CERTIFIED ENROLLER COVERED CALIFORNIA MIDTERM EXAM ACTUAL 2025/2026 QUESTIONS AND 100% CORRECT ANSWERS

CERTIFIED ENROLLER COVERED CALIFORNIA MIDTERM EXAM ACTUAL 2025/2026 QUESTIONS AND 100% CORRECT ANSWERS The ACA requires employers with FTE (Full-Time Equivalent) employees to offer coverage with a minimum of ____________? - Answer -50 or more FTE employees Which state became the first state in the nation to enact legislation to establish a health insurance marketplace after the passage of the ACA? - Answer -California Can individuals still be penalized when they file their federal tax returns for failing to have MEC (Minimum Essential Coverage)? - Answer -You will not be penalized by the federal government, BUT can be through the state of California.Need assistance on Online classes, Exams & Assignments? Reach out for instant help!! Full Course Assistance, Plagiarism-free Essay Writing, Research Paper, Dissertation, Discussion Posts, etc…. Confidential & Secure services. Tutors are available for all subjects! Email now at: What is the eligibility criteria for consumers in a QHP (Qualified Health Plan) through Covered CA include: - Answer -- Be a citizen or national of US or a non-citizen who is lawfully present in the US - Be a resident (or intend to be a resident) of CA and - Not incarcerated (other than incarceration pending the disposition or judgement of charges) Do agents have to have a license with the California Department of Insurance before they begin selling insurance? - Answer -Yes, additionally they must also become certified with Covered California Certified Insurance Agents (CIA) earn and are paid commissions for effectuated enrollments with: - Answer -- Individual and Family Plans: commissions are paid by Covered CA Qualified Health and Dental Plans - Covered CA for Small business (CCSB): commissions are paid by CCSB Certified Application Counselor (CAC) provide in-person consumer enrollment assistance and are largely represented by CBOs (Community Based Organizations). - Answer -These enrollment partners ARE NOTcompensated by Covered CA. Navigator Grant Program- CEC (Certified Enrollment Counselor) - Answer -Provides outreach, education, enrollment assistance, and postenrollment services to consumers on behalf of Covered CA What is considered SEP (Special Enrollment Period)? - Answer - Qualifying life events such as birth or adoptions, marriage, moving to or within California, or loss of MEC (Mini