NEW YORK STATE AUTO DAMAGE AND THEFT QUIZ 17-71 LATEST
2024-2025 ACTUAL EXAM 170 QUESTIONS AND CORRECT DETAILED A
SWERS (VERIFIED ANSWERS)
Study online at https://quizlet.com/_flk8j7
1. Jim Smith is involved in a collision claim and is Consequential loss
no longer able to use the vehicle to go to work.
This "loss of use" is referred to as a:
Direct loss
Indirect loss
Loss evaluation
Consequential loss
2. When the rear of the vehicle is damaged and The frame rails
there is a gap between the trunk lid and the
quarter panel, what else on the vehicle should
the appraiser check?
The center pillar
The trunk floor
The quarter panels
The frame rails
3. In auto physical damage insurance, an insured Direct loss
peril cause of loss is known as:
Direct loss
Indirect loss
Loss evaluation
Consequential loss
4. If an appraiser has to forfeit his bond in New $1000
York. The amount of the bond is:
$500
$1000
$2000
$5000
5. Which of the following is NOT a true statement The appraiser is permit-
regarding auto appraisers? ted to traffic in auto-
mobile salvage if such
, NEW YORK STATE AUTO DAMAGE AND THEFT QUIZ 17-71 LATEST
2024-2025 ACTUAL EXAM 170 QUESTIONS AND CORRECT DETAILED A
SWERS (VERIFIED ANSWERS)
Study online at https://quizlet.com/_flk8j7
Each appraiser, while engaged in appraisal du- salvage is obtained in
ties, must carry the license issued to him by any way as a result of
the Insurance Department and display it, upon appraisal services ren-
request, to an owner whose vehicle is being dered by him for his own
inspected, to the repair shop representative in- benefit.
volved.
The appraiser must leave a legible copy of his
appraisal with that of the repair shop selected
by the consumer to make the repairs and also
furnish a copy to the owner of the vehicle.
No appraiser is permitted secure or use repair
estimates that have been obtained by the use of
photographs, telephone calls or in any manner
other than a personal inspection.
The appraiser is permitted to traffic in automo-
bile salvage if such salvage is obtained in any
way as a result of appraisal services rendered
by him for his own benefit.
6. The burden of proof that a covered loss has The insured
occurred is normally a duty of:
The insurance company
The adjuster
The appraiser
The insured
7. Before revoking or suspending a license, the 1o days
Superintendent must first send _____ notice
and give the accused an opportunity for a hear-
ing.
3 months
45 days.
10 days.
60 days.
8. valve train
, NEW YORK STATE AUTO DAMAGE AND THEFT QUIZ 17-71 LATEST
2024-2025 ACTUAL EXAM 170 QUESTIONS AND CORRECT DETAILED A
SWERS (VERIFIED ANSWERS)
Study online at https://quizlet.com/_flk8j7
The linkage between the camshaft and the
valves is commonly known as the:
piston.
crankshaft.
valve train.
cylinder.
9. Which of the following is the computer in the Controller
vehicle?
Controller
Pump
Speed Sensors
Valves
10. Payment may be made if which of the following A Walk-Away re-
procedures has been executed? lease/The Walk-Away
release indicates the fi-
A partial signed release nal disposition of the
A Walk-Away release matter and relinquishes
A prima-facia signed release the claimant's right to
None of the answer choices is correct. sue so payment may be
issued. In some states
the signing of the pay-
ment check indicates a
Walk-Away release.
11. If an insured fails to comply with the immediate The coverage could be
notice of claim requirement, which of the follow- denied
ing could happen?
The loss will be partially paid.
The coverage could be denied.
The premium will be returned.
The policy will be cancelled.
12.
, NEW YORK STATE AUTO DAMAGE AND THEFT QUIZ 17-71 LATEST
2024-2025 ACTUAL EXAM 170 QUESTIONS AND CORRECT DETAILED A
SWERS (VERIFIED ANSWERS)
Study online at https://quizlet.com/_flk8j7
On what date must an adjuster license be re- December 31 - even
newed? numbered years
December 31 - even numbered years
April 1st of every other year
The license is continuous unless canceled or
revoked
January 1st every four years
13. What part of the exhaust system reduces the PCV valve
amount of pollution released into the environ-
ment?
Muffler
Tailpipe
PCV valve
Heat shield
14. What is the first molding called on the outside Side body molding
of the vehicle under the window?
Side body molding
Edge panel
Door decal
Sill
15. When performing an appraisal the vehicle From the front to the rear
should be inspected:
From the rear to the front
From the point of impact
From the front to the rear
None of the choices are correct
16. Which of the following is NOT a duty of an auto Determine "loss of use"
appraiser? damages
List unrelated damage to the vehicle
2024-2025 ACTUAL EXAM 170 QUESTIONS AND CORRECT DETAILED A
SWERS (VERIFIED ANSWERS)
Study online at https://quizlet.com/_flk8j7
1. Jim Smith is involved in a collision claim and is Consequential loss
no longer able to use the vehicle to go to work.
This "loss of use" is referred to as a:
Direct loss
Indirect loss
Loss evaluation
Consequential loss
2. When the rear of the vehicle is damaged and The frame rails
there is a gap between the trunk lid and the
quarter panel, what else on the vehicle should
the appraiser check?
The center pillar
The trunk floor
The quarter panels
The frame rails
3. In auto physical damage insurance, an insured Direct loss
peril cause of loss is known as:
Direct loss
Indirect loss
Loss evaluation
Consequential loss
4. If an appraiser has to forfeit his bond in New $1000
York. The amount of the bond is:
$500
$1000
$2000
$5000
5. Which of the following is NOT a true statement The appraiser is permit-
regarding auto appraisers? ted to traffic in auto-
mobile salvage if such
, NEW YORK STATE AUTO DAMAGE AND THEFT QUIZ 17-71 LATEST
2024-2025 ACTUAL EXAM 170 QUESTIONS AND CORRECT DETAILED A
SWERS (VERIFIED ANSWERS)
Study online at https://quizlet.com/_flk8j7
Each appraiser, while engaged in appraisal du- salvage is obtained in
ties, must carry the license issued to him by any way as a result of
the Insurance Department and display it, upon appraisal services ren-
request, to an owner whose vehicle is being dered by him for his own
inspected, to the repair shop representative in- benefit.
volved.
The appraiser must leave a legible copy of his
appraisal with that of the repair shop selected
by the consumer to make the repairs and also
furnish a copy to the owner of the vehicle.
No appraiser is permitted secure or use repair
estimates that have been obtained by the use of
photographs, telephone calls or in any manner
other than a personal inspection.
The appraiser is permitted to traffic in automo-
bile salvage if such salvage is obtained in any
way as a result of appraisal services rendered
by him for his own benefit.
6. The burden of proof that a covered loss has The insured
occurred is normally a duty of:
The insurance company
The adjuster
The appraiser
The insured
7. Before revoking or suspending a license, the 1o days
Superintendent must first send _____ notice
and give the accused an opportunity for a hear-
ing.
3 months
45 days.
10 days.
60 days.
8. valve train
, NEW YORK STATE AUTO DAMAGE AND THEFT QUIZ 17-71 LATEST
2024-2025 ACTUAL EXAM 170 QUESTIONS AND CORRECT DETAILED A
SWERS (VERIFIED ANSWERS)
Study online at https://quizlet.com/_flk8j7
The linkage between the camshaft and the
valves is commonly known as the:
piston.
crankshaft.
valve train.
cylinder.
9. Which of the following is the computer in the Controller
vehicle?
Controller
Pump
Speed Sensors
Valves
10. Payment may be made if which of the following A Walk-Away re-
procedures has been executed? lease/The Walk-Away
release indicates the fi-
A partial signed release nal disposition of the
A Walk-Away release matter and relinquishes
A prima-facia signed release the claimant's right to
None of the answer choices is correct. sue so payment may be
issued. In some states
the signing of the pay-
ment check indicates a
Walk-Away release.
11. If an insured fails to comply with the immediate The coverage could be
notice of claim requirement, which of the follow- denied
ing could happen?
The loss will be partially paid.
The coverage could be denied.
The premium will be returned.
The policy will be cancelled.
12.
, NEW YORK STATE AUTO DAMAGE AND THEFT QUIZ 17-71 LATEST
2024-2025 ACTUAL EXAM 170 QUESTIONS AND CORRECT DETAILED A
SWERS (VERIFIED ANSWERS)
Study online at https://quizlet.com/_flk8j7
On what date must an adjuster license be re- December 31 - even
newed? numbered years
December 31 - even numbered years
April 1st of every other year
The license is continuous unless canceled or
revoked
January 1st every four years
13. What part of the exhaust system reduces the PCV valve
amount of pollution released into the environ-
ment?
Muffler
Tailpipe
PCV valve
Heat shield
14. What is the first molding called on the outside Side body molding
of the vehicle under the window?
Side body molding
Edge panel
Door decal
Sill
15. When performing an appraisal the vehicle From the front to the rear
should be inspected:
From the rear to the front
From the point of impact
From the front to the rear
None of the choices are correct
16. Which of the following is NOT a duty of an auto Determine "loss of use"
appraiser? damages
List unrelated damage to the vehicle
