PCI - ISA Fundamentals Exam Study guide (New 2026 /
2027 Update) | Complete Questions with Verified Answers |
Grade A | 100% Correct
Methods identified as being used to remove stolen data from the environments:
- Use of stolen credentials to access the POS environment
- Outdated patches or poor system patching processes
- The use of default or static vendor credentials / brute force
- POS skimming malware being installed on POS controllers
- POI physical skimming devices
95% of breaches feature
The use of stolen credentials leveraging vendor remote access to hack into customers POS
environments.
Skimming
Copying payment card numbers either by tampering with:
- POS Devices
- ATMs
- Kiosks
Or by copying the card's magnetic stripe manually using handheld skimmers.
Phishing
Reconnaissance
, PCI - ISA Fundamentals Exam Study guide (New 2026 /
2027 Update) | Complete Questions with Verified Answers |
Grade A | 100% Correct
- Information gathering from various online sources and social networking sites
- Business applications and software
Social Engineering
- Phishing emails or messages coming from a target's social network
- Phone call from an assumed known entity
Break-In
- Delivery through email
- Software vulnerabilities
Common methods for monetizing stolen card data:
- Skimmed full track data and transaction information used to replicate a physical payment card,
which can then be used for fraudulent transactions in face-to-face environments, or ATM
transactions
- Captured cardholder data is used where card-not-present transactions are accepted, such as e-
commerce or mail-order / telephone order (MO/TO) transactions
, PCI - ISA Fundamentals Exam Study guide (New 2026 /
2027 Update) | Complete Questions with Verified Answers |
Grade A | 100% Correct
- Stolen cardholder data and sensitive authentication data are sold in bulk to other criminals who
perform their own fraud using the stolen data
Commonly targeted industries
- Retail - 45% of breaches
- Food and Beverage - 24% of breaches
- Hospitality - 9% of breaches
- Financial Services - 7% of breaches
- Nonprofit - 3%
PCI SSC founding payment brands include:
- American Express
- Discover Financial
- JCB International
- MasterCard
- Visa, Inc.
PCI DSS:
Covers security of the environments that store, process, or transmit account data
- Environments receive account data from payment applications and other sources (e.g.,
acquirers)
, PCI - ISA Fundamentals Exam Study guide (New 2026 /
2027 Update) | Complete Questions with Verified Answers |
Grade A | 100% Correct
PCI PA-DSS
Covers secure payment applications to support PCI DSS compliance
Payment application receives account data from PIN-entry devices (PEDs) or other devices and
begins payment transaction
PCI P2PE
Covers encryption, decryption, and key management requirements for point-to-point encryption
solutions
PCI PTS - POI
Covers the protection of sensitive data at point-of-interaction devices and their secure
components, including cardholder PINs and account data, and the cryptographic keys used in
connection with the protection of that cardholder data
PCI PTS - PIN Security
Covers secure management, processing and transmission of personal identificationnumber (PIN)
data during online and offline payment card transaction processing
PCI PTS - HSM
Covers physical, logical and device security requirements for securing Hardware Security
2027 Update) | Complete Questions with Verified Answers |
Grade A | 100% Correct
Methods identified as being used to remove stolen data from the environments:
- Use of stolen credentials to access the POS environment
- Outdated patches or poor system patching processes
- The use of default or static vendor credentials / brute force
- POS skimming malware being installed on POS controllers
- POI physical skimming devices
95% of breaches feature
The use of stolen credentials leveraging vendor remote access to hack into customers POS
environments.
Skimming
Copying payment card numbers either by tampering with:
- POS Devices
- ATMs
- Kiosks
Or by copying the card's magnetic stripe manually using handheld skimmers.
Phishing
Reconnaissance
, PCI - ISA Fundamentals Exam Study guide (New 2026 /
2027 Update) | Complete Questions with Verified Answers |
Grade A | 100% Correct
- Information gathering from various online sources and social networking sites
- Business applications and software
Social Engineering
- Phishing emails or messages coming from a target's social network
- Phone call from an assumed known entity
Break-In
- Delivery through email
- Software vulnerabilities
Common methods for monetizing stolen card data:
- Skimmed full track data and transaction information used to replicate a physical payment card,
which can then be used for fraudulent transactions in face-to-face environments, or ATM
transactions
- Captured cardholder data is used where card-not-present transactions are accepted, such as e-
commerce or mail-order / telephone order (MO/TO) transactions
, PCI - ISA Fundamentals Exam Study guide (New 2026 /
2027 Update) | Complete Questions with Verified Answers |
Grade A | 100% Correct
- Stolen cardholder data and sensitive authentication data are sold in bulk to other criminals who
perform their own fraud using the stolen data
Commonly targeted industries
- Retail - 45% of breaches
- Food and Beverage - 24% of breaches
- Hospitality - 9% of breaches
- Financial Services - 7% of breaches
- Nonprofit - 3%
PCI SSC founding payment brands include:
- American Express
- Discover Financial
- JCB International
- MasterCard
- Visa, Inc.
PCI DSS:
Covers security of the environments that store, process, or transmit account data
- Environments receive account data from payment applications and other sources (e.g.,
acquirers)
, PCI - ISA Fundamentals Exam Study guide (New 2026 /
2027 Update) | Complete Questions with Verified Answers |
Grade A | 100% Correct
PCI PA-DSS
Covers secure payment applications to support PCI DSS compliance
Payment application receives account data from PIN-entry devices (PEDs) or other devices and
begins payment transaction
PCI P2PE
Covers encryption, decryption, and key management requirements for point-to-point encryption
solutions
PCI PTS - POI
Covers the protection of sensitive data at point-of-interaction devices and their secure
components, including cardholder PINs and account data, and the cryptographic keys used in
connection with the protection of that cardholder data
PCI PTS - PIN Security
Covers secure management, processing and transmission of personal identificationnumber (PIN)
data during online and offline payment card transaction processing
PCI PTS - HSM
Covers physical, logical and device security requirements for securing Hardware Security
