ACA 122 Chapters 1-5
Study online at https://quizlet.com/_hjum7c
1. What are the basic instructor expectation of college students?: self-directed learning
2. What are the basic student expectations of college instructors?: be prepared for
class, start and end class on time, be available during published office hours, explain learning outcomes of assignments,
provide timely feedback onyour work
3. What are the important elements of syllabus?: instructor's contact information, class policies,
outline of instruction
4. What is the required class attendance?: most attend 90% or more of class
5. What can an instructor withdraw a student for?: attendance
6. What are the types of withdraws?: W: does not affect GPA
WF: failure(after 60% point), effects GPA
7. What are the types of grade calculations?: points
weighted percentages
basic average
8. How do you calculate weighted average?: average each category x percentage of each category
9. How do you calculate your GPA?: credit hours x quality points = grade points / credit hours = GPA
10. What are some strategies of time management?: planner, prioritize tasks, avoid procras-
tination
11. How much information can your short term memory hold?: 5-7 bits of information
12. What are some general study strategies?: maintenance vs. preparation studying
dedicated study time
complete practice in the book
form study guides
review previously graded work
find a system that works for you
13. What do you do before the test.: preview the test before you answer anything
do a mind dump
determine how much time you should allow for each question
14. What are some test-taking strategies for during the test?: read the directions, ask
instructors questions, answer what you know first, circle key word, answer all questions
15. What is academic honesty?: common value of higher education
avoid plagiarism
1/7
, ACA 122 Chapters 1-5
Study online at https://quizlet.com/_hjum7c
16. What is considered plagiarism?: collaboration when not allowed, cheating on test, plagiarism,
access to information or resources others don't have
17. What are the consequences of violating the academic honesty policy?: loss of
credit for assignment, failure of course, college transcript is a permanent record, dean of students is notified and a
keeper of records
18. What is financial literacy?: the ability to use knowledge and skills to manage one's financial resources
effectively for a lifetime of financial security
19. What are some financial strategies?: earn money, save money, set SMART goals
20. What is BUDGET?: Beware of interest rates
Understanding your habits
Develop a budget to your style
Gain knowledge about purchases
Evaluate your budget regularly
Think before you spend
21. How can you cut costs?: use coupons, generic vs. name brand, plan your life goals and spend
accordingly, compare providers, essential items vs, non-essential items
22. What are some saving strategies?: Emergency fund: extremely important, should cover 3-6
months, start small and build
23. What is a credit score?: analysis of your credit worthiness
24. How is a credit score measured?: 350-850
over 700 is excellent
below 620 can result in higher interest rates
information stays on report for 7 yeas
25. How can you protect your credit score?: credit reports, pay all bills on time, hold on to cards
you've had for a long time, avoid applying for new credit cards, pay off credit card balance every month, avoid using
credit as a source of cash
26. What is the difference between credit card fraud and identity theft?: credit card
fraud: they stole one credit card
identity theft: they stole everything
27. What are some financial aid basics?: FASFA every year
meet all deadlines
maintain
2/7
Study online at https://quizlet.com/_hjum7c
1. What are the basic instructor expectation of college students?: self-directed learning
2. What are the basic student expectations of college instructors?: be prepared for
class, start and end class on time, be available during published office hours, explain learning outcomes of assignments,
provide timely feedback onyour work
3. What are the important elements of syllabus?: instructor's contact information, class policies,
outline of instruction
4. What is the required class attendance?: most attend 90% or more of class
5. What can an instructor withdraw a student for?: attendance
6. What are the types of withdraws?: W: does not affect GPA
WF: failure(after 60% point), effects GPA
7. What are the types of grade calculations?: points
weighted percentages
basic average
8. How do you calculate weighted average?: average each category x percentage of each category
9. How do you calculate your GPA?: credit hours x quality points = grade points / credit hours = GPA
10. What are some strategies of time management?: planner, prioritize tasks, avoid procras-
tination
11. How much information can your short term memory hold?: 5-7 bits of information
12. What are some general study strategies?: maintenance vs. preparation studying
dedicated study time
complete practice in the book
form study guides
review previously graded work
find a system that works for you
13. What do you do before the test.: preview the test before you answer anything
do a mind dump
determine how much time you should allow for each question
14. What are some test-taking strategies for during the test?: read the directions, ask
instructors questions, answer what you know first, circle key word, answer all questions
15. What is academic honesty?: common value of higher education
avoid plagiarism
1/7
, ACA 122 Chapters 1-5
Study online at https://quizlet.com/_hjum7c
16. What is considered plagiarism?: collaboration when not allowed, cheating on test, plagiarism,
access to information or resources others don't have
17. What are the consequences of violating the academic honesty policy?: loss of
credit for assignment, failure of course, college transcript is a permanent record, dean of students is notified and a
keeper of records
18. What is financial literacy?: the ability to use knowledge and skills to manage one's financial resources
effectively for a lifetime of financial security
19. What are some financial strategies?: earn money, save money, set SMART goals
20. What is BUDGET?: Beware of interest rates
Understanding your habits
Develop a budget to your style
Gain knowledge about purchases
Evaluate your budget regularly
Think before you spend
21. How can you cut costs?: use coupons, generic vs. name brand, plan your life goals and spend
accordingly, compare providers, essential items vs, non-essential items
22. What are some saving strategies?: Emergency fund: extremely important, should cover 3-6
months, start small and build
23. What is a credit score?: analysis of your credit worthiness
24. How is a credit score measured?: 350-850
over 700 is excellent
below 620 can result in higher interest rates
information stays on report for 7 yeas
25. How can you protect your credit score?: credit reports, pay all bills on time, hold on to cards
you've had for a long time, avoid applying for new credit cards, pay off credit card balance every month, avoid using
credit as a source of cash
26. What is the difference between credit card fraud and identity theft?: credit card
fraud: they stole one credit card
identity theft: they stole everything
27. What are some financial aid basics?: FASFA every year
meet all deadlines
maintain
2/7
