GOVERNMENT TRAVEL CARD TRAINING STUDY
GUIDE 2026 – COMPLETE CONCEPT REVIEW &
PRACTICE MATERIALS (LATEST EDITION)
Section 1: Program Fundamentals & Responsibilities
1. What is the primary purpose of the Government Travel Card (GTC)?
a) To pay for personal entertainment during travel.
b) To eliminate the need for travel advances and reduce government costs. ✓
c) To serve as a form of government identification.
d) To pay for long-term training and education courses.
2. Who is ultimately responsible for all charges on a GTC account?
a) The Agency Program Coordinator (APC).
b) The bank that issues the card.
c) The traveler (cardholder). ✓
d) The approving official.
3. Which of the following is a cardholder's PRIMARY financial responsibility?
a) Reconciling transactions in the travel system.
b) Ensuring the card is used only for authorized expenses. ✓
c) Filing the travel voucher (DD Form 1351-2).
d) Notifying the APC of a lost card.
4. The GTC is a form of what type of credit?
a) Revolving, personal credit.
b) Limited, closed-loop credit.
c) Individual, liability credit. ✓
d) Corporate, no-limit credit.
5. Using the GTC for personal expenses is a violation of:
a) Agency policy only.
b) The terms of the cardholder agreement and federal law. ✓
c) Bank policy only.
d) The JTR, but carries no personal penalty.
Section 2: Authorized & Unauthorized Uses
, 6. Which expense is ALWAYS an authorized use of the GTC?
a) Payment of government airline tickets. ✓
b) Payment of traffic fines.
c) Cash withdrawal for incidental expenses.
d) Payment for a personal meal while on travel.
7. According to the JTR, the GTC may be used to pay for which of the following?
a) Laundry expenses after a certain number of travel days. ✓
b) In-flight alcoholic beverages.
c) A souvenir gift for a family member.
d) Health club fees at the hotel.
8. Using the GTC to get cash from an ATM for a non-emergency is:
a) Authorized if under $50.
b) Considered a misuse of the card. ✓
c) Authorized if you pay a fee.
d) Required for incidental expenses.
9. Which is an example of GTC misuse?
a) Paying for a rental car fuel purchase.
b) Using the card for a hotel room on official orders. ✓ (Note: This is a TRICK question.
This is actually CORRECT use. The correct answer should be an example of misuse. For
this slot, a better question/answer is: Paying for a family member's airline ticket. ✓)
c) Splitting a meal bill with a colleague.
d) Paying for official conference registration.
10. The GTC may be used for a cash advance only under what condition?
a) When you forget your personal wallet.
b) When it is necessary for mission accomplishment and approved. ✓
c) Anytime you are in a foreign country.
d) When you need to pay for a taxi.
Section 3: Managing the Account & Split Disbursement
11. What is "Split Disbursement"?
a) Splitting a hotel bill between two credit cards.
b) The process where travel reimbursement is sent directly to the GTC bank to pay the
bill. ✓
c) Dividing travel costs between two different orders.
d) A method to dispute unauthorized charges.
, 12. When is a cardholder's GTC bill considered officially paid by the government?
a) When the travel voucher is submitted.
b) When the cardholder makes a personal payment.
c) When the bank receives and processes the government's payment. ✓
d) On the payment due date listed on the statement.
13. If split disbursement fails or is incomplete, who is responsible for payment?
a) The Agency Program Coordinator (APC).
b) The government's finance office.
c) The traveler (cardholder). ✓
d) The card-issuing bank.
14. The cardholder should reconcile transactions in the travel system against what?
a) Their personal bank statement.
b) The GTC bank statement and receipts. ✓
c) Their travel orders only.
d) Emails from the approving official.
15. What should you do immediately upon discovering a fraudulent or incorrect charge on
your GTC statement?
a) Wait to see if it corrects itself next month.
b) Dispute the charge with the bank and notify your APC. ✓
c) Pay the charge to avoid late fees.
d) Only report it on your travel voucher.
Section 4: Delinquency & Consequences
16. A GTC account is typically considered "delinquent" after how many days past the
billing date?
a) 30 days.
b) 60 days.
c) 90 days.
d) The day after the payment due date. ✓
17. What is a mandatory consequence of a Level 1 (61-90 days) delinquency?
a) Immediate card cancellation.
b) Mandatory debt collection action.
c) Suspension of the card. ✓
d) Criminal charges.
GUIDE 2026 – COMPLETE CONCEPT REVIEW &
PRACTICE MATERIALS (LATEST EDITION)
Section 1: Program Fundamentals & Responsibilities
1. What is the primary purpose of the Government Travel Card (GTC)?
a) To pay for personal entertainment during travel.
b) To eliminate the need for travel advances and reduce government costs. ✓
c) To serve as a form of government identification.
d) To pay for long-term training and education courses.
2. Who is ultimately responsible for all charges on a GTC account?
a) The Agency Program Coordinator (APC).
b) The bank that issues the card.
c) The traveler (cardholder). ✓
d) The approving official.
3. Which of the following is a cardholder's PRIMARY financial responsibility?
a) Reconciling transactions in the travel system.
b) Ensuring the card is used only for authorized expenses. ✓
c) Filing the travel voucher (DD Form 1351-2).
d) Notifying the APC of a lost card.
4. The GTC is a form of what type of credit?
a) Revolving, personal credit.
b) Limited, closed-loop credit.
c) Individual, liability credit. ✓
d) Corporate, no-limit credit.
5. Using the GTC for personal expenses is a violation of:
a) Agency policy only.
b) The terms of the cardholder agreement and federal law. ✓
c) Bank policy only.
d) The JTR, but carries no personal penalty.
Section 2: Authorized & Unauthorized Uses
, 6. Which expense is ALWAYS an authorized use of the GTC?
a) Payment of government airline tickets. ✓
b) Payment of traffic fines.
c) Cash withdrawal for incidental expenses.
d) Payment for a personal meal while on travel.
7. According to the JTR, the GTC may be used to pay for which of the following?
a) Laundry expenses after a certain number of travel days. ✓
b) In-flight alcoholic beverages.
c) A souvenir gift for a family member.
d) Health club fees at the hotel.
8. Using the GTC to get cash from an ATM for a non-emergency is:
a) Authorized if under $50.
b) Considered a misuse of the card. ✓
c) Authorized if you pay a fee.
d) Required for incidental expenses.
9. Which is an example of GTC misuse?
a) Paying for a rental car fuel purchase.
b) Using the card for a hotel room on official orders. ✓ (Note: This is a TRICK question.
This is actually CORRECT use. The correct answer should be an example of misuse. For
this slot, a better question/answer is: Paying for a family member's airline ticket. ✓)
c) Splitting a meal bill with a colleague.
d) Paying for official conference registration.
10. The GTC may be used for a cash advance only under what condition?
a) When you forget your personal wallet.
b) When it is necessary for mission accomplishment and approved. ✓
c) Anytime you are in a foreign country.
d) When you need to pay for a taxi.
Section 3: Managing the Account & Split Disbursement
11. What is "Split Disbursement"?
a) Splitting a hotel bill between two credit cards.
b) The process where travel reimbursement is sent directly to the GTC bank to pay the
bill. ✓
c) Dividing travel costs between two different orders.
d) A method to dispute unauthorized charges.
, 12. When is a cardholder's GTC bill considered officially paid by the government?
a) When the travel voucher is submitted.
b) When the cardholder makes a personal payment.
c) When the bank receives and processes the government's payment. ✓
d) On the payment due date listed on the statement.
13. If split disbursement fails or is incomplete, who is responsible for payment?
a) The Agency Program Coordinator (APC).
b) The government's finance office.
c) The traveler (cardholder). ✓
d) The card-issuing bank.
14. The cardholder should reconcile transactions in the travel system against what?
a) Their personal bank statement.
b) The GTC bank statement and receipts. ✓
c) Their travel orders only.
d) Emails from the approving official.
15. What should you do immediately upon discovering a fraudulent or incorrect charge on
your GTC statement?
a) Wait to see if it corrects itself next month.
b) Dispute the charge with the bank and notify your APC. ✓
c) Pay the charge to avoid late fees.
d) Only report it on your travel voucher.
Section 4: Delinquency & Consequences
16. A GTC account is typically considered "delinquent" after how many days past the
billing date?
a) 30 days.
b) 60 days.
c) 90 days.
d) The day after the payment due date. ✓
17. What is a mandatory consequence of a Level 1 (61-90 days) delinquency?
a) Immediate card cancellation.
b) Mandatory debt collection action.
c) Suspension of the card. ✓
d) Criminal charges.
