability.
Maternity - It is an unlawful discriminatory practice to discriminate solely on the basis of
- answersex or marital status in the issuance or administration of any type of insurance
policy, including discrimination in regard to rates or premiums and payments or benefits.
Insurers transacting group health insurance business must make home health care
benefits available under group insurance policies. However, this does not apply to -
answerblanket, short-term travel, accident only, limited or specified disease, individual
conversion policies or contracts, or Medicare.
Insurers issuing group health insurance policies must provide coverage for the
treatment of mental illness, alcoholism, and drug abuse. Coverage must include
benefits for: - answerInpatient treatment
Outpatient treatment
Detoxification treatment
