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FL 20-44 (Personal Lines Agent License) Exam
2025 Prep Test Bank with 280 Practice Questions
and Correct Answers/ Florida 20-44 License Test
Practice Test Bank (Brand New!)
Florida law deems information provided by the insured in
an insurance application to be ___________ and
not_______________ - ...✔✔ANSWER✔✔...A) representations
and not warranties
Insurance companies are required to provide ______ day's
notice of either policy Renewal or Non-Renewal. -
...✔✔ANSWER✔✔...45
Cancellation Provisions in insurance policies allow who
to "cancel" an insurance policy? - ...✔✔ANSWER✔✔...the
named insured show in the Declarations
All of the following are true regarding "contracts of
adhesion" EXCEPT which of the follow? -
...✔✔ANSWER✔✔...ambiguities are resolved in favor of
the insurance company
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What precipitated the Terrorism Risk Insurance Act? -
...✔✔ANSWER✔✔...September 11, 2001 attacks
What is the number once source of underwriting
information regarding the insured? -
...✔✔ANSWER✔✔...The application of insurance
Liability insurance means any insurance where payment
by the insurance company will be paid on behalf of the
insured to another; based upon the insured's ___________
to the payee/claimant - ...✔✔ANSWER✔✔...Liability
Straight deductibles specify the deduction of a flat
amount from a loss, regardless of the ____________ of the
loss. - ...✔✔ANSWER✔✔...Percentage
An insurance policy can be changed by adding an
___________ to a policy. - ...✔✔ANSWER✔✔...Endorsement
One of the typical "Conditions" in an insurance policy is
for the insured to: "Send to us, within 60 days after our
request, your signed, sworn proof of loss which sets
forth, to the best of your knowledge and belief:" The
FL 20-44 (Personal Lines Agent License) Exam
2025 Prep Test Bank with 280 Practice Questions
and Correct Answers/ Florida 20-44 License Test
Practice Test Bank (Brand New!)
Florida law deems information provided by the insured in
an insurance application to be ___________ and
not_______________ - ...✔✔ANSWER✔✔...A) representations
and not warranties
Insurance companies are required to provide ______ day's
notice of either policy Renewal or Non-Renewal. -
...✔✔ANSWER✔✔...45
Cancellation Provisions in insurance policies allow who
to "cancel" an insurance policy? - ...✔✔ANSWER✔✔...the
named insured show in the Declarations
All of the following are true regarding "contracts of
adhesion" EXCEPT which of the follow? -
...✔✔ANSWER✔✔...ambiguities are resolved in favor of
the insurance company
, 2|Page
What precipitated the Terrorism Risk Insurance Act? -
...✔✔ANSWER✔✔...September 11, 2001 attacks
What is the number once source of underwriting
information regarding the insured? -
...✔✔ANSWER✔✔...The application of insurance
Liability insurance means any insurance where payment
by the insurance company will be paid on behalf of the
insured to another; based upon the insured's ___________
to the payee/claimant - ...✔✔ANSWER✔✔...Liability
Straight deductibles specify the deduction of a flat
amount from a loss, regardless of the ____________ of the
loss. - ...✔✔ANSWER✔✔...Percentage
An insurance policy can be changed by adding an
___________ to a policy. - ...✔✔ANSWER✔✔...Endorsement
One of the typical "Conditions" in an insurance policy is
for the insured to: "Send to us, within 60 days after our
request, your signed, sworn proof of loss which sets
forth, to the best of your knowledge and belief:" The
