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AIC 300 ALL CLAIMS NEWEST 2025/2026 ACTUAL
EXAM COMPLETE 100 QUESTIONS AND 100%
CORRECT ANSWERS WITH RATIONALES(VERIFIED
ANSWERS) |ALREADY GRADED A+|NEWEST
VERSION
Timely contact with all parties to a claim helps ensure that
parties will be more likely to remember details of the loss
accurately.
For an excess liability claim to be filed, a final judgment or
settlement must have been entered against the insured,
and
Select one:
A. The insured must have paid that judgment.
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B. The amount of the judgment must be in excess of the
insured's policy limit.
C. Evidence of bad faith must be produced.
D. The insurer must have determined that coverage does
not apply. - ANSWER-B. The amount of the judgment
must be in excess of the insured's policy limit.
For an excess liability claim to be filed, a final judgment or
settlement must have been entered against the insured,
and the amount of the judgment must be in excess of the
insured's policy limit. The insured is not required to have
paid the judgment before bringing suit.
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Which one of the following best describes the term
'professionalism' as it relates to claims professionals?
Select one:
A. The behaviors necessary to implement an ethical
decision
B. Remaining silent when a competitor is disparaged
publicly
C. Fulfilling the terms of an insurance contract
D. A set of principles and values - ANSWER-A. The
behaviors necessary to implement an ethical decision
As a claims representative, some of Sara's goals is to
benefit her employer by ensuring the parties to a loss
remember details accurately, reassuring the parties that
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their claims are important, and lessening the chance that
the parties will retain attorneys. Sara accomplishes these
goals through
Select one:
A. Effective claims management.
B. Regular and prompt communication.
C. Complete and accurate documentation.
D. Timely contact with all parties to a claim. - ANSWER-D.
Timely contact with all parties to a claim.
Early contact with parties helps to ensure details are
correct, parties feel heard, and don't feel the need for
attorneys.
AIC 300 ALL CLAIMS NEWEST 2025/2026 ACTUAL
EXAM COMPLETE 100 QUESTIONS AND 100%
CORRECT ANSWERS WITH RATIONALES(VERIFIED
ANSWERS) |ALREADY GRADED A+|NEWEST
VERSION
Timely contact with all parties to a claim helps ensure that
parties will be more likely to remember details of the loss
accurately.
For an excess liability claim to be filed, a final judgment or
settlement must have been entered against the insured,
and
Select one:
A. The insured must have paid that judgment.
,2|Page
B. The amount of the judgment must be in excess of the
insured's policy limit.
C. Evidence of bad faith must be produced.
D. The insurer must have determined that coverage does
not apply. - ANSWER-B. The amount of the judgment
must be in excess of the insured's policy limit.
For an excess liability claim to be filed, a final judgment or
settlement must have been entered against the insured,
and the amount of the judgment must be in excess of the
insured's policy limit. The insured is not required to have
paid the judgment before bringing suit.
,3|Page
Which one of the following best describes the term
'professionalism' as it relates to claims professionals?
Select one:
A. The behaviors necessary to implement an ethical
decision
B. Remaining silent when a competitor is disparaged
publicly
C. Fulfilling the terms of an insurance contract
D. A set of principles and values - ANSWER-A. The
behaviors necessary to implement an ethical decision
As a claims representative, some of Sara's goals is to
benefit her employer by ensuring the parties to a loss
remember details accurately, reassuring the parties that
, 4|Page
their claims are important, and lessening the chance that
the parties will retain attorneys. Sara accomplishes these
goals through
Select one:
A. Effective claims management.
B. Regular and prompt communication.
C. Complete and accurate documentation.
D. Timely contact with all parties to a claim. - ANSWER-D.
Timely contact with all parties to a claim.
Early contact with parties helps to ensure details are
correct, parties feel heard, and don't feel the need for
attorneys.
