QUESTIONS & DETAILED CORRECT
ANSWERS
Who is covered under an Auto Policy? - correct answer ✔✔You, your spouse and any other
person using the car with your consent are covered for Your Car, A Temp Substitute Car, A Car
that Replaces your car
How long will your policy provide coverage for a newly acquired car? - correct answer ✔✔Up to
14 days after you take possession of the car.
Liability- Coverage A - correct answer ✔✔Pays damages due to bodily injury and property
damage to others for whch you are responsible. If you are sued, it also pays your defense and
court costs.
Medical Payments- Coverage C - correct answer ✔✔Pays medical and funeral expenses for
bodily injury sustained by a covered person in a car accident. Expenses must be reasonable and
necessary, and for services furnished within three years after the accident
What is the most Medican Payments coverage will pay for funeral expenses? - correct answer
✔✔The lower of your limit or $3,000
Uninsured Motor Vehicle Coverage (U and U1) - correct answer ✔✔Coverage U pays damages
when an insured is injured in a car accident caused by another person who does not have any
liability insurance. Coverage U1 pays damages for the insured's injuries the same as coverage U,
in addition to property damage caused by accident by another person who does not have any
liability insurance.