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MHA 707 EXAM C EXAM WITH CORRECT
ACTUAL QUESTIONS AND CORRECTLY
WELL DEFINED ANSWERS LATEST
ALREADY GRADED A+ 2025 – 2026
Moral Hazard - (ANSWER)When the act of insuring an event increases the
likelihood that the event will happen
behaving different when you know someone is taking the risk (induced demand)
Adverse Selection - (ANSWER)the situation in which one party to a transaction
takes advantage of knowing more than the other party to the transaction
the sicker people likely want more insurance, compared to those who are healthy
Pooling of Risk - (ANSWER)Allows individuals to share risk, i.e., insurance
companies
National Health Expenditure Accounts (NHEA) - (ANSWER)Provides official
estimates of health care spending in the US. It measures health care consumption
and health care investment.
NHEA Benefits - (ANSWER)Comprehensive: includes all major components of
health care system in unified, mutually exclusive, and exhaustive structure
, 2
Multidimensional: encompasses expenditures as well as payers
Consistent: applies a common set of definitions that permits longitudinal
comparisons
Published by DHHS
Accounts in the NHEA - (ANSWER)National Health Expenditures: NHE
Health Consumption Expenditures: HCE
Personal Health Care: PHC
National Health Expenditures: NHE - (ANSWER)all health care consumption and
investments in medical structures and equipment and noncommercial health
services and biomedical research
NHE - HCE = Amount of investment in the medical sector of economy (buildings,
research, equipment)
Health Consumption Expenditures: HCE - (ANSWER)a subset of NHE, includes
personal health care spending, government administration and net cost of private
health insurance and public health activities
, 3
Personal Health Care: PHC - (ANSWER)subset of HCE, including all medical goods
and service that's used to diagnose, treat, and prevent health problems of a
specific person
How much NHE spent on Health Care? - (ANSWER)$3.49 Trillion
Per capita amount: over $10k
% of GDP: 18%
Buying Power: $1,200 when adjusted by CPI
Largest contributors to the Personal Health Care (PHC) -
(ANSWER)hospitalization, physician services, Rx, other health care goods and
services
What accounted for the largest share of NHE? - (ANSWER)Hospital Care: 33% of
spending
Professional Services: 20% doctors NHE
Retail Rx: 10.5%
Three Categories of PHC increased as a share of NHE - (ANSWER)Health
Residential and Personal Care: 5.2% of NHE
Net Cost of Private Health Ins: 6.6% of NHE
Home Health Care: 2.8% of NHE
Chronic Disease and Mental Health Diseases in NHE (percentage) - (ANSWER)90%
MHA 707 EXAM C EXAM WITH CORRECT
ACTUAL QUESTIONS AND CORRECTLY
WELL DEFINED ANSWERS LATEST
ALREADY GRADED A+ 2025 – 2026
Moral Hazard - (ANSWER)When the act of insuring an event increases the
likelihood that the event will happen
behaving different when you know someone is taking the risk (induced demand)
Adverse Selection - (ANSWER)the situation in which one party to a transaction
takes advantage of knowing more than the other party to the transaction
the sicker people likely want more insurance, compared to those who are healthy
Pooling of Risk - (ANSWER)Allows individuals to share risk, i.e., insurance
companies
National Health Expenditure Accounts (NHEA) - (ANSWER)Provides official
estimates of health care spending in the US. It measures health care consumption
and health care investment.
NHEA Benefits - (ANSWER)Comprehensive: includes all major components of
health care system in unified, mutually exclusive, and exhaustive structure
, 2
Multidimensional: encompasses expenditures as well as payers
Consistent: applies a common set of definitions that permits longitudinal
comparisons
Published by DHHS
Accounts in the NHEA - (ANSWER)National Health Expenditures: NHE
Health Consumption Expenditures: HCE
Personal Health Care: PHC
National Health Expenditures: NHE - (ANSWER)all health care consumption and
investments in medical structures and equipment and noncommercial health
services and biomedical research
NHE - HCE = Amount of investment in the medical sector of economy (buildings,
research, equipment)
Health Consumption Expenditures: HCE - (ANSWER)a subset of NHE, includes
personal health care spending, government administration and net cost of private
health insurance and public health activities
, 3
Personal Health Care: PHC - (ANSWER)subset of HCE, including all medical goods
and service that's used to diagnose, treat, and prevent health problems of a
specific person
How much NHE spent on Health Care? - (ANSWER)$3.49 Trillion
Per capita amount: over $10k
% of GDP: 18%
Buying Power: $1,200 when adjusted by CPI
Largest contributors to the Personal Health Care (PHC) -
(ANSWER)hospitalization, physician services, Rx, other health care goods and
services
What accounted for the largest share of NHE? - (ANSWER)Hospital Care: 33% of
spending
Professional Services: 20% doctors NHE
Retail Rx: 10.5%
Three Categories of PHC increased as a share of NHE - (ANSWER)Health
Residential and Personal Care: 5.2% of NHE
Net Cost of Private Health Ins: 6.6% of NHE
Home Health Care: 2.8% of NHE
Chronic Disease and Mental Health Diseases in NHE (percentage) - (ANSWER)90%
