New 2025 Idaho Bail Bondsman Insurance
Practice Test with 100 Questions and Correct
Answers/ Idaho Bail Bondsman Insurance
Exam Prep
Which act gives the various US states the power to regulate their
insurance industry? - ..........ANSWER.......The McCarran-Ferguson Act
True or False: Most of the time, state insurance statutes will
override the conflicting federal laws - ..........ANSWER.......True
A _____ agent owns agency and may hire sub-agents. -
..........ANSWER.......general
Who insures insurers? - ..........ANSWER.......Reinsurers
An admitted insurance company possesses ______. -
..........ANSWER.......a certificate of authority
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The first state of courtroom proceedings is know as _______. -
..........ANSWER.......arraignment
______ is usually held at which the judge decides whether there is
sufficient evidence to force the defendant to stand trial. -
..........ANSWER.......Preliminary hearing
True or False: The agency contract is a contract between the insurer
and the insured - ..........ANSWER.......False
True or False: Implied actual authority may be inferred by virtue of
the position held by an agent - ..........ANSWER.......True
Apparent authority is also known as ______. -
..........ANSWER.......Ostensible authority
Which principal shifts the burden of proof onto the prosecution? -
..........ANSWER.......Presumption of innocence
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A defendant is guaranteed a right to trial by jury for offenses that
has a penalty of more than ____ months of imprisonment. -
..........ANSWER.......6
True or False: A felony is usually a severe crime that always involves
murder - ..........ANSWER.......False
At a bail hearing, bail factors that are to be considered may include
_____. - ..........ANSWER.......To decide if an accused can be allowed to
post bail, a bail hearing will take place after the arrest. There will be
a variety of bail factors that are to be considered, such as the nature
of the crime, the character and criminal history of the defendant, his
available financial resources, etc.
The bail process usually starts within how many hours after an
arrest is made? - ..........ANSWER.......48
True or False: Bail is always in the form of a surety bond, required in
every single criminal case - ..........ANSWER.......False