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Georgia Adjuster Actual Exam Newest
2025/2026 Complete All 100 Questions And
Correct Detailed Answers (Verified Answers)
|Already Graded A+||Brand New Version!!
A customer claims he tripped on a stair in John's Art
Gallery and broke his leg. The only way the customer will
have a successful claim against John's insurance is? - . .
ANSWER ✔ ✔John must be found legally liable for the
incident
Meredith was attending this Christmas party that was held
at the Riverstone country club. While walking to the
restroom she tripped and fell on one of the steps that was
broken. The broken step had been covered up by a new
rug. Meredith status in this situation is that of a ? - . .
ANSWER ✔ ✔Invitee
Janet thompson works for universal insurance company of
Texas. She is involved in a work related accident in the
supply room. She immediately notifies her supervisor
about the accident. Universal insurance company must
report the injuries within how many days of being notified
of the injury? - . . ANSWER ✔ ✔8 days
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Johnny has 30/60/25 limits on his auto policy, and he
negligently ran into a parked car driven by Steve Garcia.
What is the maximum amount of coverage that can be
provided for the damage to Steve's car? - . . ANSWER ✔
✔25,000
Texas Spring Company produced 100 defective springs last
month. What type of claim can be brought against them in
this situation? - . . ANSWER ✔ ✔Product Liability
Steve's Worker's compensation claim has been rejected.
Steve reported his claim 43 days after the incident
occurred. What is a possible reason why? - . . ANSWER ✔
✔He did not report his injury to his employer within 30
days
Which of the following statements is true? - . . ANSWER
✔ ✔Bullion/ Valuable papers is limited to $500 for all
cause of loss
Jason was involved in a serious accident after his braking
system on his brand new car failed to function properly
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while he was driving on the highway. The manufacturer for
his car has had several complaints regarding this faulty
braking system. What type of claim should jason file
against the manufacture of his vehicle. - . . ANSWER ✔
✔Product Liability
Your policyholder submitted a claim or fire damage to his
structure that was caused by fire. The origin of the fire was
caused by a defective wiring harness in the electrical
system of his stove. After you process and pay the claim,
you will need to notify the manufacturer of his stove of
your intent to ________ against them for the damages
the were caused by their defective product? - . . ANSWER
✔ ✔Mediate
You make initial contact with your insured. During this
conversation, you should - . . ANSWER ✔ ✔Obtain the
loss facts and set an appointment to inspect the damages
What are the types of adjuster licenses approved for
issuance in Texas? - . . ANSWER ✔ ✔All Lines, Property,
Property and Casualty, Surety, Workers Compensation
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You are handling a flood claim in Houston, Texas. Your
Policyholder has a flood policy on his home. The
replacement cost of his dwelling is $230,000. The flood
related damages to the dwelling are valued at $220,000.
The replacement cost of the damaged contents on his
claim is $85,000. The actual cash value of the damaged
contents is $63,000. How much will you pay him for his
damaged contents? Do not consider a deductible. - . .
ANSWER ✔ ✔$63,000
Replacement cost less depreciation best defines - . .
ANSWER ✔ ✔Actual Cash Value
John has a homeowners policy with he following
coverage's (Coverage A- $90,000, Coverage B- $50,000:
Clause 1 deductible 1%, Clause 2 deductible - $1,000). His
Cloth awning was damaged during the fire. His cloth
awning is valued at $4,000. How much are you going to
pay on his claim? - . . ANSWER ✔ ✔$3,500
Joseph Ross owns a 2014 Toyota Avalon. While at the mall
shopping someone hits his car and left a big dent on the
right side of his car. He does not know who hit his car and
there were no witnesses to this accident. What type of
Georgia Adjuster Actual Exam Newest
2025/2026 Complete All 100 Questions And
Correct Detailed Answers (Verified Answers)
|Already Graded A+||Brand New Version!!
A customer claims he tripped on a stair in John's Art
Gallery and broke his leg. The only way the customer will
have a successful claim against John's insurance is? - . .
ANSWER ✔ ✔John must be found legally liable for the
incident
Meredith was attending this Christmas party that was held
at the Riverstone country club. While walking to the
restroom she tripped and fell on one of the steps that was
broken. The broken step had been covered up by a new
rug. Meredith status in this situation is that of a ? - . .
ANSWER ✔ ✔Invitee
Janet thompson works for universal insurance company of
Texas. She is involved in a work related accident in the
supply room. She immediately notifies her supervisor
about the accident. Universal insurance company must
report the injuries within how many days of being notified
of the injury? - . . ANSWER ✔ ✔8 days
,2|Page
Johnny has 30/60/25 limits on his auto policy, and he
negligently ran into a parked car driven by Steve Garcia.
What is the maximum amount of coverage that can be
provided for the damage to Steve's car? - . . ANSWER ✔
✔25,000
Texas Spring Company produced 100 defective springs last
month. What type of claim can be brought against them in
this situation? - . . ANSWER ✔ ✔Product Liability
Steve's Worker's compensation claim has been rejected.
Steve reported his claim 43 days after the incident
occurred. What is a possible reason why? - . . ANSWER ✔
✔He did not report his injury to his employer within 30
days
Which of the following statements is true? - . . ANSWER
✔ ✔Bullion/ Valuable papers is limited to $500 for all
cause of loss
Jason was involved in a serious accident after his braking
system on his brand new car failed to function properly
,3|Page
while he was driving on the highway. The manufacturer for
his car has had several complaints regarding this faulty
braking system. What type of claim should jason file
against the manufacture of his vehicle. - . . ANSWER ✔
✔Product Liability
Your policyholder submitted a claim or fire damage to his
structure that was caused by fire. The origin of the fire was
caused by a defective wiring harness in the electrical
system of his stove. After you process and pay the claim,
you will need to notify the manufacturer of his stove of
your intent to ________ against them for the damages
the were caused by their defective product? - . . ANSWER
✔ ✔Mediate
You make initial contact with your insured. During this
conversation, you should - . . ANSWER ✔ ✔Obtain the
loss facts and set an appointment to inspect the damages
What are the types of adjuster licenses approved for
issuance in Texas? - . . ANSWER ✔ ✔All Lines, Property,
Property and Casualty, Surety, Workers Compensation
, 4|Page
You are handling a flood claim in Houston, Texas. Your
Policyholder has a flood policy on his home. The
replacement cost of his dwelling is $230,000. The flood
related damages to the dwelling are valued at $220,000.
The replacement cost of the damaged contents on his
claim is $85,000. The actual cash value of the damaged
contents is $63,000. How much will you pay him for his
damaged contents? Do not consider a deductible. - . .
ANSWER ✔ ✔$63,000
Replacement cost less depreciation best defines - . .
ANSWER ✔ ✔Actual Cash Value
John has a homeowners policy with he following
coverage's (Coverage A- $90,000, Coverage B- $50,000:
Clause 1 deductible 1%, Clause 2 deductible - $1,000). His
Cloth awning was damaged during the fire. His cloth
awning is valued at $4,000. How much are you going to
pay on his claim? - . . ANSWER ✔ ✔$3,500
Joseph Ross owns a 2014 Toyota Avalon. While at the mall
shopping someone hits his car and left a big dent on the
right side of his car. He does not know who hit his car and
there were no witnesses to this accident. What type of
