WCCA 10 ASSIGNMENT 4 EXAM
2025/2026 QUESTIONS AND ANSWERS
100% PASS
Argot Corp. is insured under a Workers Compensation and Employers Liability Insurance Policy
(WC&EL policy) written by Fredine Insurance Co. Argot currently does business in California
(CA), but is considering expanding to other states, including Ohio (OH) and Washington (WA). In
examining its WC&EL policy, Argot notices this language in Item 3.C of the Information Page: "All
States except those listed in Item 3.A and ND, OH, WA, and WY." (CA is listed in Item 3.A). If
Argot decides to expand to OH or WA, which one of the following steps should it take to obtain
workers compensation coverage in these new states? - ANS Obtain workers compensation
coverage from the appropriate agency in OH and WA
Stulford was insured under a Workers Compensation and Employers Liability Insurance Policy
(WC&EL policy). One of its employees, Leah, claimed that she had been sexually harassed by her
manager and Leah filed suit against Stulford for sexual harassment. Which one of the following
statements is true regarding whether Stulford is covered for Leah's claim under Stulford's
WC&EL policy? - ANS Stulford is not covered because employment practices are not covered
under the WC&EL policy.
Leila is the CEO of the Millwright Co., a large agribusiness that operates across the United
States. Millwright has many types of employees, including farm and casual laborers. Millwright
has an unendorsed Workers Compensation and Employers Liability Insurance Policy (WC&EL
policy), written by Taunton Insurance, that provides coverage in all states in which Millwright
does business. Millwright does no business in any monopolistic fund state. Leila asks Daniel,
1 @COPYRIGHT 2025/2026 ALLRIGHTS RESERVED.
2025/2026 QUESTIONS AND ANSWERS
100% PASS
Argot Corp. is insured under a Workers Compensation and Employers Liability Insurance Policy
(WC&EL policy) written by Fredine Insurance Co. Argot currently does business in California
(CA), but is considering expanding to other states, including Ohio (OH) and Washington (WA). In
examining its WC&EL policy, Argot notices this language in Item 3.C of the Information Page: "All
States except those listed in Item 3.A and ND, OH, WA, and WY." (CA is listed in Item 3.A). If
Argot decides to expand to OH or WA, which one of the following steps should it take to obtain
workers compensation coverage in these new states? - ANS Obtain workers compensation
coverage from the appropriate agency in OH and WA
Stulford was insured under a Workers Compensation and Employers Liability Insurance Policy
(WC&EL policy). One of its employees, Leah, claimed that she had been sexually harassed by her
manager and Leah filed suit against Stulford for sexual harassment. Which one of the following
statements is true regarding whether Stulford is covered for Leah's claim under Stulford's
WC&EL policy? - ANS Stulford is not covered because employment practices are not covered
under the WC&EL policy.
Leila is the CEO of the Millwright Co., a large agribusiness that operates across the United
States. Millwright has many types of employees, including farm and casual laborers. Millwright
has an unendorsed Workers Compensation and Employers Liability Insurance Policy (WC&EL
policy), written by Taunton Insurance, that provides coverage in all states in which Millwright
does business. Millwright does no business in any monopolistic fund state. Leila asks Daniel,
1 @COPYRIGHT 2025/2026 ALLRIGHTS RESERVED.
