QUESTIONS AND CORRECT ANSWERS (VERIFIED ANSWERS) PLUS
RATIONALES 2025/2026 Q&A | INSTANT DOWNLOAD PDF
1. Which of the following is required before beginning a home improvement
project in Ohio?
A. Obtain a home improvement contractor license
B. Sign a verbal agreement with the homeowner
C. Hire a subcontractor without approval
D. Begin work immediately if the homeowner requests it
Answer: A – Ohio law requires contractors to be licensed before performing home
improvement work.
2. In Ohio, a home improvement contract must include:
A. A detailed project description
B. Start and completion dates
C. Total cost and payment schedule
D. All of the above
Answer: D – Contracts must clearly outline the scope of work, timeline, and
payment terms to be legally enforceable.
3. Which Ohio agency regulates home improvement contractors?
A. Ohio Department of Transportation
B. Ohio Construction Licensing Board
C. Ohio Attorney General’s Office
D. Ohio Bureau of Consumer Protection
,Answer: D – The Ohio Attorney General’s Bureau of Consumer Protection oversees
compliance for home improvement contractors.
4. A homeowner pays a contractor $500 as a down payment. What is the
maximum down payment allowed under Ohio law?
A. $1,000
B. 10% of the contract price
C. $1,500 or 15% of the contract price, whichever is less
D. There is no limit
Answer: C – Ohio law limits down payments to protect consumers from overpaying
before work begins.
5. Which of the following is considered deceptive practice under Ohio home
improvement law?
A. Misrepresenting your license status
B. Charging for unperformed work
C. Failing to provide a written contract
D. All of the above
Answer: D – These practices are illegal and can result in fines or license revocation.
6. What must a contractor do if a homeowner cancels a contract within three
business days?
A. Keep the down payment
B. Refund any payment made
C. Charge a cancellation fee
D. Begin work anyway
Answer: B – Ohio’s “Right to Cancel” law allows a full refund if canceled within
three business days.
, 7. Which of these materials is a contractor required to provide warranties for
under Ohio law?
A. Paint and coatings
B. Roof shingles installed as part of the project
C. Any electrical wiring installed
D. All of the above
Answer: D – Contractors must provide warranties or disclose manufacturer
warranties for materials used.
8. If a contractor abandons a project, the homeowner may:
A. Sue for breach of contract
B. Report to the Ohio Attorney General
C. Hire another contractor to complete the work
D. All of the above
Answer: D – Homeowners have legal remedies for non-performance or
abandonment.
9. Which type of insurance is required for Ohio home improvement contractors?
A. General liability insurance
B. Worker’s compensation (if employees are hired)
C. Vehicle insurance
D. Both A and B
Answer: D – Ohio law requires general liability coverage and worker’s
compensation if employees are involved.
10. A contractor advertises services without a license. This is:
A. Acceptable if the project is under $500
B. Illegal under Ohio law
C. Only illegal if the homeowner complains