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Maryland Property & Casualty Insurance
Practice Questions With Correct
Solutions
A broker requests a hearing with the Commissioner. Within how many days of the
request must the hearing be held?-correct-answer-30
Collision coverage extends to rented passenger vehicles that have been rented
for-correct-answer-No more than 30 days.
Every vehicle insurance policy issued and delivered in Maryland must provide
coverage for medical, hospital and disability benefits, unless-correct-answer-
Waived by the first named insured.
When an insurer desires to cancel or non-renew a property insurance policy, they
must give advance written notice of-correct-answer-45 days.
What is the maximum amount of a deductible on collision coverage for a damage
to the insured auto in an auto insurance policy?-correct-answer-$250
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An agent just received his Maryland Life\Health insurance license. His specialty is
selling long-term care policies. In order to satisfy his continuing education
requirement, he must do which of the following?-correct-answer-Complete 24
hours of continuing education, including 2 hours of long-term care education, and
3 hours of ethics, every two years.
All of the following are true regarding rebates EXCEPT-correct-answer-Rebates are
allowed if it's in the best interest of the client.
An insurance producer is required to notify the Commissioner of any felony
convictions within how many days of the conviction?-correct-answer-30 days.
Public adjusters represent-correct-answer-Insureds
All of the following are EXCLUDED by PIP coverage EXCEPT-correct-answer-The
insured is injured after being rear ended while sitting at a red light.
Who must approve rate changes for non-competitive types of insurance?-correct-
answer-The Commissioner
Maryland Property & Casualty Insurance
Practice Questions With Correct
Solutions
A broker requests a hearing with the Commissioner. Within how many days of the
request must the hearing be held?-correct-answer-30
Collision coverage extends to rented passenger vehicles that have been rented
for-correct-answer-No more than 30 days.
Every vehicle insurance policy issued and delivered in Maryland must provide
coverage for medical, hospital and disability benefits, unless-correct-answer-
Waived by the first named insured.
When an insurer desires to cancel or non-renew a property insurance policy, they
must give advance written notice of-correct-answer-45 days.
What is the maximum amount of a deductible on collision coverage for a damage
to the insured auto in an auto insurance policy?-correct-answer-$250
, 2|Page
An agent just received his Maryland Life\Health insurance license. His specialty is
selling long-term care policies. In order to satisfy his continuing education
requirement, he must do which of the following?-correct-answer-Complete 24
hours of continuing education, including 2 hours of long-term care education, and
3 hours of ethics, every two years.
All of the following are true regarding rebates EXCEPT-correct-answer-Rebates are
allowed if it's in the best interest of the client.
An insurance producer is required to notify the Commissioner of any felony
convictions within how many days of the conviction?-correct-answer-30 days.
Public adjusters represent-correct-answer-Insureds
All of the following are EXCLUDED by PIP coverage EXCEPT-correct-answer-The
insured is injured after being rear ended while sitting at a red light.
Who must approve rate changes for non-competitive types of insurance?-correct-
answer-The Commissioner
