Montana Statutes, Rules, and
Regulations for Disability (A&H) Only
All health insurance policies issued in this state must provide coverage for maternity
services. How many hours of inpatient care must be provided to a mother after a
delivery by caesarian section? - answer At least 96
"Misstatement of Age", "change of occupation", and "illegal occupation" are all
examples of - answer Optional provisions
Is an outline of coverage required for individual disability policies? - answer Yes
After two years, a group replaces its Medicare supplement policies. Which of the
following is a correct statement with regard to members pre-existing conditions? –
answer Pre-existing conditions will be covered to the same extent as the original
policies
When may a Montana insure limit payment of healthcare services based on standard,
such as usual, and customer or reasonable and customary? - answer When the policy
explains the limitations
If an insured under a disability insurance policy is receiving public medical assistance
the disability policy - answerMay not deny or do benefits
In this state, long-term care benefits may be triggered by inability to perform how many
activities of daily living? - answer3
Which of the following insurers would be able to write blanket disability insurance? -
answerAny insurer authorized to write disability insurance
What is the required initial training for producers who want to sell long-term care
insurance? - answerEight hours
If payment of a specific, premium or subscription fee is required in order to provide
coverage for a child, the policy or contract may require that the insurer be notified of the
child's birth, and pay any required fee within ____ days of the date of birth for coverage
to continue - answer31
For what maximum time after the effective date of the policy can coverage be excluded
for permissible, pre-existing conditions, applicable to Medicare supplement insurance
policy? - answer6 months
Regulations for Disability (A&H) Only
All health insurance policies issued in this state must provide coverage for maternity
services. How many hours of inpatient care must be provided to a mother after a
delivery by caesarian section? - answer At least 96
"Misstatement of Age", "change of occupation", and "illegal occupation" are all
examples of - answer Optional provisions
Is an outline of coverage required for individual disability policies? - answer Yes
After two years, a group replaces its Medicare supplement policies. Which of the
following is a correct statement with regard to members pre-existing conditions? –
answer Pre-existing conditions will be covered to the same extent as the original
policies
When may a Montana insure limit payment of healthcare services based on standard,
such as usual, and customer or reasonable and customary? - answer When the policy
explains the limitations
If an insured under a disability insurance policy is receiving public medical assistance
the disability policy - answerMay not deny or do benefits
In this state, long-term care benefits may be triggered by inability to perform how many
activities of daily living? - answer3
Which of the following insurers would be able to write blanket disability insurance? -
answerAny insurer authorized to write disability insurance
What is the required initial training for producers who want to sell long-term care
insurance? - answerEight hours
If payment of a specific, premium or subscription fee is required in order to provide
coverage for a child, the policy or contract may require that the insurer be notified of the
child's birth, and pay any required fee within ____ days of the date of birth for coverage
to continue - answer31
For what maximum time after the effective date of the policy can coverage be excluded
for permissible, pre-existing conditions, applicable to Medicare supplement insurance
policy? - answer6 months
