1 || |P | a | g | e
NJ TITLE PRODUCER FINAL EXAM QUESTIONS
AND CORRECT ANSWERS LATEST UPDATE 2025-
2026
An easement in gross is typically a:
| | | | | |
A) Right of way | |
B) Public utility easement | |
C) Land acquisition |
D) Dominant estate - Correct-answer-B) Public utility easement
| | | | | |
An attachment is likely result of:
| | | | |
A) A home improvement
| |
B) An addendum to contract
| | |
C) A sale and leaseback
| | |
D) Pending litigation - Correct-answer-D) Pending litigation
| | | | |
A lender is required under the Truth-in-Lending Act
| | | | | | |
(Regulation Z) to furnish an applicant for a real estate
| | | | | | | | | |
,2 || |P | a | g | e
loan with a copy of a/an:
| | | | |
A) Amortization
B) Disclosure statement |
C) Deed
D) Financial Statement - Correct-answer-B) Disclosure statement
| | | | |
The term Point of Beginning (POB) is best associated with which of the following:
| | | | | | | | | | | | |
A) Mortgage finance |
B) People on board vessel departure
| | | |
C) Metes and bounds | |
D) Exam retakes - Correct-answer-C) Metes and bounds
| | | | | |
A lender's title insurance policy will protect the:
| | | | | | |
A) Lender against default in loan payments
| | | | |
B) Borrower against default in loan payments
| | | | |
C) Lender against existing undiscovered title defects
| | | | |
D) Borrower against unrecorded liens - Correct-answer-C) Lender against existing
| | | | | | | |
undiscovered title defects
| | |
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The G's purchased a house from the Ts. The G's agreed to the following terms:
| | | | | | | | | | | | | |
monthly payments of $650 to the T's and the balance to be paid in full after
| | | | | | | | | | | | | | | |
seven years. At the time the balance is the T's will give the G's a warranty deed
| | | | | | | | | | | | | | | | |
transferring title. In this situation which of the following types of financing is
| | | | | | | | | | | | |
used?
|
A) FHA loan |
B) Wraparound mortgage |
C) Package mortgage |
D) Land contract sale - Correct-answer-D) Land contract sale
| | | | | | |
In reviewing the Deed to a listed property, a licensee noted a number of
| | | | | | | | | | | | |
|limitations regarding use. These limitations are commonly known as:
| | | | | | | |
A) Codicils
B) Constraints
C) Building codes |
D) Restrictive covenants - Correct-answer-D) Restrictive covenants
| | | | |
A real estate broker is typically considered to be which of the following types of
| | | | | | | | | | | | | |
agents?
|
A) A special agent
| |
B) A general agent
| |
C) A universal agent
| |
, 4 || |P | a | g | e
D) An individual agent - Correct-answer-A) A special agent
| | | | | | |
Pledging a freestanding stove and refrigerator as security for loan in addition to
| | | | | | | | | | | |
real property is an example of which of the following mortgages?
| | | | | | | | | | |
A ) Wraparound
| |
B) Open
C) Package
D) Blanket - Correct-answer-C) Package
| | |
A developer who leases real property from the owner with the intent of
| | | | | | | | | | | |
constructing an office building has which of the following interests in the
| | | | | | | | | | | |
property?
|
A) Leased fee |
B) Leasehold
C) Sale and leaseback
| |
D) Lease option - Correct-answer-B) Leasehold
| | | |
Responsibilities of the seller at closing usually include | | | | | | |
paying the:
| |
A) Title examination |
NJ TITLE PRODUCER FINAL EXAM QUESTIONS
AND CORRECT ANSWERS LATEST UPDATE 2025-
2026
An easement in gross is typically a:
| | | | | |
A) Right of way | |
B) Public utility easement | |
C) Land acquisition |
D) Dominant estate - Correct-answer-B) Public utility easement
| | | | | |
An attachment is likely result of:
| | | | |
A) A home improvement
| |
B) An addendum to contract
| | |
C) A sale and leaseback
| | |
D) Pending litigation - Correct-answer-D) Pending litigation
| | | | |
A lender is required under the Truth-in-Lending Act
| | | | | | |
(Regulation Z) to furnish an applicant for a real estate
| | | | | | | | | |
,2 || |P | a | g | e
loan with a copy of a/an:
| | | | |
A) Amortization
B) Disclosure statement |
C) Deed
D) Financial Statement - Correct-answer-B) Disclosure statement
| | | | |
The term Point of Beginning (POB) is best associated with which of the following:
| | | | | | | | | | | | |
A) Mortgage finance |
B) People on board vessel departure
| | | |
C) Metes and bounds | |
D) Exam retakes - Correct-answer-C) Metes and bounds
| | | | | |
A lender's title insurance policy will protect the:
| | | | | | |
A) Lender against default in loan payments
| | | | |
B) Borrower against default in loan payments
| | | | |
C) Lender against existing undiscovered title defects
| | | | |
D) Borrower against unrecorded liens - Correct-answer-C) Lender against existing
| | | | | | | |
undiscovered title defects
| | |
,3 || |P | a | g | e
The G's purchased a house from the Ts. The G's agreed to the following terms:
| | | | | | | | | | | | | |
monthly payments of $650 to the T's and the balance to be paid in full after
| | | | | | | | | | | | | | | |
seven years. At the time the balance is the T's will give the G's a warranty deed
| | | | | | | | | | | | | | | | |
transferring title. In this situation which of the following types of financing is
| | | | | | | | | | | | |
used?
|
A) FHA loan |
B) Wraparound mortgage |
C) Package mortgage |
D) Land contract sale - Correct-answer-D) Land contract sale
| | | | | | |
In reviewing the Deed to a listed property, a licensee noted a number of
| | | | | | | | | | | | |
|limitations regarding use. These limitations are commonly known as:
| | | | | | | |
A) Codicils
B) Constraints
C) Building codes |
D) Restrictive covenants - Correct-answer-D) Restrictive covenants
| | | | |
A real estate broker is typically considered to be which of the following types of
| | | | | | | | | | | | | |
agents?
|
A) A special agent
| |
B) A general agent
| |
C) A universal agent
| |
, 4 || |P | a | g | e
D) An individual agent - Correct-answer-A) A special agent
| | | | | | |
Pledging a freestanding stove and refrigerator as security for loan in addition to
| | | | | | | | | | | |
real property is an example of which of the following mortgages?
| | | | | | | | | | |
A ) Wraparound
| |
B) Open
C) Package
D) Blanket - Correct-answer-C) Package
| | |
A developer who leases real property from the owner with the intent of
| | | | | | | | | | | |
constructing an office building has which of the following interests in the
| | | | | | | | | | | |
property?
|
A) Leased fee |
B) Leasehold
C) Sale and leaseback
| |
D) Lease option - Correct-answer-B) Leasehold
| | | |
Responsibilities of the seller at closing usually include | | | | | | |
paying the:
| |
A) Title examination |
