2025/2026 Newest Property and Casualty
Exam Prep Test Bank with 300 Questions
and Correct Answers/ Property and Casualty
License Test / P & C Exam A GRADED.
Question:1
Which of the following is incorrect?
Part A covers long term care
Part A covers hospital care
Part B covers physicians
Part B requires monthly premium payments -ANSWER-Part A covers long term
care
Question:
Medical payments coverage under the personal auto policy applies for medical
bills insured up to how long after an accident?
One year
Five years
1|Page
,Three years
Two years -ANSWER-Three years
Question:3
Workers Comp. Part. I covers:
All sums the insurer is required to pay by state law
All sums the insurer will pay when deemed necessary
All sums the insurer is required to pay by common law
All sums the insurer is required to pay by federal law -ANSWER-All sums the
insurer is required to pay by state law
Question:4
The two major sublines of general liability coverage are:
Products and completed operations
Products and completed operations and advertising liability
Premises operations and product liability
Premises/operations and products and completed operations -ANSWER-
Premises/operations and products and completed operations
2|Page
,Question:5
Which of the following would NOT be covered under a typical homeowners
policy?
Music CDs
Model aircraft
Dog house
Land -ANSWER-Land
Question:6
Medi-Cal will cover what part of medicare with no premium or deductible for the
eligible?
Part C
Part A
Part B
Part D -ANSWER-Part D
Question:7
Flood insurance provided by NFIP is available for:
businesses and their contents
homes and their contents
mobile homes and condos
all of the choices -ANSWER-all of the choices
3|Page
, Question:8
Coverage under a general liability policy written for a U.S. insured would apply in
Japan under which of the following circumstance?
The insured accidentally injures another while in Japan on vacation
There is an injury resulting from the insureds product which was made in France
An individual buys the insureds product in the United States, but is injured when
using the product in Japan
The insured is flying to Japan from the United States -ANSWER-An individual
buys the insureds product in the United States, but is injured when using the
product in Japan
Question:9
Which of the following is NOT a party to a surety bond?
Surety
Principal
Bondsman
Obligee -ANSWER-Bondsman
Question:10
The Boiler and Machinery limit of insurance is written as:
As an Aggregate Limit
Any of the choices
4|Page
Exam Prep Test Bank with 300 Questions
and Correct Answers/ Property and Casualty
License Test / P & C Exam A GRADED.
Question:1
Which of the following is incorrect?
Part A covers long term care
Part A covers hospital care
Part B covers physicians
Part B requires monthly premium payments -ANSWER-Part A covers long term
care
Question:
Medical payments coverage under the personal auto policy applies for medical
bills insured up to how long after an accident?
One year
Five years
1|Page
,Three years
Two years -ANSWER-Three years
Question:3
Workers Comp. Part. I covers:
All sums the insurer is required to pay by state law
All sums the insurer will pay when deemed necessary
All sums the insurer is required to pay by common law
All sums the insurer is required to pay by federal law -ANSWER-All sums the
insurer is required to pay by state law
Question:4
The two major sublines of general liability coverage are:
Products and completed operations
Products and completed operations and advertising liability
Premises operations and product liability
Premises/operations and products and completed operations -ANSWER-
Premises/operations and products and completed operations
2|Page
,Question:5
Which of the following would NOT be covered under a typical homeowners
policy?
Music CDs
Model aircraft
Dog house
Land -ANSWER-Land
Question:6
Medi-Cal will cover what part of medicare with no premium or deductible for the
eligible?
Part C
Part A
Part B
Part D -ANSWER-Part D
Question:7
Flood insurance provided by NFIP is available for:
businesses and their contents
homes and their contents
mobile homes and condos
all of the choices -ANSWER-all of the choices
3|Page
, Question:8
Coverage under a general liability policy written for a U.S. insured would apply in
Japan under which of the following circumstance?
The insured accidentally injures another while in Japan on vacation
There is an injury resulting from the insureds product which was made in France
An individual buys the insureds product in the United States, but is injured when
using the product in Japan
The insured is flying to Japan from the United States -ANSWER-An individual
buys the insureds product in the United States, but is injured when using the
product in Japan
Question:9
Which of the following is NOT a party to a surety bond?
Surety
Principal
Bondsman
Obligee -ANSWER-Bondsman
Question:10
The Boiler and Machinery limit of insurance is written as:
As an Aggregate Limit
Any of the choices
4|Page
