California Life and Health Insurance Exam 2025 |
Q&A | CA Life, Health & Accident Practice Test
Save
Terms in this set (306)
According to California compensated for transacting insurance on behalf of
Insurance Code, an another person with an insurer
"insurance broker" is
The California of reckless behavior
Regulations governing
claim settlement practices
prohibits all of the
following acts of unfair
discrimination EXCEPT
denial of claim based on
If an insurer must have its Prior approval
rates accepted by the
insurance department
prior to using them, the
insurer would be
operating in which of the
following types of
jurisdiction?
all of the following are there must be equal consideration between the
requirements of a contract parties
EXCEPT
,the more times an event is the law of large numbers
repeated, the more
predictable the outcome
becomes. this is an
example of
what rule is used to the materiality of concealment
determine the importance
of a representation?
insurer expenses include policy premiums
all of the following
EXCEPT
the increase in the moral hazard
probability of a loss
resulting from an insured's
dishonest tendencies is
known as
which of the following a misdemeanor
would an agent be guilty
of for misrepresenting the
amount of dividends a
policy will pay?
a person who acts, offers misdemeanor
to act, or assumes to act in
a capacity where a license
is REQUIRED without
having a valid license, is
guilty of a
which is an agreement in reinsurance
which an insurer contracts
with a third party to insure
itself against losses from
insurance policies it
issues?
,what recourse does an recession of the policy
insurer have if violation of
a material warranty on the
part of the insured is
discovered
the insurer's department underwriting
with PRIMARY
responsibility for the risk
selection process is
called:
policies covered under self-funded group life
the California Life and
Health Insurance
Guarantee Association
include all of the following
EXCEPT
According to the name is the licensee's actual name
California Insurance Code,
the Commissioner can
disapprove a licensee's
request to use a fictitious
name for any of the
following EXCEPT that the
Risk can be defined as all the cause of loss
of the following EXCEPT
when used in the permissive
California Insurance Code,
the word "may" is intended
to be
which of the following only pure risks are insurable
statements regarding risk
is TRUE
, what is it called, when an unfair discrimination
insurer uses higher rates
for an individual solely
based on religion, race, or
ethnic group?
which of the following is a a condition that may increase the likelihood of a loss
hazard? occurring
the required contents of a the probability of loss
policy include all of the
following EXCEPT
as defined in the California contract
Insurance Code,
"insurance" is a
when are parties to a Never
contract REQUIRED to
communicate information
solely based on personal
judgment for a matter in
question?
Section 1729.2 of the 30
California Insurance Code
requires insurance
producer applications and
licensees to notify the
Insurance Commissioner in
writing, within _______ days
of changes in background
information after an
application has been
submitted or a license has
been issued
Q&A | CA Life, Health & Accident Practice Test
Save
Terms in this set (306)
According to California compensated for transacting insurance on behalf of
Insurance Code, an another person with an insurer
"insurance broker" is
The California of reckless behavior
Regulations governing
claim settlement practices
prohibits all of the
following acts of unfair
discrimination EXCEPT
denial of claim based on
If an insurer must have its Prior approval
rates accepted by the
insurance department
prior to using them, the
insurer would be
operating in which of the
following types of
jurisdiction?
all of the following are there must be equal consideration between the
requirements of a contract parties
EXCEPT
,the more times an event is the law of large numbers
repeated, the more
predictable the outcome
becomes. this is an
example of
what rule is used to the materiality of concealment
determine the importance
of a representation?
insurer expenses include policy premiums
all of the following
EXCEPT
the increase in the moral hazard
probability of a loss
resulting from an insured's
dishonest tendencies is
known as
which of the following a misdemeanor
would an agent be guilty
of for misrepresenting the
amount of dividends a
policy will pay?
a person who acts, offers misdemeanor
to act, or assumes to act in
a capacity where a license
is REQUIRED without
having a valid license, is
guilty of a
which is an agreement in reinsurance
which an insurer contracts
with a third party to insure
itself against losses from
insurance policies it
issues?
,what recourse does an recession of the policy
insurer have if violation of
a material warranty on the
part of the insured is
discovered
the insurer's department underwriting
with PRIMARY
responsibility for the risk
selection process is
called:
policies covered under self-funded group life
the California Life and
Health Insurance
Guarantee Association
include all of the following
EXCEPT
According to the name is the licensee's actual name
California Insurance Code,
the Commissioner can
disapprove a licensee's
request to use a fictitious
name for any of the
following EXCEPT that the
Risk can be defined as all the cause of loss
of the following EXCEPT
when used in the permissive
California Insurance Code,
the word "may" is intended
to be
which of the following only pure risks are insurable
statements regarding risk
is TRUE
, what is it called, when an unfair discrimination
insurer uses higher rates
for an individual solely
based on religion, race, or
ethnic group?
which of the following is a a condition that may increase the likelihood of a loss
hazard? occurring
the required contents of a the probability of loss
policy include all of the
following EXCEPT
as defined in the California contract
Insurance Code,
"insurance" is a
when are parties to a Never
contract REQUIRED to
communicate information
solely based on personal
judgment for a matter in
question?
Section 1729.2 of the 30
California Insurance Code
requires insurance
producer applications and
licensees to notify the
Insurance Commissioner in
writing, within _______ days
of changes in background
information after an
application has been
submitted or a license has
been issued
