Pearson VUE: Casualty Insurance Practice Exam , Most Recent
Exam 2025/2026 Actual Complete Real Exam Questions And
Correct Answers (Verified Answers) Already Graded A+ /
Newest Exam /Just Released!!
Which of the following policies is intended to broaden the
coverages and
increase the limits of underlying
insurance?
A. Owners and Contractors Protective Liability
B. Umbrella Liability
C. Excess Liability
D. Commercial General Liability - ANSWER-B
Which of the following individuals is a named insured under
a Personal Auto
policy?
A. A person who is listed in the Declarations section
B. A valet who parks an insured's car
C. An insured's employer who drives the insured's car for
personal use
,D. A neighbor who drives an insured's car with permission -
ANSWER-A
After paying a claim, an insurance company may have the right
to pursue legal
action against the negligent party. This
right is called:
A. assignment
B. other insurance
C. subrogation
D. action against the company - ANSWER-C
Which of the following occurrences would be included under
the definition of a
personal
injury?
A. A customer injured in a department store when a sign falls
on her sues the
store for medical costs and pain and
suffering.
B. An employee injured lifting a heavy carton sues his
employer for costs.
,C. An individual fired from her job sues her employer for
unemployment
benefits.
D. A tenant evicted by his landlord sues the landlord for
invasion of privacy and
wrongful eviction. -
ANSWER-D
Under a Commercial General Liability policy, Personal and
Advertising Injury
Liability coverage does NOT apply to damages
resulting from:
A. slanderous statements made by an advertising firm
B. copyright infringement by a department store
C. harmful, truthful information published by a realtor
D. invasion of an individual's privacy - ANSWER-A
Which of the following coverages may be written with Workers
Compensation?
A. Products
B. Contractual
, C. Employers Liability
D. Completed Operations - ANSWER-C
The Arbitration clause in a Personal Auto policy would be used
in which of the
following
circumstances?
A. The insurance company and a pedestrian struck by the
insured's auto cannot
reach an agreement regarding the settlement
of a claim.
B. The insured and an injured third party cannot reach an
agreement regarding
the settlement of a
claim.
C. The insured and the insurance company cannot reach
an agreement
regarding the settlement of
a claim.
D. The courts have ruled against an injured third party. -
ANSWER-C
Premium costs for standard Workers Compensation insurance
are paid by:
Exam 2025/2026 Actual Complete Real Exam Questions And
Correct Answers (Verified Answers) Already Graded A+ /
Newest Exam /Just Released!!
Which of the following policies is intended to broaden the
coverages and
increase the limits of underlying
insurance?
A. Owners and Contractors Protective Liability
B. Umbrella Liability
C. Excess Liability
D. Commercial General Liability - ANSWER-B
Which of the following individuals is a named insured under
a Personal Auto
policy?
A. A person who is listed in the Declarations section
B. A valet who parks an insured's car
C. An insured's employer who drives the insured's car for
personal use
,D. A neighbor who drives an insured's car with permission -
ANSWER-A
After paying a claim, an insurance company may have the right
to pursue legal
action against the negligent party. This
right is called:
A. assignment
B. other insurance
C. subrogation
D. action against the company - ANSWER-C
Which of the following occurrences would be included under
the definition of a
personal
injury?
A. A customer injured in a department store when a sign falls
on her sues the
store for medical costs and pain and
suffering.
B. An employee injured lifting a heavy carton sues his
employer for costs.
,C. An individual fired from her job sues her employer for
unemployment
benefits.
D. A tenant evicted by his landlord sues the landlord for
invasion of privacy and
wrongful eviction. -
ANSWER-D
Under a Commercial General Liability policy, Personal and
Advertising Injury
Liability coverage does NOT apply to damages
resulting from:
A. slanderous statements made by an advertising firm
B. copyright infringement by a department store
C. harmful, truthful information published by a realtor
D. invasion of an individual's privacy - ANSWER-A
Which of the following coverages may be written with Workers
Compensation?
A. Products
B. Contractual
, C. Employers Liability
D. Completed Operations - ANSWER-C
The Arbitration clause in a Personal Auto policy would be used
in which of the
following
circumstances?
A. The insurance company and a pedestrian struck by the
insured's auto cannot
reach an agreement regarding the settlement
of a claim.
B. The insured and an injured third party cannot reach an
agreement regarding
the settlement of a
claim.
C. The insured and the insurance company cannot reach
an agreement
regarding the settlement of
a claim.
D. The courts have ruled against an injured third party. -
ANSWER-C
Premium costs for standard Workers Compensation insurance
are paid by:
