CA PSI Site - Life, Accident and Hea
Agent Examination 2025/2026 (LIFE
AGENT) COMPLETE ACCURATE WITH QUE
WELL VERIFIED ANSWERS [ALREADY GRA
All of the following are examples of the dividend options available on a who
except:
A. One-year term option
B. Application to reduce premium
C. Paid-up additions
D. Life income with period certain ---ANSWER---D
A policy owner makes the last premium payment on his $250,000 non-par w
,D. When he reaches the age of 100 ---ANSWER---D
Arnold and Bertha are married and work for different firms. Arnold has grou
through his company that also insures Bertha. Likewise Bertha has group he
covering Arnold. Select the correct statement below about how benefits are
coordination of benefits provision in both plans.
A. If Bertha files a medical claim Arnold's company is considered seconda
B. If Arnold files a medical claim Bertha's company is considered primary
C. First the secondary insurer will decide what it won't pay for which will
primary insurer will pay
D. Since both Arnold and Bertha are covered by a group plan neither insu
insurer is primary
---ANSWER---D
used in determining life insurance rates, except:
,In the California Insurance Code there is a definition that reads, in short, "...
offers to advise any insured having any interest in life or disability insurance
definition of :
A. An insurance broker paid on a fee-for-service
B. A solicitor
C. A life and disability analyst ---ANSWER---C
Disability income insurance pays a weekly or monthly income to replace a p
salary due to an inability to work. When a disability income insurance applic
what reason might the underwritting department use to reject it ?
A. Insurers are willing to only accept applications with extremely small risks
B. Underwriters have to reject a certain number of applications per a certain
applications
C. Disability insurers have to eliminate applications that seem likely to have
frequently or much more severely than what the insurer's rates anticipate
, B. Within 6 months before the license is to expire
C. 30 days before submitting a continuing education certificate.
D. Immediately ---ANSWER---Immediately
To protect (subject to statutory limitations) life and health owners and insur
impairment or insolvency of a member insurer. This is a description of:
A. Medi-Cal
B. The California Life and Health Insurance Guarantee Association
C. OBRA
D. None of the above ---ANSWER---The California Life and Health
Insurance Guarantee Association
Which of the following is not legal activity in this state ?
A. Participating in a plan to offer free insurance if a person buys some form
Agent Examination 2025/2026 (LIFE
AGENT) COMPLETE ACCURATE WITH QUE
WELL VERIFIED ANSWERS [ALREADY GRA
All of the following are examples of the dividend options available on a who
except:
A. One-year term option
B. Application to reduce premium
C. Paid-up additions
D. Life income with period certain ---ANSWER---D
A policy owner makes the last premium payment on his $250,000 non-par w
,D. When he reaches the age of 100 ---ANSWER---D
Arnold and Bertha are married and work for different firms. Arnold has grou
through his company that also insures Bertha. Likewise Bertha has group he
covering Arnold. Select the correct statement below about how benefits are
coordination of benefits provision in both plans.
A. If Bertha files a medical claim Arnold's company is considered seconda
B. If Arnold files a medical claim Bertha's company is considered primary
C. First the secondary insurer will decide what it won't pay for which will
primary insurer will pay
D. Since both Arnold and Bertha are covered by a group plan neither insu
insurer is primary
---ANSWER---D
used in determining life insurance rates, except:
,In the California Insurance Code there is a definition that reads, in short, "...
offers to advise any insured having any interest in life or disability insurance
definition of :
A. An insurance broker paid on a fee-for-service
B. A solicitor
C. A life and disability analyst ---ANSWER---C
Disability income insurance pays a weekly or monthly income to replace a p
salary due to an inability to work. When a disability income insurance applic
what reason might the underwritting department use to reject it ?
A. Insurers are willing to only accept applications with extremely small risks
B. Underwriters have to reject a certain number of applications per a certain
applications
C. Disability insurers have to eliminate applications that seem likely to have
frequently or much more severely than what the insurer's rates anticipate
, B. Within 6 months before the license is to expire
C. 30 days before submitting a continuing education certificate.
D. Immediately ---ANSWER---Immediately
To protect (subject to statutory limitations) life and health owners and insur
impairment or insolvency of a member insurer. This is a description of:
A. Medi-Cal
B. The California Life and Health Insurance Guarantee Association
C. OBRA
D. None of the above ---ANSWER---The California Life and Health
Insurance Guarantee Association
Which of the following is not legal activity in this state ?
A. Participating in a plan to offer free insurance if a person buys some form
