Loan Signing Agent Test
A Notary Signing Agent must perform his or her duties as a Notary Public according to
the laws of the state in which he or she is commissioned? - answer True
A person who wants to be a Notary Signing Agent should first have experience as a
Notary Public. - answer True
All states permit Notaries Public to perform signing agent work. - answer False
Training as a Notary Signing Agent gives a Notary the expertise to answer most any
question a borrower has about a loan document. - answer False
Since Notary laws don't change very often, a Notary need not worry about education
once he has taken initial Notary education course. - answer False
Information offered by a Notary's state commissioning officer, by private Notary
organizations, and by the companies that hire Notary Signing Agents all contribute to
the knowledge and education of Notary Signing Agents. - answer True
A Notary Signing Agent may "work around" his state notary laws once in a while to
complete a signing in a timely manner. - answer False
For a Notary Public, ethical behavior is that which conforms to the professional
standards and legal requirements of the office - answerTrue
A Notary Public must act with complete impartiality, free from any conflict of interest. -
answerTrue
When a borrower signs your recordbook or journal, you must cover any entries that
pertain to another customer to keep the other customer personal information
confidential. - answerTrue
Occasionally, a Notary Signing Agent must stop a document signing and notarization
solely because of his or her personal objections to a document's content or purpose -
answerFalse
A Notary Public must never translate "Notary Public" into another language because the
translated term is misleading to persons of other countries or backgrounds. -
answerTrue
An ethical Notary Signing Agent will never provide advice, observations, opinions or
information that exceed the limits of the Notary's authority. - answerTrue
, An ethical Notary Signing Agent would only disclose details of a signing transaction to
persons associated with the transaction and authorized to have the information, unless
compelled to do otherwise by law enforcement, a court or the Notary's state
comissioning officer. - answerTrue
If a Notary Signing Agent realizes a transaction has really favorable terms for the
borrower, he or she may carefully encourage the borrower to complete a document
signing. - answerFalse
Because it is so important to close on the appointed day, a Notary Signing Agent must
avoid declining to perform a notarial act on a document in the loan package, even if the
act cannot be performed without violating the Notary's state law or rules. - answerFalse
The requirement of personal appearance by the person whose signature must be
notarized may now be satisfied by remote audio-video communications, nationwide. -
answerFalse
A document containing terms or provisions that the borrower agrees to when he signs it
generally requires an acknowledgement notarial act. - answerTrue
An essential aspect of an acknowledgement is that the individual is stating before the
Notary that the individual signed the document willingly. - answerTrue
Documents requiring oaths/affirmations or acknowledgements may be signed by a
person acting under "representative capacity" granted by the named document signer. -
answerFalse
If a representative capacity signer unexpectedly appears to sign loan documents for the
named signer, the Notary Signing Agent must immediately contact the closing agent to
report this and receive instructions. - answerTrue
A Notary Signing Agent should check with the closing agent for the preferred form of
signature and initials made by a representative capacity signer acting on behalf of the
named document signer. - answerTrue
To save time when performing multiple notarial acts for the same signer, a Notary may
fill out all the notarial certificates on the various documents all at once, without
performing the verbal ceremony for an acknowledgement or an oath/affirmation on
every document. - answerFalse
For the performance of any notarial act involving a person signing a document, the
client must be personally present during the entire process of performing the notarial
act. - answerTrue
A Notary Signing Agent must perform his or her duties as a Notary Public according to
the laws of the state in which he or she is commissioned? - answer True
A person who wants to be a Notary Signing Agent should first have experience as a
Notary Public. - answer True
All states permit Notaries Public to perform signing agent work. - answer False
Training as a Notary Signing Agent gives a Notary the expertise to answer most any
question a borrower has about a loan document. - answer False
Since Notary laws don't change very often, a Notary need not worry about education
once he has taken initial Notary education course. - answer False
Information offered by a Notary's state commissioning officer, by private Notary
organizations, and by the companies that hire Notary Signing Agents all contribute to
the knowledge and education of Notary Signing Agents. - answer True
A Notary Signing Agent may "work around" his state notary laws once in a while to
complete a signing in a timely manner. - answer False
For a Notary Public, ethical behavior is that which conforms to the professional
standards and legal requirements of the office - answerTrue
A Notary Public must act with complete impartiality, free from any conflict of interest. -
answerTrue
When a borrower signs your recordbook or journal, you must cover any entries that
pertain to another customer to keep the other customer personal information
confidential. - answerTrue
Occasionally, a Notary Signing Agent must stop a document signing and notarization
solely because of his or her personal objections to a document's content or purpose -
answerFalse
A Notary Public must never translate "Notary Public" into another language because the
translated term is misleading to persons of other countries or backgrounds. -
answerTrue
An ethical Notary Signing Agent will never provide advice, observations, opinions or
information that exceed the limits of the Notary's authority. - answerTrue
, An ethical Notary Signing Agent would only disclose details of a signing transaction to
persons associated with the transaction and authorized to have the information, unless
compelled to do otherwise by law enforcement, a court or the Notary's state
comissioning officer. - answerTrue
If a Notary Signing Agent realizes a transaction has really favorable terms for the
borrower, he or she may carefully encourage the borrower to complete a document
signing. - answerFalse
Because it is so important to close on the appointed day, a Notary Signing Agent must
avoid declining to perform a notarial act on a document in the loan package, even if the
act cannot be performed without violating the Notary's state law or rules. - answerFalse
The requirement of personal appearance by the person whose signature must be
notarized may now be satisfied by remote audio-video communications, nationwide. -
answerFalse
A document containing terms or provisions that the borrower agrees to when he signs it
generally requires an acknowledgement notarial act. - answerTrue
An essential aspect of an acknowledgement is that the individual is stating before the
Notary that the individual signed the document willingly. - answerTrue
Documents requiring oaths/affirmations or acknowledgements may be signed by a
person acting under "representative capacity" granted by the named document signer. -
answerFalse
If a representative capacity signer unexpectedly appears to sign loan documents for the
named signer, the Notary Signing Agent must immediately contact the closing agent to
report this and receive instructions. - answerTrue
A Notary Signing Agent should check with the closing agent for the preferred form of
signature and initials made by a representative capacity signer acting on behalf of the
named document signer. - answerTrue
To save time when performing multiple notarial acts for the same signer, a Notary may
fill out all the notarial certificates on the various documents all at once, without
performing the verbal ceremony for an acknowledgement or an oath/affirmation on
every document. - answerFalse
For the performance of any notarial act involving a person signing a document, the
client must be personally present during the entire process of performing the notarial
act. - answerTrue
