CA Property and Casualty Insurance
Practice Exam Sample Exam Questions with
Revised Answers () 100%
Guarantee Pass.
HO-2, HO-3, HO-4, HO-5, HO-6, and HO-8 are all types of homeowners policies. Which two sets of
policies are not solely designed for owner-occupied dwellings? - CORRECT ANSWERS HO-5 and
HO-8
*HO-4 and HO-6*
HO-2 and HO-8
HO-3 and HO-4
The HO-8, also known as the modified coverage form, is designed to meet the needs of what type of
insured? - CORRECT ANSWERS Owners of a historic home whose replacement cost value
exceeds the value of the home itself
A tenant who does not need to buy coverage for the dwelling itself but would like to cover his own
personal property should obtain which type of homeowners policy? - CORRECT ANSWERS HO-
2
HO-6
*HO-4*
HO-5
To obtain the broadest coverage available for an owner-occupied dwelling, the insured should purchase
which type of homeowner's policy? - CORRECT ANSWERS *HO-5 comprehensive form*
HO-8 modified coverage form
HO-2 broad form
HO-6 unit-owners form
, Broad form provides coverage for which of the following perils? - CORRECT ANSWERS Theft
*Glass breakage*
Smoke
Riot
An unendorsed DP-3 policy does not provide coverage for which of the following exposures? - CORRECT
ANSWERS Storage sheds
Debris removal
Garages
*Theft*
The DP-3 Dwelling Form contains all of the following coverages EXCEPT: - CORRECT ANSWERS
Coverage B - Other Structures
Coverage C - Personal Property
*Coverage A - Land*
Coverage D - Fair Rental Value
Special forms coverage is coverage on a DP policy form that combines broad form perils with what other
form of perils? !!! - CORRECT ANSWERS Modified perils
Basic form perils
*Open perils*
Special perils
Coverage C - Personal Property provides coverage for the insured's personal property under what
circumstance? - CORRECT ANSWERS While in the possession of the insured
*While on the covered premises*
Practice Exam Sample Exam Questions with
Revised Answers () 100%
Guarantee Pass.
HO-2, HO-3, HO-4, HO-5, HO-6, and HO-8 are all types of homeowners policies. Which two sets of
policies are not solely designed for owner-occupied dwellings? - CORRECT ANSWERS HO-5 and
HO-8
*HO-4 and HO-6*
HO-2 and HO-8
HO-3 and HO-4
The HO-8, also known as the modified coverage form, is designed to meet the needs of what type of
insured? - CORRECT ANSWERS Owners of a historic home whose replacement cost value
exceeds the value of the home itself
A tenant who does not need to buy coverage for the dwelling itself but would like to cover his own
personal property should obtain which type of homeowners policy? - CORRECT ANSWERS HO-
2
HO-6
*HO-4*
HO-5
To obtain the broadest coverage available for an owner-occupied dwelling, the insured should purchase
which type of homeowner's policy? - CORRECT ANSWERS *HO-5 comprehensive form*
HO-8 modified coverage form
HO-2 broad form
HO-6 unit-owners form
, Broad form provides coverage for which of the following perils? - CORRECT ANSWERS Theft
*Glass breakage*
Smoke
Riot
An unendorsed DP-3 policy does not provide coverage for which of the following exposures? - CORRECT
ANSWERS Storage sheds
Debris removal
Garages
*Theft*
The DP-3 Dwelling Form contains all of the following coverages EXCEPT: - CORRECT ANSWERS
Coverage B - Other Structures
Coverage C - Personal Property
*Coverage A - Land*
Coverage D - Fair Rental Value
Special forms coverage is coverage on a DP policy form that combines broad form perils with what other
form of perils? !!! - CORRECT ANSWERS Modified perils
Basic form perils
*Open perils*
Special perils
Coverage C - Personal Property provides coverage for the insured's personal property under what
circumstance? - CORRECT ANSWERS While in the possession of the insured
*While on the covered premises*
