HUD CERTIFICATION EXAMQUESTIONS AND ANSWERS 2025/2026 |
COMPLETE QUESTIONS AND CORRECT ANSWERS | UPDATED
VERSION
Legally enforceable terms that govern the use of real estate - (Answer) -Deed
Restrictions
The practice of refusing to make residential loans or imposing more onerous terms on
any loans made because of the predominant race, color, national origin, religion, sex,
disability, or familial status of the area's residents. - (Answer) -Redlining
Following the assassination of Dr. Martin Luther King Jr., Congress passed what
monumental piece of legislation, which prohibits discrimination in housing sales,
rentals, and financing based on race, color, national origin, religion, sex, disability and
familial status? - (Answer) -Civil Rights Act of 1968
The Fair Housing Act, as amended, protects how many characteristics? - (Answer) -7
A property manager of an apartment complex that receives federal financial assistance
installs a ramp so that a tenant in a wheelchair can easily access her first-floor
apartment. - (Answer) -Reasonable Modification
Housing provider has a policy of requiring tenants to come to the rental office to pay
their rent. A tenant with a mental disability, who is afraid to leave her unit, is allowed
to mail her rent payment. - (Answer) -Reasonable Accommodation
The Fair Housing Act does not prohibit a lender from showing potential clients
information about different loans. - (Answer) -True
Provides annual funding to state and local agencies that enforce fair housing laws that
are substantially equivalent to the Fair Housing Act. These funds go towards an
agency's capacity building, administrative costs, investigative and enforcement efforts,
, training and other projects designed to support enforcement of fair housing law. -
(Answer) -Fair Housing Assistance Program (FHAP)
Provides funding to fair housing organizations and nonprofits that assist people who
may have been victims of housing discrimination. - (Answer) -Fair Housing Initiatives
Program (FHIP)
Aim is to identify groups of people who would benefit most if targeted by the
campaign, the characteristics of these people, and their expectations. - (Answer) -
Marketing Analysis
The opportunity to increase awareness of the plans and actions of housing industry
members, private organizations and foundations, public housing agencies,
neighborhood groups, regional organizations, and others to further fair housing
objectives. - (Answer) -Networking Event
The section of the credit report that contains employer details. - (Answer) -Personal
Information
The section of a credit report that contains information about a student loan. -
(Answer) -Account Information
The section of the credit report that contains court information such as a bankruptcy.
- (Answer) -Public Records
The section of the credit report that will show recent attempts to open a credit card. -
(Answer) -Inquiries
COMPLETE QUESTIONS AND CORRECT ANSWERS | UPDATED
VERSION
Legally enforceable terms that govern the use of real estate - (Answer) -Deed
Restrictions
The practice of refusing to make residential loans or imposing more onerous terms on
any loans made because of the predominant race, color, national origin, religion, sex,
disability, or familial status of the area's residents. - (Answer) -Redlining
Following the assassination of Dr. Martin Luther King Jr., Congress passed what
monumental piece of legislation, which prohibits discrimination in housing sales,
rentals, and financing based on race, color, national origin, religion, sex, disability and
familial status? - (Answer) -Civil Rights Act of 1968
The Fair Housing Act, as amended, protects how many characteristics? - (Answer) -7
A property manager of an apartment complex that receives federal financial assistance
installs a ramp so that a tenant in a wheelchair can easily access her first-floor
apartment. - (Answer) -Reasonable Modification
Housing provider has a policy of requiring tenants to come to the rental office to pay
their rent. A tenant with a mental disability, who is afraid to leave her unit, is allowed
to mail her rent payment. - (Answer) -Reasonable Accommodation
The Fair Housing Act does not prohibit a lender from showing potential clients
information about different loans. - (Answer) -True
Provides annual funding to state and local agencies that enforce fair housing laws that
are substantially equivalent to the Fair Housing Act. These funds go towards an
agency's capacity building, administrative costs, investigative and enforcement efforts,
, training and other projects designed to support enforcement of fair housing law. -
(Answer) -Fair Housing Assistance Program (FHAP)
Provides funding to fair housing organizations and nonprofits that assist people who
may have been victims of housing discrimination. - (Answer) -Fair Housing Initiatives
Program (FHIP)
Aim is to identify groups of people who would benefit most if targeted by the
campaign, the characteristics of these people, and their expectations. - (Answer) -
Marketing Analysis
The opportunity to increase awareness of the plans and actions of housing industry
members, private organizations and foundations, public housing agencies,
neighborhood groups, regional organizations, and others to further fair housing
objectives. - (Answer) -Networking Event
The section of the credit report that contains employer details. - (Answer) -Personal
Information
The section of a credit report that contains information about a student loan. -
(Answer) -Account Information
The section of the credit report that contains court information such as a bankruptcy.
- (Answer) -Public Records
The section of the credit report that will show recent attempts to open a credit card. -
(Answer) -Inquiries
