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FLORIDA PUBLIC ADJUSTER STATE EXAM ACTUAL
EXAM 100 QUESTIONS AND CORRECT DETAILED
ANSWERS (VERIFIED ANSWERS) | AGRADE
Florida No-Fault Tort Exemption .....ANSWER.....Those who
comply with the law are granted limited immunity from suits of
others through PIP coverage.
4 Exceptions to Tort Exemption(Threshold of No-Fault)
.....ANSWER.....1. Significant and Permanent loss of bodily
function.
2.Permanent injury other than scarring and disfigurement.
3.Significant and Permanent scarring or disfigurement.
4.Death
What does NFIP stand for? .....ANSWER.....National Flood
Insurance Program
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Form SR-22 .....ANSWER.....Drivers Convicted of DUI or a traffic
felony over the prior 3 years are required to have 100/300/50
coverage or a certificate of self insurance of $350,000.
Contents of a CGL Contract .....ANSWER.....1.Declarations Form
2.Common Policy Conditions Form
3. One of:
A.Occurrence Form
B.Claims Made Form
4.Nuclear Energy Liability Exclusion Endorsement.
Declarations of a CGL Contract(4) .....ANSWER.....1.Named
Insured(including address)
2.Policy Period
3.Premium
4.Limits of Coverage
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7 Common CGL Conditions .....ANSWER.....1.Cancellation(30
Days by insurer option, 10 Days By no payment).
2.Changes
3.Examination of Books
4.Inspections and Surveys
5.Premiums
6.Transfer
7.Nuclear Endorsement
CGL Coverage A .....ANSWER.....Bodily Injury and Property
Damage Insuring Agreement
The 3 Conditions that define work as "completed"
.....ANSWER.....1.When all work called for in the contract is
completed.
2.When all work to be done at the site has been completed if
one contract calls for work at more than one site.
FLORIDA PUBLIC ADJUSTER STATE EXAM ACTUAL
EXAM 100 QUESTIONS AND CORRECT DETAILED
ANSWERS (VERIFIED ANSWERS) | AGRADE
Florida No-Fault Tort Exemption .....ANSWER.....Those who
comply with the law are granted limited immunity from suits of
others through PIP coverage.
4 Exceptions to Tort Exemption(Threshold of No-Fault)
.....ANSWER.....1. Significant and Permanent loss of bodily
function.
2.Permanent injury other than scarring and disfigurement.
3.Significant and Permanent scarring or disfigurement.
4.Death
What does NFIP stand for? .....ANSWER.....National Flood
Insurance Program
,Page 2 of 25
Form SR-22 .....ANSWER.....Drivers Convicted of DUI or a traffic
felony over the prior 3 years are required to have 100/300/50
coverage or a certificate of self insurance of $350,000.
Contents of a CGL Contract .....ANSWER.....1.Declarations Form
2.Common Policy Conditions Form
3. One of:
A.Occurrence Form
B.Claims Made Form
4.Nuclear Energy Liability Exclusion Endorsement.
Declarations of a CGL Contract(4) .....ANSWER.....1.Named
Insured(including address)
2.Policy Period
3.Premium
4.Limits of Coverage
, Page 3 of 25
7 Common CGL Conditions .....ANSWER.....1.Cancellation(30
Days by insurer option, 10 Days By no payment).
2.Changes
3.Examination of Books
4.Inspections and Surveys
5.Premiums
6.Transfer
7.Nuclear Endorsement
CGL Coverage A .....ANSWER.....Bodily Injury and Property
Damage Insuring Agreement
The 3 Conditions that define work as "completed"
.....ANSWER.....1.When all work called for in the contract is
completed.
2.When all work to be done at the site has been completed if
one contract calls for work at more than one site.
