age 1 of 20
LIFE CARE PLANNING CERTIFICATION EXAM STUDY
GUIDE 2025/2026 ACCURATE QUESTIONS AND
VERIFIED CORRECT SOLUTIONS WITH RATIONALES ||
100% GUARANTEED PASS <RECENT VERSION>
Which of the following types of insurance riders is not based on
term life insurance? ......ANSWER........Waiver of premium
At what point after the effective date of an accident and health
insurance policy does it become incontestable?
......ANSWER........2 years
All of the following groups may contract with PPOs exctpt
......ANSWER........Government programs
,age 2 of 20
under a long-term care insurance policy, the level of care that is
mainly necessary for the purpose of meeting daily living
requirements is called: ......ANSWER........Custodial care
social security defines disability as the inability to engage
......ANSWER........the duties of any occupation
a life insurance buyer's guide can be used for all of the
following uses except ......ANSWER........comparison of the cost of
similar policies
all of the following are considered service providers except
......ANSWER........a commercial insurance company
an agent attends a continuing education course offering 12
hours of credit before the course is approved by the
commissioner. in this case, the agent will receive
, age 3 of 20
......ANSWER........no credit for the course, because courses must
be approved before study begins
PPO ......ANSWER........preferred provider organization (
HMO ......ANSWER........health maintenance organization
(cheaper - less options)
All of the following are duties of the commissioner EXCEPT
......ANSWER........writing the Washington insurance laws
Who investigates claims on behalf of the insurer or the insured?
......ANSWER........An Adjuster
Which of the following sales of insurance is subject to
replacement regulations? ......ANSWER........Sale of new
individual life insurance policy that causes an existing life
insurance policy to be surrendered.
LIFE CARE PLANNING CERTIFICATION EXAM STUDY
GUIDE 2025/2026 ACCURATE QUESTIONS AND
VERIFIED CORRECT SOLUTIONS WITH RATIONALES ||
100% GUARANTEED PASS <RECENT VERSION>
Which of the following types of insurance riders is not based on
term life insurance? ......ANSWER........Waiver of premium
At what point after the effective date of an accident and health
insurance policy does it become incontestable?
......ANSWER........2 years
All of the following groups may contract with PPOs exctpt
......ANSWER........Government programs
,age 2 of 20
under a long-term care insurance policy, the level of care that is
mainly necessary for the purpose of meeting daily living
requirements is called: ......ANSWER........Custodial care
social security defines disability as the inability to engage
......ANSWER........the duties of any occupation
a life insurance buyer's guide can be used for all of the
following uses except ......ANSWER........comparison of the cost of
similar policies
all of the following are considered service providers except
......ANSWER........a commercial insurance company
an agent attends a continuing education course offering 12
hours of credit before the course is approved by the
commissioner. in this case, the agent will receive
, age 3 of 20
......ANSWER........no credit for the course, because courses must
be approved before study begins
PPO ......ANSWER........preferred provider organization (
HMO ......ANSWER........health maintenance organization
(cheaper - less options)
All of the following are duties of the commissioner EXCEPT
......ANSWER........writing the Washington insurance laws
Who investigates claims on behalf of the insurer or the insured?
......ANSWER........An Adjuster
Which of the following sales of insurance is subject to
replacement regulations? ......ANSWER........Sale of new
individual life insurance policy that causes an existing life
insurance policy to be surrendered.
