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WASHINGTON LAWS AND RULES PERTINENT TO INSURANCE EXAM LATEST
2025/2026 ACTUAL EXAM WITH COMPLETE QUESTIONS AND CORRECT
DETAILED ANSWERS (100% VERIFIED ANSWERS) |ALREADY GRADED A+|
||PROFESSOR VERIFIED|| ||BRANDNEW!!!||
XYZ Life Insurance company's home office is located in Ohio and
is incorporated in Ohio. In Washington, they are considered to be
- ANSWER-Foreign
In Washington, a Long-Term Care policy must be ______
renewable. - ANSWER-Guaranteed
Coverage for newborns under an accident and health (disability)
plan MUST include coverage for - ANSWER-Birth abnormalities
In Washington, an insurance producer cannot sell, solicit, or
negotiate policies for an insurer unless there is an agreement in
place between the producer and insurer. This agreement is called
a(n) - ANSWER-Appointment
A life policy loan in Washington cannot charge a fixed rate of
interest higher than - ANSWER-8%
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A producer's license may only be suspended or revoked if the
producer - ANSWER-Has been afforded a right to a hearing
Producers must complete ___ hours of continuing education
biannually. - ANSWER-24
Benefits for a Medicare Supplement policy - ANSWER-Must not
duplicate Medicare benefits
Carmen's individual life insurance policy has recently lapsed. She
may reinstate her policy anytime within ___ year(s) - ANSWER-3
Washington requires that an insurance producer must complete
___ hour(s) of continuing education on the subject of laws and
ethics every reporting period. - ANSWER-3
Which of these is NOT an Unfair Claims Settlement practice? -
ANSWER-Providing claim payments to insureds under the the
guidance of the insurance contract
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An insurer must send a notice of appointment for a producer
within ___ days from the date of an executed agency contract or
after submitting the first application to the insurer. - ANSWER-15
Suitability is best described as - ANSWER-Obtaining information
from the applicant to determine whether an insurance or annuity
product is appropriate
A(n) _____ company is owned by its shareholders. - ANSWER-
Stock
Insurance producer Kelly offers an insured $500 shopping card if
an insurance product is purchased through her. What is this an
example of? - ANSWER-Rebating
The Right-to-Examine period is ___ days for all Long-Term Care
Policies sold in Washington. - ANSWER-30
WASHINGTON LAWS AND RULES PERTINENT TO INSURANCE EXAM LATEST
2025/2026 ACTUAL EXAM WITH COMPLETE QUESTIONS AND CORRECT
DETAILED ANSWERS (100% VERIFIED ANSWERS) |ALREADY GRADED A+|
||PROFESSOR VERIFIED|| ||BRANDNEW!!!||
XYZ Life Insurance company's home office is located in Ohio and
is incorporated in Ohio. In Washington, they are considered to be
- ANSWER-Foreign
In Washington, a Long-Term Care policy must be ______
renewable. - ANSWER-Guaranteed
Coverage for newborns under an accident and health (disability)
plan MUST include coverage for - ANSWER-Birth abnormalities
In Washington, an insurance producer cannot sell, solicit, or
negotiate policies for an insurer unless there is an agreement in
place between the producer and insurer. This agreement is called
a(n) - ANSWER-Appointment
A life policy loan in Washington cannot charge a fixed rate of
interest higher than - ANSWER-8%
,2|Page
A producer's license may only be suspended or revoked if the
producer - ANSWER-Has been afforded a right to a hearing
Producers must complete ___ hours of continuing education
biannually. - ANSWER-24
Benefits for a Medicare Supplement policy - ANSWER-Must not
duplicate Medicare benefits
Carmen's individual life insurance policy has recently lapsed. She
may reinstate her policy anytime within ___ year(s) - ANSWER-3
Washington requires that an insurance producer must complete
___ hour(s) of continuing education on the subject of laws and
ethics every reporting period. - ANSWER-3
Which of these is NOT an Unfair Claims Settlement practice? -
ANSWER-Providing claim payments to insureds under the the
guidance of the insurance contract
, 3|Page
An insurer must send a notice of appointment for a producer
within ___ days from the date of an executed agency contract or
after submitting the first application to the insurer. - ANSWER-15
Suitability is best described as - ANSWER-Obtaining information
from the applicant to determine whether an insurance or annuity
product is appropriate
A(n) _____ company is owned by its shareholders. - ANSWER-
Stock
Insurance producer Kelly offers an insured $500 shopping card if
an insurance product is purchased through her. What is this an
example of? - ANSWER-Rebating
The Right-to-Examine period is ___ days for all Long-Term Care
Policies sold in Washington. - ANSWER-30
