1|Page
Texas Personal Lines Test – Property and Casualty
Latest Prep Test Bank B with 240 Exam Prep
Questions and Correct Answers Plus Study Guide/
TX Personal Lines License Exam Latest Test Bank
How does the mobilehome endorsement affect the other
coverage of law or ordinance in a homeowners policy? -
...✔✔ANSWER✔✔...
In insurance, an offer is usually made when -
...✔✔ANSWER✔✔...An applicant submits an application to
the insurer
Under a personal auto policy, in which of the following
locations would a vehicle primarily garaged in California
be covered - ...✔✔ANSWER✔✔...Any other state
In a personal auto policy, the medical payments coverage
is similar to - ...✔✔ANSWER✔✔...accident insurance,
because it pays medical expenses regardless of fault
The Federal Fair Credit Reporting Act -
...✔✔ANSWER✔✔...Regulates consumer reports
,2|Page
For a contract to be enforceable by law, the purpose of
the contract must be - ...✔✔ANSWER✔✔...Legal and not
against public policy
In the personal auto policy, owned trailers being towed by
an insured auto are automatically covered for -
...✔✔ANSWER✔✔...UM coverage
The amount an insurer will pay under Coverage D(loss of
use) depends on - ...✔✔ANSWER✔✔...The amount of
coverage on the dwelling
An insured's house is damaged by a fire and is
uninhabitable. AS a result, the insured has to rent an
apartment until repairs are made. A dwlling insurance
policy will pay for the expense of renting the apartment.
Which type of broad or special form coverage does the
insured have? - ...✔✔ANSWER✔✔...coverage E -
additional living expense
All of the following are supplemental payments included
in the liability section of a personal auto policy EXCEPT -
...✔✔ANSWER✔✔...Up to $100 for the cost to secure the
, 3|Page
release of a vehicle from an impoundment lot following a
covered accident
Payment for medical expenses, loss of wages, funeral
expenses, - ...✔✔ANSWER✔✔...special- special damages
are tangible damages that can be specifically measured
in dollar amounts (such as out of pocket expenses for
medical, miscellaneous expenses, and loss of wages)
A policy that insures all property at multiple locations for
a single amount is referred to as -
...✔✔ANSWER✔✔...Blanket
All of the following statements describe the concept of
strict liability EXCEPT - ...✔✔ANSWER✔✔...It is imposed
on defendants engaged in hazardous activities
All of the following are conditions commonly found in the
insurance policy EXCEPT - ...✔✔ANSWER✔✔...Insuring
Agreement
What type of information would be found in a policy's
insuring agreement? - ...✔✔ANSWER✔✔...Renewal Dates
Texas Personal Lines Test – Property and Casualty
Latest Prep Test Bank B with 240 Exam Prep
Questions and Correct Answers Plus Study Guide/
TX Personal Lines License Exam Latest Test Bank
How does the mobilehome endorsement affect the other
coverage of law or ordinance in a homeowners policy? -
...✔✔ANSWER✔✔...
In insurance, an offer is usually made when -
...✔✔ANSWER✔✔...An applicant submits an application to
the insurer
Under a personal auto policy, in which of the following
locations would a vehicle primarily garaged in California
be covered - ...✔✔ANSWER✔✔...Any other state
In a personal auto policy, the medical payments coverage
is similar to - ...✔✔ANSWER✔✔...accident insurance,
because it pays medical expenses regardless of fault
The Federal Fair Credit Reporting Act -
...✔✔ANSWER✔✔...Regulates consumer reports
,2|Page
For a contract to be enforceable by law, the purpose of
the contract must be - ...✔✔ANSWER✔✔...Legal and not
against public policy
In the personal auto policy, owned trailers being towed by
an insured auto are automatically covered for -
...✔✔ANSWER✔✔...UM coverage
The amount an insurer will pay under Coverage D(loss of
use) depends on - ...✔✔ANSWER✔✔...The amount of
coverage on the dwelling
An insured's house is damaged by a fire and is
uninhabitable. AS a result, the insured has to rent an
apartment until repairs are made. A dwlling insurance
policy will pay for the expense of renting the apartment.
Which type of broad or special form coverage does the
insured have? - ...✔✔ANSWER✔✔...coverage E -
additional living expense
All of the following are supplemental payments included
in the liability section of a personal auto policy EXCEPT -
...✔✔ANSWER✔✔...Up to $100 for the cost to secure the
, 3|Page
release of a vehicle from an impoundment lot following a
covered accident
Payment for medical expenses, loss of wages, funeral
expenses, - ...✔✔ANSWER✔✔...special- special damages
are tangible damages that can be specifically measured
in dollar amounts (such as out of pocket expenses for
medical, miscellaneous expenses, and loss of wages)
A policy that insures all property at multiple locations for
a single amount is referred to as -
...✔✔ANSWER✔✔...Blanket
All of the following statements describe the concept of
strict liability EXCEPT - ...✔✔ANSWER✔✔...It is imposed
on defendants engaged in hazardous activities
All of the following are conditions commonly found in the
insurance policy EXCEPT - ...✔✔ANSWER✔✔...Insuring
Agreement
What type of information would be found in a policy's
insuring agreement? - ...✔✔ANSWER✔✔...Renewal Dates
