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AIDA 182 FINAL EXAM NEWEST ACTUAL EXAM
2025/2026 COMPLETE 200 QUESTIONS AND 100%
CORRECT DETAILED ANSWERS (VERIFIED
ANSWERS) |UPDATED & GRADED A+
What are the four risks in the enterprise risk management
model? - ANSWER-Hazard, operational, financial, and
hazard.
What risk quadrant is the change of stocks or bonds
values because interest rate changes in? - ANSWER-
Financial risks.
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What is true of pure and speculative risks? - ANSWER-All
businesses involve speculative risks.
What is true of diversifiable and nondiversifiable risks? -
ANSWER-Systemic risks are nondiversifiable generally.
What is an example of a strategic risk? - ANSWER-A new
computer chip that could give a company growth.
What is an example of an operational risk? - ANSWER-
The ability of suppliers to perform.
What is true of subjective and objective risks? - ANSWER-
Subjective risk can be present where objective risk is not.
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What is an example of a speculative risk? - ANSWER-
Investing in stock.
What is true of diversifiable versus nondiversifiable risk? -
ANSWER-Diversifiable risks are not correlated and can be
managed through diversification or spread of risk.
A company's fleet of cars is worrying the managers
liquidity of the company and fuel prices having an adverse
effect is which type of risk quadrant? - ANSWER-Financial
risk.
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An employee embezzling funds from a company for not
feeling adequately paid is what risk? - ANSWER-Both a
hazard and an operational risk.
Failing to respond to changing customer demands is an
example of what risk? - ANSWER-Strategic risk.
The fear of your home being hit by a storm and damaged
or destroyed is what risk for you? - ANSWER-A subjective
risk.
What quadrant of risk is a harmful chemical found in a
building with unknown harm to residents and to the clean
up crew part of? - ANSWER-A hazard risk.
AIDA 182 FINAL EXAM NEWEST ACTUAL EXAM
2025/2026 COMPLETE 200 QUESTIONS AND 100%
CORRECT DETAILED ANSWERS (VERIFIED
ANSWERS) |UPDATED & GRADED A+
What are the four risks in the enterprise risk management
model? - ANSWER-Hazard, operational, financial, and
hazard.
What risk quadrant is the change of stocks or bonds
values because interest rate changes in? - ANSWER-
Financial risks.
,2|Page
What is true of pure and speculative risks? - ANSWER-All
businesses involve speculative risks.
What is true of diversifiable and nondiversifiable risks? -
ANSWER-Systemic risks are nondiversifiable generally.
What is an example of a strategic risk? - ANSWER-A new
computer chip that could give a company growth.
What is an example of an operational risk? - ANSWER-
The ability of suppliers to perform.
What is true of subjective and objective risks? - ANSWER-
Subjective risk can be present where objective risk is not.
,3|Page
What is an example of a speculative risk? - ANSWER-
Investing in stock.
What is true of diversifiable versus nondiversifiable risk? -
ANSWER-Diversifiable risks are not correlated and can be
managed through diversification or spread of risk.
A company's fleet of cars is worrying the managers
liquidity of the company and fuel prices having an adverse
effect is which type of risk quadrant? - ANSWER-Financial
risk.
, 4|Page
An employee embezzling funds from a company for not
feeling adequately paid is what risk? - ANSWER-Both a
hazard and an operational risk.
Failing to respond to changing customer demands is an
example of what risk? - ANSWER-Strategic risk.
The fear of your home being hit by a storm and damaged
or destroyed is what risk for you? - ANSWER-A subjective
risk.
What quadrant of risk is a harmful chemical found in a
building with unknown harm to residents and to the clean
up crew part of? - ANSWER-A hazard risk.
