Tennessee Health Insurance Exam - Pearson
VUE Exam Questions with Revised Answers
() 100% Guarantee Pass.
What is required for insurance applicants for an insurer who are required to pass a written exam? -
CORRECT ANSWERS complete a pre-licensing course of study, pass a background check, obtain
license
What is correct about the life and health guaranty association? - CORRECT ANSWERS it is to
protect policyholders when an insurance company becomes insolvent.
Moving from one state to another, a producer must file a change of address within how many days? -
CORRECT ANSWERS 30 days
Which of the following acts by an insurance company would be considered unfair claims settlement
practice? - CORRECT ANSWERS making claims payments to an insured or beneficiary without
indicating the coverage under which each payment is being made.
A limited insurance rep may sell what insurance? - CORRECT ANSWERS limited travel, credit
life, mortgage guaranty insurance, personal property insurance, crop hail insurance and title insurance
Free look provision in health policy begins when? - CORRECT ANSWERS at the beginning of the
policy
What must a license holder meet continuing education requirements in Tennessee? - CORRECT
ANSWERS 40 hours of continuing education every two years
In Tennessee a long-term policy must be renewable in what way? - CORRECT ANSWERS
guaranteed renewable.
, What is not required in accidental and health policies in Tennessee? - CORRECT ANSWERS
change of occupation
What is not a legit insurance practice from a business competitor? - CORRECT ANSWERS
reducing commissions in order to make a sale.
Medicare supplement contract may include a preexisting condition exclusion in how many months? -
CORRECT ANSWERS 6 months
What is an example of defamation in insurance? - CORRECT ANSWERS the act of making false
statements or spreading false information about a person or entity that harms their reputation.
Commissioner of insurance is able to suspend or revoke a license except when? - CORRECT ANSWERS
a licensee defaults on a personal loan
A correct statement about the regulatory authority of the commissioner is that the commissioner may? -
CORRECT ANSWERS establish guidelines for continuing education as a part of the producer
license renewal procedure.
Disclosure of the commissioner by procedure is required for what felony conviction? - CORRECT
ANSWERS any felony conviction in any state
A person may sell, solicit, or negotiate on behalf of insurer immediately after when? - CORRECT
ANSWERS receiving state license
A domestic insurance company is defined as - CORRECT ANSWERS an insurance company that
has gotten its license to operate in a particular state.
VUE Exam Questions with Revised Answers
() 100% Guarantee Pass.
What is required for insurance applicants for an insurer who are required to pass a written exam? -
CORRECT ANSWERS complete a pre-licensing course of study, pass a background check, obtain
license
What is correct about the life and health guaranty association? - CORRECT ANSWERS it is to
protect policyholders when an insurance company becomes insolvent.
Moving from one state to another, a producer must file a change of address within how many days? -
CORRECT ANSWERS 30 days
Which of the following acts by an insurance company would be considered unfair claims settlement
practice? - CORRECT ANSWERS making claims payments to an insured or beneficiary without
indicating the coverage under which each payment is being made.
A limited insurance rep may sell what insurance? - CORRECT ANSWERS limited travel, credit
life, mortgage guaranty insurance, personal property insurance, crop hail insurance and title insurance
Free look provision in health policy begins when? - CORRECT ANSWERS at the beginning of the
policy
What must a license holder meet continuing education requirements in Tennessee? - CORRECT
ANSWERS 40 hours of continuing education every two years
In Tennessee a long-term policy must be renewable in what way? - CORRECT ANSWERS
guaranteed renewable.
, What is not required in accidental and health policies in Tennessee? - CORRECT ANSWERS
change of occupation
What is not a legit insurance practice from a business competitor? - CORRECT ANSWERS
reducing commissions in order to make a sale.
Medicare supplement contract may include a preexisting condition exclusion in how many months? -
CORRECT ANSWERS 6 months
What is an example of defamation in insurance? - CORRECT ANSWERS the act of making false
statements or spreading false information about a person or entity that harms their reputation.
Commissioner of insurance is able to suspend or revoke a license except when? - CORRECT ANSWERS
a licensee defaults on a personal loan
A correct statement about the regulatory authority of the commissioner is that the commissioner may? -
CORRECT ANSWERS establish guidelines for continuing education as a part of the producer
license renewal procedure.
Disclosure of the commissioner by procedure is required for what felony conviction? - CORRECT
ANSWERS any felony conviction in any state
A person may sell, solicit, or negotiate on behalf of insurer immediately after when? - CORRECT
ANSWERS receiving state license
A domestic insurance company is defined as - CORRECT ANSWERS an insurance company that
has gotten its license to operate in a particular state.
