C
NSA Notary Signing Agent 2025 Exam Questions with Correct
verified answers
Terms in this set (45)
A Notary Signing Agent has been providing Must still obtain and pass a background screening
signing services with no incidents for over
10 years without having undergone a
background screening. Therefore he or she:
A Notary Signing Agent with nearly 10 Present and state the general purpose of each document and how it must be signed
years experience has reviewed and is
completely familiar with all the
documents in a loan package. When
meeting with the borrower, the Notary
Signing Agent may now:
Why should a Notary Signing Agent learn To demonstrate to the contracting companies that the Notary signing Agent is
about all the closing documents in a loan competent to oversee a signing appointment
package if they are not allowed to provide
advice or counsel?
A Notary Signing Agent consistently Preform the notary
follows the practice of obtaining
borrowers' thumbprints in his or her journal,
but is commissioned in a state that does
not require journal thumbprints. A borrower
has complied with all other notarization
requirements, but objects to leaving her
thumbprint in the journal. What should the
Notary Signing Agent do?
The Notarial Evidence Form is completed The Notary Signing Agent and returned to the contracting company
by
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Notarial certificates on loan documents Must be completed in the presence of the borrower
During a signing appointment, a borrower explain the to the borrower that a Notary Signing Agent is not permitted to discuss
asks the Notary Signing Agent if his loan rates
loan rate is competitive. How should the
NSA respond?
A Notary Signing Agent regularly A practice required by the Code of Conduct
records all notarial acts performed at a
closing in a journal. This is considered:
A borrower expresses a reluctance to Recommend that the borrower contact the lender's representative immediately
continue signing documents. The Notary before signing any more documents
Signing Agent may:
A borrower expresses concern that Recommend that the borrower contact his lender's representative and provide the
once he signs all the documents he phone number
will be "stuck" with a second
mortgage. A good response by a Notary
Signing Agent could be to:
Explaining to a borrower the fees that Permissible if the Notary Signing Agent has the breakdown of the fees
make up the Annual Percentage Rate
(APR) of a borrower's loan is:
A borrower questions the amount of the Offer to call the closing agent to explain the fee
"Notary/Signing Fee" appearing on the
settlement statement. The Notary Signing
Agent should:
The best way to address a borrower's Make a list of the questions to ask the contracting company before the end of the
questions that the Notary Signing Agent is signing
not allowed to answer, is to
One of the parties at a signing appointment Direct the parties to read the information in the appropriate document
asks a question regarding their first
payment due. How should the Notary
Signing Agent respond?
A borrower asks the Notary Signing Agent providing the borrower with the information for both contacts
for the contact information for the closing
agent and the lender's representative. The
Notary Signing Agent should respond by:
A Notary Signing Agent is asked to provide only a general description of the loan terms and indicate where in the
describe several of the loan terms at a documents the information may be found
signing appointment. The Notary
Signing Agent may:
If during the signing appointment the explain that the closing agent for the transaction needs to be contacted before
borrower divulges that the property being resuming the signing
financed is an investment property, while
the loan papers indicate it is for a primary
residence, the Notary Signing Agent
should:
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