DYNAMICS OF HEALTHCARE RUTGERS TEST REVIEW EXAM QUESTIONS
AND ANSWERS 2025/2026 UPDATED ALL ANSWERS 100% CORRECT
DETAILED BEST RATED A+ FOR PASS
Co-Insurance - CORRECT ANSWERS plan where the insured is still responsible or part of
medical costs
Diagnostic Related Groups (DRGs) - CORRECT ANSWERS classification system that
forms standard fees for services based on average cost per person in group
Flexible Spending Account (FSA) - CORRECT ANSWERS offered through employer-
money put in through payroll deductions and can be withdrawn for qualified medical expenses
Gatekeeper - CORRECT ANSWERS delivers primary care services and refers to
specialists
Health Maintenance Organization (HMO) plan - CORRECT ANSWERS care must be
delivered by a specific provider
Health Saving Account (HSA) - CORRECT ANSWERS usually paired with a high-
deductible insurance plan
Managed Care - CORRECT ANSWERS type of health insurance plan with predetermined
rates for services so that providers can manage the best/most cost efficient care for the patient
Medicaid - CORRECT ANSWERS provides coverage to low income and disabled
Medicare - CORRECT ANSWERS provides coverage for people 65+ regardless of income
Point-of-Service Plan (POS) - CORRECT ANSWERS physician coordinated plan- combines
characteristics of HMO and PPO
AND ANSWERS 2025/2026 UPDATED ALL ANSWERS 100% CORRECT
DETAILED BEST RATED A+ FOR PASS
Co-Insurance - CORRECT ANSWERS plan where the insured is still responsible or part of
medical costs
Diagnostic Related Groups (DRGs) - CORRECT ANSWERS classification system that
forms standard fees for services based on average cost per person in group
Flexible Spending Account (FSA) - CORRECT ANSWERS offered through employer-
money put in through payroll deductions and can be withdrawn for qualified medical expenses
Gatekeeper - CORRECT ANSWERS delivers primary care services and refers to
specialists
Health Maintenance Organization (HMO) plan - CORRECT ANSWERS care must be
delivered by a specific provider
Health Saving Account (HSA) - CORRECT ANSWERS usually paired with a high-
deductible insurance plan
Managed Care - CORRECT ANSWERS type of health insurance plan with predetermined
rates for services so that providers can manage the best/most cost efficient care for the patient
Medicaid - CORRECT ANSWERS provides coverage to low income and disabled
Medicare - CORRECT ANSWERS provides coverage for people 65+ regardless of income
Point-of-Service Plan (POS) - CORRECT ANSWERS physician coordinated plan- combines
characteristics of HMO and PPO
