TITLE INSURANCE EXAM SCRIPT 2026
QUESTIONS WITH ANSWERS GRADED A+
◍ Public Records - records established under state statutes at Date of
Policy for the purpose of imparting constructive notice of matter relating
to real property to purchasers for value without knowledge
◍ Public Road - A road constructed by the government that has been
maintained or repaired by the government continuously for 4 years
A road constructed by a non-government entity that has been maintained
and repaired by the government for the immediate past 7 years
◍ Simple Escrow - one where an escrow agent holds money and
documents for two or more parties until conditions are met and is based
on a written instrument that requires no independent judgement and no
doc prep
◍ Legal Description - clearly defines the boundaries of the land being
conveyed or encumbered
, ◍ Riparian Rights - those rights incident to land bordering upon
navigable waters, including rights of ingress, egress, boating, bathing,
and fishing among others as defined by law.
◍ Federal Tax Lien - good for 10 years plus 30 days from the date of
assessment referenced in the lien, with refiling extending the lien for an
additional 10 years
◍ United States Judgement - attaches as a lien, once properly filed in the
jurisdiction in which the subject property is located and remains a lien
for 20 years, with refiling extending the lien period for an extra 20 years
◍ Involuntary Liens - liens created by law and placed against the real
property without consent of the property owner
◍ Voluntary Liens - created by contract with consent of the property
owner
◍ Quit Claim Deed - makes no statement as to the grantor's ownership
interest, nor does it contain warranties
◍ 6 enforceable covenants of a warranty deed - 1) Seizin
2) Right to Convey
3) Against Encumbrances
QUESTIONS WITH ANSWERS GRADED A+
◍ Public Records - records established under state statutes at Date of
Policy for the purpose of imparting constructive notice of matter relating
to real property to purchasers for value without knowledge
◍ Public Road - A road constructed by the government that has been
maintained or repaired by the government continuously for 4 years
A road constructed by a non-government entity that has been maintained
and repaired by the government for the immediate past 7 years
◍ Simple Escrow - one where an escrow agent holds money and
documents for two or more parties until conditions are met and is based
on a written instrument that requires no independent judgement and no
doc prep
◍ Legal Description - clearly defines the boundaries of the land being
conveyed or encumbered
, ◍ Riparian Rights - those rights incident to land bordering upon
navigable waters, including rights of ingress, egress, boating, bathing,
and fishing among others as defined by law.
◍ Federal Tax Lien - good for 10 years plus 30 days from the date of
assessment referenced in the lien, with refiling extending the lien for an
additional 10 years
◍ United States Judgement - attaches as a lien, once properly filed in the
jurisdiction in which the subject property is located and remains a lien
for 20 years, with refiling extending the lien period for an extra 20 years
◍ Involuntary Liens - liens created by law and placed against the real
property without consent of the property owner
◍ Voluntary Liens - created by contract with consent of the property
owner
◍ Quit Claim Deed - makes no statement as to the grantor's ownership
interest, nor does it contain warranties
◍ 6 enforceable covenants of a warranty deed - 1) Seizin
2) Right to Convey
3) Against Encumbrances
