Texas All Lines Adjuster License Exam Guide 2024

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TEXAS ALL LINES ADJUSTER EXAM BRAND NEW!!

(200+ QUESTIONS AND CORRECT ANSWERS) VERIFIED

ANSWERS/A+ GRADE ASSURED

DP - valuation .....ANSWER.....DP-1 - ACV building & contents

DP-2/3 - RCV building & ACV contents

DP - limit for fair rental value .....ANSWER.....20% of A

DP - coverages (A-E) .....ANSWER.....A - dwelling

B - other structures

C - personal property

D - fair rental value

E - additional living expense

DP - limit for additional living expenses .....ANSWER.....DP-1 -

NONE

DP-2/3 - 20% of A

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DP - Property removed is covered for ___ days.

.....ANSWER.....DP-1 - 5 days

DP-2 - 30 days

DP - limit for trees/plants/shrubs .....ANSWER.....5% of A

$500 per tree/shrub/plant

DP - fire department service charge .....ANSWER.....$500

DP - extended coverages .....ANSWER.....windstorm, civil

commotion, hail, aircraft, vehicles, volcanic eruption, explosion,

riot

DP - broad perils .....ANSWER.....burglary damage, ice/snow

weight, glass, accidental discharge of water/steam, falling

objects, freezing, electrical, collapse, tearing

apart/bulging/cracking

DP-3 perils covered (dwelling & contents) .....ANSWER.....dwelling

- open

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contents - broad (DP-2 perils)

Explain the difference between DP & HO policies.

.....ANSWER.....DP does not automatically cover theft or include

liability coverage.

DP - Explain the difference between limited/broad theft

endorsement. .....ANSWER.....limited - on premises only

broad - on & off premises

HO-2 perils (dwelling & contents) .....ANSWER.....dwelling -

named/broad

contents - named/broad

HO-3 perils (dwelling & contents) .....ANSWER.....dwelling - open

contents - named/broad

HO-4 perils (dwelling & contents) .....ANSWER.....dwelling - NO

COVERAGE

contents - named/broad

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HO-5 perils (dwelling & contents) .....ANSWER.....dwelling - open

contents - open

HO-6 perils (dwelling & contents) .....ANSWER.....dwelling -

LIMITED named/broad

contents - named/broad

HO-8 perils (dwelling & contents) .....ANSWER.....dwelling -

named/basic & extended

contents - named/basic & extended

HO - valuation .....ANSWER.....RCV dwelling

ACV content (unless endorsed)

EXCEPT HO-8 - ACV dwelling & contents

HO - coverages (A-F) .....ANSWER.....A - dwelling

B - other structures - 10% of A

C - personal property - 50% of A