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ILLINOIS PUBLIC ADJUSTER 2025/2026 EXAM
PRACTICE QUESTIONS WITH ALL COMPLETE
QUESTIONS AND DETAILED ANSWERS (VERIFIED)
FOR GUARANTEED PASS T0P-RATED A+.
ILLINOIS
This essential guide prepares you for the Illinois Public Adjuster
licensing exam. It provides key practice questions and verified answers
covering policy interpretation, loss assessment, and state regulations.
Master the required material and approach your exam with confidence.
1. Which of the following does the Director not have the
power or duty to do?
(A. Enact laws regarding insurance practices
(B. Enforce insurance laws that are in the Illinois legal code
(C. Adopt rules and regulations to enforce the insurance laws
(D. Examine every Illinois insurance licensee ......
ANSWER ....... A. Enact laws regarding insurance
practices
2. Who of the following represents the insured in a claim?
(A. An independent adjuster
(B. A company adjuster
(C. A public adjuster
(D. A bailee ...... ANSWER ....... (C. A public adjuster
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3. Which of the following would not be negotiated by a
public adjuster?
(A. The amount of damage
(B. The cause of the loss
(C. The amount of depreciation
(D. The extent of the damage ...... ANSWER ....... (B.
The cause of the loss
4. Which of the following is not required to become a public
adjuster? (A. Successful passing of a state-sponsored exam
(B. A copy of the public adjuster's proposed contract for
insureds
(C. A map of the public adjusters marketing territories
(D. A surety bond with a face amount of $20,000 ......
ANSWER ....... (C. A map of the public adjusters
marketing territories
5. If a public adjuster moves, how soon must he or she
inform the Director?
(A. Within 15 days
(B. Within 30 days
(C. Within 60 days
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(D. At the time of renewing the license ...... ANSWER
....... (B. Within 30 days
6. Which of the following might result in termination of a
public adjuster's license?
(A. Failure to file a state income tax return
(B. Being convicted of any misdemeanor
(C. Failing to provide the Director with a copy of the signed
contract with each insured
(D. Cancellation of the public adjuster's business insurance
...... ANSWER ....... (A. Failure to file a state income
tax return
7. It is allowable for a public adjuster to...
(A. Solicit new clients from 7pm to 8am
(B. State that he or she is licensed
(C. State that he or she represents the fire department
(D. State that he or she represents the insurance company
...... ANSWER ....... (B. State that he or she is licensed
8. When may a public adjuster solicit new clients?
(A. While a loss-producing occurrence is continuing
(B. Between 8am and 7pm
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(C. While the fire department is engaged at the damaged
premises
(D. Immediately after the state examination is passed ......
ANSWER ....... (B. Between 8am and 7pm
9. Which of the following is not a reason for the Director to
revoke or refuse to renew a public adjuster's license?
(A. Being convicted of a felony involving dishonesty or fraud
(B. Engaging in the unauthorized practice of law
(C. Failing to pay tax due to the Department of Revenue
(D. Having its businessowners insurance policy canceled
...... ANSWER ....... (D. Having its businessowners
insurance policy canceled
10. Which of the following could result in termination of the
public adjuster's license by the Director?
(A. Advancing funds to an insured while waiting for the
claim to be resolved
(B. Charging more than 25% commission
(C. Soliciting more than three homeowner's on the same day
(D. Avoiding certain counties during solicitations ......
ANSWER ....... (A. Advancing funds to an insured while
waiting for the claim to be resolved
ILLINOIS PUBLIC ADJUSTER 2025/2026 EXAM
PRACTICE QUESTIONS WITH ALL COMPLETE
QUESTIONS AND DETAILED ANSWERS (VERIFIED)
FOR GUARANTEED PASS T0P-RATED A+.
ILLINOIS
This essential guide prepares you for the Illinois Public Adjuster
licensing exam. It provides key practice questions and verified answers
covering policy interpretation, loss assessment, and state regulations.
Master the required material and approach your exam with confidence.
1. Which of the following does the Director not have the
power or duty to do?
(A. Enact laws regarding insurance practices
(B. Enforce insurance laws that are in the Illinois legal code
(C. Adopt rules and regulations to enforce the insurance laws
(D. Examine every Illinois insurance licensee ......
ANSWER ....... A. Enact laws regarding insurance
practices
2. Who of the following represents the insured in a claim?
(A. An independent adjuster
(B. A company adjuster
(C. A public adjuster
(D. A bailee ...... ANSWER ....... (C. A public adjuster
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3. Which of the following would not be negotiated by a
public adjuster?
(A. The amount of damage
(B. The cause of the loss
(C. The amount of depreciation
(D. The extent of the damage ...... ANSWER ....... (B.
The cause of the loss
4. Which of the following is not required to become a public
adjuster? (A. Successful passing of a state-sponsored exam
(B. A copy of the public adjuster's proposed contract for
insureds
(C. A map of the public adjusters marketing territories
(D. A surety bond with a face amount of $20,000 ......
ANSWER ....... (C. A map of the public adjusters
marketing territories
5. If a public adjuster moves, how soon must he or she
inform the Director?
(A. Within 15 days
(B. Within 30 days
(C. Within 60 days
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(D. At the time of renewing the license ...... ANSWER
....... (B. Within 30 days
6. Which of the following might result in termination of a
public adjuster's license?
(A. Failure to file a state income tax return
(B. Being convicted of any misdemeanor
(C. Failing to provide the Director with a copy of the signed
contract with each insured
(D. Cancellation of the public adjuster's business insurance
...... ANSWER ....... (A. Failure to file a state income
tax return
7. It is allowable for a public adjuster to...
(A. Solicit new clients from 7pm to 8am
(B. State that he or she is licensed
(C. State that he or she represents the fire department
(D. State that he or she represents the insurance company
...... ANSWER ....... (B. State that he or she is licensed
8. When may a public adjuster solicit new clients?
(A. While a loss-producing occurrence is continuing
(B. Between 8am and 7pm
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(C. While the fire department is engaged at the damaged
premises
(D. Immediately after the state examination is passed ......
ANSWER ....... (B. Between 8am and 7pm
9. Which of the following is not a reason for the Director to
revoke or refuse to renew a public adjuster's license?
(A. Being convicted of a felony involving dishonesty or fraud
(B. Engaging in the unauthorized practice of law
(C. Failing to pay tax due to the Department of Revenue
(D. Having its businessowners insurance policy canceled
...... ANSWER ....... (D. Having its businessowners
insurance policy canceled
10. Which of the following could result in termination of the
public adjuster's license by the Director?
(A. Advancing funds to an insured while waiting for the
claim to be resolved
(B. Charging more than 25% commission
(C. Soliciting more than three homeowner's on the same day
(D. Avoiding certain counties during solicitations ......
ANSWER ....... (A. Advancing funds to an insured while
waiting for the claim to be resolved
