FLORIDA CLAIMS ADJUSTER
ACTUAL EXAM 270+ REAL EXAM QUESTIONS
AND CORRECT ANSWERS VERIFIED
GRADED A
FLORIDA CLAIMS ADJUSTER
ACTUAL EXAM 270+ REAL EXAM QUESTIONS
AND CORRECT ANSWERS VERIFIED
GRADED A
, FLORIDA CLAIMS ADJUSTER
ACTUAL EXAM 270+ REAL EXAM QUESTIONS
AND CORRECT ANSWERS VERIFIED
GRADED A
The following are basic characteristics of a property or liability
insurance contract, except:
A. Personal Contract
B. Conditional Contract
C. Loss of Settlement Contract
D. Contract of Adhesion - ANSWER- Loss of Settlement Contract The
Insurer's responsibility to pay for a property loss may be conditioned on
the insured having used reasonable means to avoid the loss, to protect
the property against further loss, and to give the insurer proof of the loss
is defined as?
A. Conditional Contract
, FLORIDA CLAIMS ADJUSTER
ACTUAL EXAM 270+ REAL EXAM QUESTIONS
AND CORRECT ANSWERS VERIFIED
GRADED A
B. Adhesion Contract
C. Indemnity Contract
D. All of the Above - ANSWER- Conditional Contract
"may be conditioned"
If financial responsibility doesn't exist at the time of an accident, which
of the following things must happen to avoid penalties?
A. The legally valid claims of others must be satisfied (up to 10/20/10)
B. The owner and operator must provide certification of future
responsibility for future accidents
C. Both A & B
D. None of the Above - ANSWER- C. Both A & B
A lender has an insurable interest in a home and finds protection in the:
A. Loss Payee Clause
B. Mortgagee Clause
C. Lender Clause
D. Additional Insured Clause - ANSWER- B. Mortgagee Clause
, FLORIDA CLAIMS ADJUSTER
ACTUAL EXAM 270+ REAL EXAM QUESTIONS
AND CORRECT ANSWERS VERIFIED
GRADED A
Mortgagee - Homeowner's policy
Loss Payee - Automobile policy
Which of the following forms is "all-risk" on the dwelling policy?
A. DP-1, or the Basic Form
B. DP-2, or the Broad
C. DP-3, or the Special Form
D. None of the Above - ANSWER- C. DP-3, or the Special Form
Which of the following is not covered under Coverage C, Personal
Property?
A. A fire breaks out in the residence and an overnight guest loses his
clothes in the fire
B. A fish dies because he has been left alone for a week without food
C. The insureds daughters tennis racket is stolen from her locker
D. The insureds suitcase and clothing, valued at $1,500, are stolen from
his hotel - ANSWER- B. A fish dies because he has been left alone
for a week without food
ACTUAL EXAM 270+ REAL EXAM QUESTIONS
AND CORRECT ANSWERS VERIFIED
GRADED A
FLORIDA CLAIMS ADJUSTER
ACTUAL EXAM 270+ REAL EXAM QUESTIONS
AND CORRECT ANSWERS VERIFIED
GRADED A
, FLORIDA CLAIMS ADJUSTER
ACTUAL EXAM 270+ REAL EXAM QUESTIONS
AND CORRECT ANSWERS VERIFIED
GRADED A
The following are basic characteristics of a property or liability
insurance contract, except:
A. Personal Contract
B. Conditional Contract
C. Loss of Settlement Contract
D. Contract of Adhesion - ANSWER- Loss of Settlement Contract The
Insurer's responsibility to pay for a property loss may be conditioned on
the insured having used reasonable means to avoid the loss, to protect
the property against further loss, and to give the insurer proof of the loss
is defined as?
A. Conditional Contract
, FLORIDA CLAIMS ADJUSTER
ACTUAL EXAM 270+ REAL EXAM QUESTIONS
AND CORRECT ANSWERS VERIFIED
GRADED A
B. Adhesion Contract
C. Indemnity Contract
D. All of the Above - ANSWER- Conditional Contract
"may be conditioned"
If financial responsibility doesn't exist at the time of an accident, which
of the following things must happen to avoid penalties?
A. The legally valid claims of others must be satisfied (up to 10/20/10)
B. The owner and operator must provide certification of future
responsibility for future accidents
C. Both A & B
D. None of the Above - ANSWER- C. Both A & B
A lender has an insurable interest in a home and finds protection in the:
A. Loss Payee Clause
B. Mortgagee Clause
C. Lender Clause
D. Additional Insured Clause - ANSWER- B. Mortgagee Clause
, FLORIDA CLAIMS ADJUSTER
ACTUAL EXAM 270+ REAL EXAM QUESTIONS
AND CORRECT ANSWERS VERIFIED
GRADED A
Mortgagee - Homeowner's policy
Loss Payee - Automobile policy
Which of the following forms is "all-risk" on the dwelling policy?
A. DP-1, or the Basic Form
B. DP-2, or the Broad
C. DP-3, or the Special Form
D. None of the Above - ANSWER- C. DP-3, or the Special Form
Which of the following is not covered under Coverage C, Personal
Property?
A. A fire breaks out in the residence and an overnight guest loses his
clothes in the fire
B. A fish dies because he has been left alone for a week without food
C. The insureds daughters tennis racket is stolen from her locker
D. The insureds suitcase and clothing, valued at $1,500, are stolen from
his hotel - ANSWER- B. A fish dies because he has been left alone
for a week without food
