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HCAD 401 Quiz 5 Questions with Answers
(100% Correct Answers)
The most common third-party payers in the United States healthcare system
are
A) Insurance companies and providers
B) Providers and the government
C) The government and insurance companies
D) Providers and insurance companies Answer: C) The government and
insurance companies
Which organization offered prepaid medical care to school teachers?
A) The Medical Care Plan of Texas
B) Baylor University Hospital
C) Medicare
D) Kaiser Permanente Answer: B) Baylor University Hospital
Under a direct service plan, the employer prepays ___________ to take care of
its employees
A) A third party
B) An integrated delivery system
C) Specific hospitals and physicians
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D) Hospitals and physicians of the employees' choosing Answer: C) Specific
hospitals and physicians
Under a commercial indemnity plan, the employer pays ___________, which
reimburses __________
A) A hospital of the employee's choosing; the employer
B) An insurance company; the employer
C) A hospital of the employees' choosing; insurance compnay
D) An insurance company; a hospital or physician of the employees' choosing
Answer: D) An insurance company; a hospital or physician of the employees'
choosing
Organizations using _________ to set premiums assume groups pay different
premiums based on risk
A) A community rating
B) A sliding scale rating
C) An experience rating
D) A per diem rating Answer: C) An experience rating
Which of the following is an example of managed care's attempt to improve the
financing and delivery of healthcare while still holding down costs?
A) Preauthorization for hospital admissions
B) Consumer-driven health plans
HCAD 401 Quiz 5 Questions with Answers
(100% Correct Answers)
The most common third-party payers in the United States healthcare system
are
A) Insurance companies and providers
B) Providers and the government
C) The government and insurance companies
D) Providers and insurance companies Answer: C) The government and
insurance companies
Which organization offered prepaid medical care to school teachers?
A) The Medical Care Plan of Texas
B) Baylor University Hospital
C) Medicare
D) Kaiser Permanente Answer: B) Baylor University Hospital
Under a direct service plan, the employer prepays ___________ to take care of
its employees
A) A third party
B) An integrated delivery system
C) Specific hospitals and physicians
, 2
D) Hospitals and physicians of the employees' choosing Answer: C) Specific
hospitals and physicians
Under a commercial indemnity plan, the employer pays ___________, which
reimburses __________
A) A hospital of the employee's choosing; the employer
B) An insurance company; the employer
C) A hospital of the employees' choosing; insurance compnay
D) An insurance company; a hospital or physician of the employees' choosing
Answer: D) An insurance company; a hospital or physician of the employees'
choosing
Organizations using _________ to set premiums assume groups pay different
premiums based on risk
A) A community rating
B) A sliding scale rating
C) An experience rating
D) A per diem rating Answer: C) An experience rating
Which of the following is an example of managed care's attempt to improve the
financing and delivery of healthcare while still holding down costs?
A) Preauthorization for hospital admissions
B) Consumer-driven health plans
