CIGNA MEDICARE PRODUCT AND BENEFITS
PRACTICE EXAM QUESTIONS WITH
VERIFIED SOLUTIONS
Which is true of our Dual Special Needs Plans?
A. Plans are for customers with Medicare and Medicaid
B. We offer HMO D-SNPs
C. Plans include non zero cost share and zero dollar cost share
D. All of these --Answer--All of these
Which statement is true about the HealthSpring dental benefits?
A. Dental benefits offered on most plans
B. There is a dental allowance
C. There is a dental HMO
D. All of these --Answer--All of these
Which are true about the 2026 HealthSpring Flexible Spending Card?
A. Customers can use their 2025 card
B. Customers must opt-in to the program at least once during their plan
tenure
C. All customers receive a new card
D. Both B and C --Answer--Both B and C
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Which of the following statement(s) is accurate about HealthSpring plans?
Offers a wide range of Medicare products and plans including HMO, PPO
plans, and Standalone Part D
A. Offers Medicare Supplemental Plans such as Hospital Indemnity, and
Cancer and Heart Attack products
B. Offers only Standalone Part D
C. Both A and B --Answer--Both A and B
Alberto receives good income from his retirement and does not quality for
LIS/Extra Help. He needs a PDP plan with more flexibility, a broad pharmacy
network, and a larger drug formulary. Which HealthSpring PDP product would
you recommend to Alberto?
A. Saver Rx
B. Basic Rx
C. Assurance Rx
D. Extra Rx --Answer--Extra Rx
Which of the following should a Medicare agent rely on for the most accurate
2026 plan information?
A. Medicare Marketing Guidelines
B. Scope of Appointment document
C. Summary of Benefits