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PROPERTY & CASUALTY FINAL & STATE EXAM LATEST
EXAM 2025 WITH 900 REAL QUESTIONS AND WELL-
VERIFIED CORRECT ANSWERS | ALREADY GRADED
A+ | GUARANTEED PASS | PROPERTY & CASUALTY
FINAL (BRAND NEW!!)
A Temporary License may be issued to approved individuals for
a period of: ......ANSWER........A) Twelve Months
B) Nine Months
•• C) 90 days with extensions up to 180 days
D) 30 days
Contribution by Equal Shares: ......ANSWER........A) Is applicable
in Workers Compensation
B) Is excess over primary coverage
C) Prorates coverage between all policies equally
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•• D) Is a form of proportional coverage in which losses are paid
equally by all policies until one policy is exhausted, whereby the
other policy pays alone
Which of the following is NOT a requirement necessary to
qualify as a producer in Iowas? ......ANSWER........A) Pass the
exam required by statute
B) Be a resident of the state of Iowa
C) Be of good character and company
•• D) Complete a 36-hour licensing course
All of the following are true of the Iowa's Continuing Education
Regulation EXCEPT: ......ANSWER........A) A continuing education
term is three years
B) New producers must complete 36 credits every continuing
education term
•• C) Continuing education is automatically waived for producers
that are attorneys
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D) Producers must have 3 credits in ethics every CE term
All of the following applicants may be denied a producer's
license EXCEPT: ......ANSWER........•• A) An attorney
B) An individual that provides incomplete information on a
license application
C) An applicant whose letter of clearance is dated 120 days
prior
D) A nonresident not licensed in their state of domicile
An unlicensed employee of an insurance agency may perform all
of the following EXCEPT: ......ANSWER........A) Accept a claim
form
B) Type correspondence for a direct mail campaign
C) Deposit properly endorsed checks into the agency's bank
account
•• D) Advise an insured of coverage issues
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A producer must notify the insurance division of an address
change within: ......ANSWER........A) 10 days
B) 20 days
C) 25 days
•• D) 30 days
Personal liability coverage under the Dwelling Policy is:
......ANSWER........A) Automatically provided under the policy
•• B) Only provided by endorsement
C) Broader and more comprehensive than homeowner personal
liability
D) Limited to 10% of Coverage A
All of the following would be considered a hazard EXCEPT:
......ANSWER........A) Trash and debris in the basement of a home
B) Broken steps and hand railings
C) Overloaded electrical wiring
PROPERTY & CASUALTY FINAL & STATE EXAM LATEST
EXAM 2025 WITH 900 REAL QUESTIONS AND WELL-
VERIFIED CORRECT ANSWERS | ALREADY GRADED
A+ | GUARANTEED PASS | PROPERTY & CASUALTY
FINAL (BRAND NEW!!)
A Temporary License may be issued to approved individuals for
a period of: ......ANSWER........A) Twelve Months
B) Nine Months
•• C) 90 days with extensions up to 180 days
D) 30 days
Contribution by Equal Shares: ......ANSWER........A) Is applicable
in Workers Compensation
B) Is excess over primary coverage
C) Prorates coverage between all policies equally
,Page 2 of 46
•• D) Is a form of proportional coverage in which losses are paid
equally by all policies until one policy is exhausted, whereby the
other policy pays alone
Which of the following is NOT a requirement necessary to
qualify as a producer in Iowas? ......ANSWER........A) Pass the
exam required by statute
B) Be a resident of the state of Iowa
C) Be of good character and company
•• D) Complete a 36-hour licensing course
All of the following are true of the Iowa's Continuing Education
Regulation EXCEPT: ......ANSWER........A) A continuing education
term is three years
B) New producers must complete 36 credits every continuing
education term
•• C) Continuing education is automatically waived for producers
that are attorneys
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D) Producers must have 3 credits in ethics every CE term
All of the following applicants may be denied a producer's
license EXCEPT: ......ANSWER........•• A) An attorney
B) An individual that provides incomplete information on a
license application
C) An applicant whose letter of clearance is dated 120 days
prior
D) A nonresident not licensed in their state of domicile
An unlicensed employee of an insurance agency may perform all
of the following EXCEPT: ......ANSWER........A) Accept a claim
form
B) Type correspondence for a direct mail campaign
C) Deposit properly endorsed checks into the agency's bank
account
•• D) Advise an insured of coverage issues
, Page 4 of 46
A producer must notify the insurance division of an address
change within: ......ANSWER........A) 10 days
B) 20 days
C) 25 days
•• D) 30 days
Personal liability coverage under the Dwelling Policy is:
......ANSWER........A) Automatically provided under the policy
•• B) Only provided by endorsement
C) Broader and more comprehensive than homeowner personal
liability
D) Limited to 10% of Coverage A
All of the following would be considered a hazard EXCEPT:
......ANSWER........A) Trash and debris in the basement of a home
B) Broken steps and hand railings
C) Overloaded electrical wiring
