Champions Real Estate Finance Exam |QUESTIONS WITH
100%CORRECT ANSWERS|VERIFIED|LATEST UPDATE 2025!!
___is something of value that can be Collateral
pledged as security for
repayment of a loan.
Servicing includes which of the Maintaining records of payment
following activities?
The monetary policies of the Federal Reserve
____________________affects
interest rates and the availability of
funds.
An excess supply of money in Inflation
the market results in
monetary_______.
Which agency insures deposits in The Federal Deposit Insurance Corporation
banks and thrift institutions for up
to $250,000?
The___is the interest rate a reserve Discount rate
bank
charges eligible financial
institutions to borrow funds
on a short-term basis.
Raising taxes and increasing Raise funds to pay for government spending
borrowing are two ways at the
treasury level to:
The Fed uses three primary Reserve requirements
monetary policy tools to
influence the cost and
availability of credit: open
market
operations, the discount rate, and
_.
When the costs of production and Cost-push inflation
services increase, causing
, manufacturing prices to rise, it is
called________.
Which of the following Temporary loans
transactions is exempt from
RESPA?
Under the_, the use of certain terms Truth in Lending Act
in
an advertisement triggers the need
for full disclosure of lending
terms.
The Dodd-Frank Wall Street Consumer Financial Protection Bureau
Reform and Consumer
Protection Act established the
_____.
How can Sylvia ensure that She can look him up in the NMLSR
Victor is properly licensed as
an RMLO?
The secondary mortgage market was The sale of mortgage loans as investments
designed to provide greater liquidity
to the residential real estate market,
primarily by
_____.
Loans originated to adhere to Conforming loans
Fannie Mae, Freddie Mac, and
Ginnie Mae requirements for
purchase are called__.
Which of the following housing Regional imbalances of available mortgage credit, The origination of
objectives does Fannie Mae mortgages for sale, The standardization of mortgage loans
address?
100%CORRECT ANSWERS|VERIFIED|LATEST UPDATE 2025!!
___is something of value that can be Collateral
pledged as security for
repayment of a loan.
Servicing includes which of the Maintaining records of payment
following activities?
The monetary policies of the Federal Reserve
____________________affects
interest rates and the availability of
funds.
An excess supply of money in Inflation
the market results in
monetary_______.
Which agency insures deposits in The Federal Deposit Insurance Corporation
banks and thrift institutions for up
to $250,000?
The___is the interest rate a reserve Discount rate
bank
charges eligible financial
institutions to borrow funds
on a short-term basis.
Raising taxes and increasing Raise funds to pay for government spending
borrowing are two ways at the
treasury level to:
The Fed uses three primary Reserve requirements
monetary policy tools to
influence the cost and
availability of credit: open
market
operations, the discount rate, and
_.
When the costs of production and Cost-push inflation
services increase, causing
, manufacturing prices to rise, it is
called________.
Which of the following Temporary loans
transactions is exempt from
RESPA?
Under the_, the use of certain terms Truth in Lending Act
in
an advertisement triggers the need
for full disclosure of lending
terms.
The Dodd-Frank Wall Street Consumer Financial Protection Bureau
Reform and Consumer
Protection Act established the
_____.
How can Sylvia ensure that She can look him up in the NMLSR
Victor is properly licensed as
an RMLO?
The secondary mortgage market was The sale of mortgage loans as investments
designed to provide greater liquidity
to the residential real estate market,
primarily by
_____.
Loans originated to adhere to Conforming loans
Fannie Mae, Freddie Mac, and
Ginnie Mae requirements for
purchase are called__.
Which of the following housing Regional imbalances of available mortgage credit, The origination of
objectives does Fannie Mae mortgages for sale, The standardization of mortgage loans
address?
