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Washington Laws And Rules Pertinent To Insurance
Exam Newest 2025-2026 /Washington Laws And Rules
Pertinent To Insurance Exam Preparation/
Washington Laws And Rules Pertinent To Insurance
Practice Exam With 150 Complete Questions And
Correct Answers |Already Graded A+||Brand New
Versions!!
In Washington, an insurance producer cannot sell, solicit, or negotiate
policies for an insurer unless there is an agreement in place between the
producer and insurer. This agreement is called a(n) - ANSWER-
Appointment
A life policy loan in Washington cannot charge a fixed rate of interest
higher than - ANSWER-8%
A producer's license may only be suspended or revoked if the producer -
ANSWER-Has been afforded a right to a hearing
Producers must complete ___ hours of continuing education biannually.
- ANSWER-24
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Benefits for a Medicare Supplement policy - ANSWER-Must not
duplicate Medicare benefits
Carmen's individual life insurance policy has recently lapsed. She may
reinstate her policy anytime within ___ year(s) - ANSWER-3
Washington requires that an insurance producer must complete ___
hour(s) of continuing education on the subject of laws and ethics every
reporting period. - ANSWER-3
Which of these is NOT an Unfair Claims Settlement practice? -
ANSWER-Providing claim payments to insureds under the the guidance
of the insurance contract
An insurer must send a notice of appointment for a producer within ___
days from the date of an executed agency contract or after submitting the
first application to the insurer. - ANSWER-15
Suitability is best described as - ANSWER-Obtaining information from
the applicant to determine whether an insurance or annuity product is
appropriate
A(n) _____ company is owned by its shareholders. - ANSWER-Stock
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Insurance producer Kelly offers an insured $500 shopping card if an
insurance product is purchased through her. What is this an example of?
- ANSWER-Rebating
The Right-to-Examine period is ___ days for all Long-Term Care
Policies sold in Washington. - ANSWER-30
Within ___ days after policy delivery, both Medicare Supplement and
Long-Term Care policies can be returned for a 100% premium refund. -
ANSWER-30
The Commissioner must examine the financial affairs of each admitted
insurer operating in Washington at least once every - ANSWER-5 years
An association operating solely for the benefit for its members and their
beneficiaries is called a - ANSWER-Fraternal Benefit Society
Within ___ days after policy delivery, disability policies can be returned
for a 100% premium refund. - ANSWER-10
A Medicare Supplement policy's outline of coverage MUST include a(n)
- ANSWER-Description of policy benefits
An advertisement for an insurance product may contain - ANSWER-The
insurer's name
Washington Laws And Rules Pertinent To Insurance
Exam Newest 2025-2026 /Washington Laws And Rules
Pertinent To Insurance Exam Preparation/
Washington Laws And Rules Pertinent To Insurance
Practice Exam With 150 Complete Questions And
Correct Answers |Already Graded A+||Brand New
Versions!!
In Washington, an insurance producer cannot sell, solicit, or negotiate
policies for an insurer unless there is an agreement in place between the
producer and insurer. This agreement is called a(n) - ANSWER-
Appointment
A life policy loan in Washington cannot charge a fixed rate of interest
higher than - ANSWER-8%
A producer's license may only be suspended or revoked if the producer -
ANSWER-Has been afforded a right to a hearing
Producers must complete ___ hours of continuing education biannually.
- ANSWER-24
,2|Page
Benefits for a Medicare Supplement policy - ANSWER-Must not
duplicate Medicare benefits
Carmen's individual life insurance policy has recently lapsed. She may
reinstate her policy anytime within ___ year(s) - ANSWER-3
Washington requires that an insurance producer must complete ___
hour(s) of continuing education on the subject of laws and ethics every
reporting period. - ANSWER-3
Which of these is NOT an Unfair Claims Settlement practice? -
ANSWER-Providing claim payments to insureds under the the guidance
of the insurance contract
An insurer must send a notice of appointment for a producer within ___
days from the date of an executed agency contract or after submitting the
first application to the insurer. - ANSWER-15
Suitability is best described as - ANSWER-Obtaining information from
the applicant to determine whether an insurance or annuity product is
appropriate
A(n) _____ company is owned by its shareholders. - ANSWER-Stock
, 3|Page
Insurance producer Kelly offers an insured $500 shopping card if an
insurance product is purchased through her. What is this an example of?
- ANSWER-Rebating
The Right-to-Examine period is ___ days for all Long-Term Care
Policies sold in Washington. - ANSWER-30
Within ___ days after policy delivery, both Medicare Supplement and
Long-Term Care policies can be returned for a 100% premium refund. -
ANSWER-30
The Commissioner must examine the financial affairs of each admitted
insurer operating in Washington at least once every - ANSWER-5 years
An association operating solely for the benefit for its members and their
beneficiaries is called a - ANSWER-Fraternal Benefit Society
Within ___ days after policy delivery, disability policies can be returned
for a 100% premium refund. - ANSWER-10
A Medicare Supplement policy's outline of coverage MUST include a(n)
- ANSWER-Description of policy benefits
An advertisement for an insurance product may contain - ANSWER-The
insurer's name
