1|Page
CA PSI SITE LIFE ACCIDENT AND HEALTH OR
SICKNESS EXAM (LIFE AGENT) NEWEST 2025/2026
REAL EXAM COMPLETE QUESTIONS AND
100%CORRECT DETAILED ANSWERS|ALREADY
GRADED A+
which type of insurance can be purchased at airport, but
terminals, and railroad stations?
a. temporary life insurance
b. travel accident insurance
c. temporary health insurance
d. accidental death and dismemberment - ANSWER-b.
travel accident insurance
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In California, a child may obtain individual health coverage
through all of the following EXCEPT
a. medi-cal (California's medicaid)
b. direct from insurance carrier
c. covered California
d. health family - ANSWER-d. health family
It is a federal offence for an insurance agent to do all of
the following except
a. falsify financial record
b. embezzle premium payments
c. misrepresent facts on an insurance application
d. willfully engage in the business of insurance with a
felony conviction and without the consent of the
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commissioner - ANSWER-c. misrepresent facts on an
insurance application
How often must an insurer file the national association of
insurance commissioners (NAIC) financial statement?
a. Monthly
b. quarterly
c. annually
d. every three year - ANSWER-c. annually
When are parties to a contract required to communicate
information solery based on personal judgement for a
matter in question?
a. only when the policy terms require it
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b. only when relevant
c. only when asked
d. never - ANSWER-d. never
Which type of insurer is owned by its policyholders?
a. a fraternal society
b. reciprocal exchange
c. mutual insurer
d. capital stock insurer - ANSWER-c. mutual insurer
a person authorized by and on behalf of an insurer who
transacts life, disability or life and accident and health
insurance is defined as a
a. broker
CA PSI SITE LIFE ACCIDENT AND HEALTH OR
SICKNESS EXAM (LIFE AGENT) NEWEST 2025/2026
REAL EXAM COMPLETE QUESTIONS AND
100%CORRECT DETAILED ANSWERS|ALREADY
GRADED A+
which type of insurance can be purchased at airport, but
terminals, and railroad stations?
a. temporary life insurance
b. travel accident insurance
c. temporary health insurance
d. accidental death and dismemberment - ANSWER-b.
travel accident insurance
,2|Page
In California, a child may obtain individual health coverage
through all of the following EXCEPT
a. medi-cal (California's medicaid)
b. direct from insurance carrier
c. covered California
d. health family - ANSWER-d. health family
It is a federal offence for an insurance agent to do all of
the following except
a. falsify financial record
b. embezzle premium payments
c. misrepresent facts on an insurance application
d. willfully engage in the business of insurance with a
felony conviction and without the consent of the
,3|Page
commissioner - ANSWER-c. misrepresent facts on an
insurance application
How often must an insurer file the national association of
insurance commissioners (NAIC) financial statement?
a. Monthly
b. quarterly
c. annually
d. every three year - ANSWER-c. annually
When are parties to a contract required to communicate
information solery based on personal judgement for a
matter in question?
a. only when the policy terms require it
, 4|Page
b. only when relevant
c. only when asked
d. never - ANSWER-d. never
Which type of insurer is owned by its policyholders?
a. a fraternal society
b. reciprocal exchange
c. mutual insurer
d. capital stock insurer - ANSWER-c. mutual insurer
a person authorized by and on behalf of an insurer who
transacts life, disability or life and accident and health
insurance is defined as a
a. broker
