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NYS 17-70 Independent General Adjuster
Exam Newest 2025/2026 Complete All
Questions And Correct Detailed Answers
(Verified Answers) |Already Graded
A+||Brand New Version!!
Dram Shop Liability refers to: - . . ANSWER ✔ ✔Liquor
Law Liability.
The insured has suffered a covered loss under his DP-3
dwelling form. He fails to protect the property from
further loss. The additional loss that occurs as a result of
his inactions may be denied because of what clause in the
policy? - . . ANSWER ✔ ✔Neglect.
To be eligible for the New York assigned risk auto plan a
person must: - . . ANSWER ✔ ✔Hold a valid driver's
license.
Any insurance adjuster whose license has been revoked for
cause will not be entitled to apply for any other insurance
license in New York until at least: - . . ANSWER ✔ ✔One
Year.
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A typical benefit design for a long term care policy does
not include a: - . . ANSWER ✔ ✔Conditionally or
optionally renewability feature.
In New York the workers compensation program is
administered by the Workers Compensation Board which
establishes guidelines for the program. Notice of injury or
death to a worker is required to be submitted to the
employer within what period of time? - . . ANSWER ✔
✔30 Days.
A common carrier is not held liable for the loss of a
shipper's goods when the loss results from: - . . ANSWER
✔ ✔An Act of God.
If one is found guilty of federal insurance fraud, who can
permit the guilty individual to return to the insurance
business? - . . ANSWER ✔ ✔Only an insurance regulatory
official.
When is a passenger first covered under an aircraft policy?
- . . ANSWER ✔ ✔When Entering the Aircraft.
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If an insured takes precautionary measures to protect
property from flood damage such as creating a retaining
wall of sand bags, how much coverage if any, will be
provided by a flood policy? - . . ANSWER ✔ ✔$1,000 if
the flood is imminent and the property is in danger of
flooding.
Which Commercial Forms would cover sinkhole collapse?
- . . ANSWER ✔ ✔Basic, Broad, and Special.
______ is a movement allowed by certain joints of the
skeleton that decreases the angle between two adjoining
bones. - . . ANSWER ✔ ✔Flexion
The listing of the perils covered is found in which part of a
homeowner policy? - . . ANSWER ✔ ✔Insuring
Agreement.
If a dog owned by a customer is injured in the parking lot
of a store, is that considered bodily injury under liability
coverage? - . . ANSWER ✔ ✔No. The dog is property and
would be consider property damage.
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The Superintendent of Insurance may approve the
employment, appointment or participation of any person
whose license has been revoked. Karen Jones had her
license revoked and filed an application for relicensing and
has waited over 120 days without a response from the
Insurance Department. What should or can she do? - . .
ANSWER ✔ ✔Assume the relicensing is approved.
Mr. Vickers was in a hurry to catch a plane. He parks his
car in the parking garage at the airport and leaves the keys
in the ignition. When he returns he finds that his car has
been stolen. Later the car was discovered with severe
collision damage. The airport carries Garagekeeper's Legal
Liability coverage and Mr. Vickers carries Liability and
Comprehensive coverage on his auto. What coverage
would apply? - . . ANSWER ✔ ✔Mr. Vickers
comprehensive coverage.
An automobile is polluting the environment. What engine
component could be the primary cause? - . . ANSWER ✔
✔Catalytic Converter Malfunction.
NYS 17-70 Independent General Adjuster
Exam Newest 2025/2026 Complete All
Questions And Correct Detailed Answers
(Verified Answers) |Already Graded
A+||Brand New Version!!
Dram Shop Liability refers to: - . . ANSWER ✔ ✔Liquor
Law Liability.
The insured has suffered a covered loss under his DP-3
dwelling form. He fails to protect the property from
further loss. The additional loss that occurs as a result of
his inactions may be denied because of what clause in the
policy? - . . ANSWER ✔ ✔Neglect.
To be eligible for the New York assigned risk auto plan a
person must: - . . ANSWER ✔ ✔Hold a valid driver's
license.
Any insurance adjuster whose license has been revoked for
cause will not be entitled to apply for any other insurance
license in New York until at least: - . . ANSWER ✔ ✔One
Year.
,2|Page
A typical benefit design for a long term care policy does
not include a: - . . ANSWER ✔ ✔Conditionally or
optionally renewability feature.
In New York the workers compensation program is
administered by the Workers Compensation Board which
establishes guidelines for the program. Notice of injury or
death to a worker is required to be submitted to the
employer within what period of time? - . . ANSWER ✔
✔30 Days.
A common carrier is not held liable for the loss of a
shipper's goods when the loss results from: - . . ANSWER
✔ ✔An Act of God.
If one is found guilty of federal insurance fraud, who can
permit the guilty individual to return to the insurance
business? - . . ANSWER ✔ ✔Only an insurance regulatory
official.
When is a passenger first covered under an aircraft policy?
- . . ANSWER ✔ ✔When Entering the Aircraft.
,3|Page
If an insured takes precautionary measures to protect
property from flood damage such as creating a retaining
wall of sand bags, how much coverage if any, will be
provided by a flood policy? - . . ANSWER ✔ ✔$1,000 if
the flood is imminent and the property is in danger of
flooding.
Which Commercial Forms would cover sinkhole collapse?
- . . ANSWER ✔ ✔Basic, Broad, and Special.
______ is a movement allowed by certain joints of the
skeleton that decreases the angle between two adjoining
bones. - . . ANSWER ✔ ✔Flexion
The listing of the perils covered is found in which part of a
homeowner policy? - . . ANSWER ✔ ✔Insuring
Agreement.
If a dog owned by a customer is injured in the parking lot
of a store, is that considered bodily injury under liability
coverage? - . . ANSWER ✔ ✔No. The dog is property and
would be consider property damage.
, 4|Page
The Superintendent of Insurance may approve the
employment, appointment or participation of any person
whose license has been revoked. Karen Jones had her
license revoked and filed an application for relicensing and
has waited over 120 days without a response from the
Insurance Department. What should or can she do? - . .
ANSWER ✔ ✔Assume the relicensing is approved.
Mr. Vickers was in a hurry to catch a plane. He parks his
car in the parking garage at the airport and leaves the keys
in the ignition. When he returns he finds that his car has
been stolen. Later the car was discovered with severe
collision damage. The airport carries Garagekeeper's Legal
Liability coverage and Mr. Vickers carries Liability and
Comprehensive coverage on his auto. What coverage
would apply? - . . ANSWER ✔ ✔Mr. Vickers
comprehensive coverage.
An automobile is polluting the environment. What engine
component could be the primary cause? - . . ANSWER ✔
✔Catalytic Converter Malfunction.
