INSURANCE PREP EXAM – WORKERS COMPENSATION | STUDY GUIDE AND
PRACTICE MATERIAL
Workers Comp provides all of the following benefits, except:
a. Income benefits
b. Funeral benefits
c. Pain & suffering
d. Medical benefits - (answers)c. Pain & suffering
Which of the following would be covered for workers comp benefits?
a. Volunteer
b. Sole proprietor
c. Farm employees with total payroll over $100,000
d. Domestic employee earning $18,000 per year. - (answers)c. Farm employees with total payroll over
$100,000
When do the benefits for medical benefits become payable?
a. After 3 calendar days
b. Immediately
c. After temporary total
d. After 12 months - (answers)b. Immediately
When an employee contracts a disease that is work related it is called a:
a. Occupation hazard
b. Physical hazard
c. Occupational illness
d. Workplace disease - (answers)c. Occupational illness
, Who pays for testing materials for a safety course designed to reduce risk of injury?
a. State of Oklahoma
b. Employee
c. Employer/insurer
d. Test facility - (answers)c. Employer/insurer
Under Oklahoma Workers Comp, when do benefits for Loss of Income Benefits for a temporary total
disability begin?
a. As soon as the claim is filed.
b. After 10 calendar days
c. After 3 calendar days
d. After the waiting period - (answers)c.
Under Loss of Income Benefits wheat determines how long benefits will be paid?
a. Nature of the injury
b. Nature of the employee's job position
c. Amount of the benefits purchased
d. After the waiting period - (answers)a. Nature of the injury
An oil field worker is off work 60 days before returning to work. What type of disability does this
describe?
a. Temporary total
b. Temporary partial
c. Permanent partial
d. Permanent total - (answers)a. Temporary total
PRACTICE MATERIAL
Workers Comp provides all of the following benefits, except:
a. Income benefits
b. Funeral benefits
c. Pain & suffering
d. Medical benefits - (answers)c. Pain & suffering
Which of the following would be covered for workers comp benefits?
a. Volunteer
b. Sole proprietor
c. Farm employees with total payroll over $100,000
d. Domestic employee earning $18,000 per year. - (answers)c. Farm employees with total payroll over
$100,000
When do the benefits for medical benefits become payable?
a. After 3 calendar days
b. Immediately
c. After temporary total
d. After 12 months - (answers)b. Immediately
When an employee contracts a disease that is work related it is called a:
a. Occupation hazard
b. Physical hazard
c. Occupational illness
d. Workplace disease - (answers)c. Occupational illness
, Who pays for testing materials for a safety course designed to reduce risk of injury?
a. State of Oklahoma
b. Employee
c. Employer/insurer
d. Test facility - (answers)c. Employer/insurer
Under Oklahoma Workers Comp, when do benefits for Loss of Income Benefits for a temporary total
disability begin?
a. As soon as the claim is filed.
b. After 10 calendar days
c. After 3 calendar days
d. After the waiting period - (answers)c.
Under Loss of Income Benefits wheat determines how long benefits will be paid?
a. Nature of the injury
b. Nature of the employee's job position
c. Amount of the benefits purchased
d. After the waiting period - (answers)a. Nature of the injury
An oil field worker is off work 60 days before returning to work. What type of disability does this
describe?
a. Temporary total
b. Temporary partial
c. Permanent partial
d. Permanent total - (answers)a. Temporary total
