ANFI 205 Sample Exam
ANFI 205 Sample Exam Questions and
Answers
Question 1
One purpose of the National Flood Insurance Act of 1968 is to encourage state and
local
governments to
Correct Answer
Wisely use the lands by considering the hazards of flood.
Question 2
What is the initial phase of a community's participation in the National Flood
Insurance Program
(NFIP) called?
Correct Answer
Emergency Program
Question 3
Increased Cost of Compliance (ICC) coverage is mandatory for all Standard Flood
Insurance
Policies with four exceptions. One of these exceptions is for policies
Correct Answer
Sold in Emergency Program communities.
Question 4
When determining a community's status and community number, it is good to rely
upon which
one of the following sources?
Correct Answer
The National Flood Insurance Program (NFIP) Community Status Book (online)
Page 1 of 21
, ANFI 205 Sample Exam
Question 5
Which one of the following procedures should be used to rate Post-FIRM non-
elevated buildings
located in Zone V?
Correct Answer
Submit-for-Rate procedures
Question 6
The National Flood Insurance Program Flood Insurance Application form, or a similar
form used
by Write Your Own (WYO) companies, must be used for all of the following flood
insurance
policies, EXCEPT:
Correct Answer
Preferred Risk Policy
Question 7
In Zones V, VE, and V1-V30, the floor of an enclosed area below the lowest elevated
floor is the
building's lowest floor for rating if which one of the following conditions exists?
Correct Answer
The enclosed space is 300 square feet or more and has breakaway walls.
Question 8
Buildings, not the land, located in more than one zone must be rated using
Correct Answer
The more hazardous flood zone.
Page 2 of 21
, ANFI 205 Sample Exam
Question 9
Generally, the elevation difference is the difference between the lowest floor used for
rating and
the
Correct Answer
Base Flood Elevation (BFE).
Question 10
Which one of the following must occur if a Post-FIRM building is substantially
improved?
Correct Answer
The building must be re-rated using the FIRM in effect at the time that the
substantial
improvement occurred.
Question 11
Under the Standard Flood Insurance Policy General Property Form, the maximum
insurable
limits for a commercial warehouse are
Correct Answer
$500,000 Building and $500,000 Contents.
Question 12
Which one of the following statements qualifies the floor of an enclosure below the
elevated
floor of a Post-FIRM building located in an AE Zone as the building's lowest floor for
rating?
Correct Answer
The enclosed space is finished having more than 20 linear feet of finished wall (such
as
paneling).
Page 3 of 21
ANFI 205 Sample Exam Questions and
Answers
Question 1
One purpose of the National Flood Insurance Act of 1968 is to encourage state and
local
governments to
Correct Answer
Wisely use the lands by considering the hazards of flood.
Question 2
What is the initial phase of a community's participation in the National Flood
Insurance Program
(NFIP) called?
Correct Answer
Emergency Program
Question 3
Increased Cost of Compliance (ICC) coverage is mandatory for all Standard Flood
Insurance
Policies with four exceptions. One of these exceptions is for policies
Correct Answer
Sold in Emergency Program communities.
Question 4
When determining a community's status and community number, it is good to rely
upon which
one of the following sources?
Correct Answer
The National Flood Insurance Program (NFIP) Community Status Book (online)
Page 1 of 21
, ANFI 205 Sample Exam
Question 5
Which one of the following procedures should be used to rate Post-FIRM non-
elevated buildings
located in Zone V?
Correct Answer
Submit-for-Rate procedures
Question 6
The National Flood Insurance Program Flood Insurance Application form, or a similar
form used
by Write Your Own (WYO) companies, must be used for all of the following flood
insurance
policies, EXCEPT:
Correct Answer
Preferred Risk Policy
Question 7
In Zones V, VE, and V1-V30, the floor of an enclosed area below the lowest elevated
floor is the
building's lowest floor for rating if which one of the following conditions exists?
Correct Answer
The enclosed space is 300 square feet or more and has breakaway walls.
Question 8
Buildings, not the land, located in more than one zone must be rated using
Correct Answer
The more hazardous flood zone.
Page 2 of 21
, ANFI 205 Sample Exam
Question 9
Generally, the elevation difference is the difference between the lowest floor used for
rating and
the
Correct Answer
Base Flood Elevation (BFE).
Question 10
Which one of the following must occur if a Post-FIRM building is substantially
improved?
Correct Answer
The building must be re-rated using the FIRM in effect at the time that the
substantial
improvement occurred.
Question 11
Under the Standard Flood Insurance Policy General Property Form, the maximum
insurable
limits for a commercial warehouse are
Correct Answer
$500,000 Building and $500,000 Contents.
Question 12
Which one of the following statements qualifies the floor of an enclosure below the
elevated
floor of a Post-FIRM building located in an AE Zone as the building's lowest floor for
rating?
Correct Answer
The enclosed space is finished having more than 20 linear feet of finished wall (such
as
paneling).
Page 3 of 21
